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February 2025

What insurance do you need to buy a home?

Home Movers, First Time Buyers |

Are you buying a home in 2025? You’ve sorted out your finances, found the perfect home to buy, and now all you need to do is move in? Don’t forget insurance as the last step! We are here to help — call us today to get all your insurance in order before you commit to buy.

Protecting Your Family’s Financial Security with Life Insurance

Home Movers, First Time Buyers, Remortgages |

When you buy a new home, you're often making one of the largest financial commitments of your life. At this exciting time, let us look after the details for income protection. We’ll get your policy in place to look after you when you need it most.

Can I use equity release to buy a new home?

Home Movers, Equity Release, Mortgage tips, Homeowners |

Whether you are looking to purchase a new home to move into or purchase a property for a family member, we can explore your equity release options to see if it’s affordable for you. Did you know you could release equity to buy another property? Contact us via email or phone to get started, and we’ll start the process. Let’s dive into what’s involved!

Get prepared now for a big remortgage opportunity in 2025!

Remortgages, Mortgage tips |

In 2025, there is a massive remortgage opportunity. Are you one of the 1.8 million mortgage borrowers coming to the end of their fixed-rate mortgages over the next twelve months? Whether you’ve been on a two-year or five-year fixed-rate deal, things might look very different financially, as we’ve had a lot of change!

January 2025

How technology is shaping the future of general insurance

Home Movers, First Time Buyers, Remortgages, Home Insurance |

From AI-driven claims processing to integrating Internet of Things (IoT) devices for personalised coverage, the future of general insurance is filled with technological innovations! Here's an in-depth look at how technology is reshaping the sector and the trends of the future:

Insured private healthcare admissions at near-record levels

Wellbeing |

Did you know private healthcare admissions are up, according to the Private Healthcare Information Network (PHIN)? The research shows that admissions paid for with PMI are mostly employer-funded schemes. Meanwhile, total self-paid private hospital admissions (paid for by the patient or their family) were 32% above pre-pandemic levels.

What is probate and could it affect a life insurance claim?

Protection, Homeowners |

A grant of probate is sometimes needed when valuable assets, such as property and shares, are left in a will. It's a process that ensures the instructions in a will can be followed. It's a lengthy legal proceeding before the courts to settle wills. A grant of probate is sometimes needed when valuable assets, such as property and shares, are left in a will.

Manage cash flow by leveraging your equity

Equity Release, Mortgage tips, Homeowners |

Loading up the credit card is something we see all too often. But have you thought of leveraging the equity in your property? We can work with you to unlock your equity by consolidating your debt. Paying it down at much lower interest rates. Here's some more information below to see if equity release is the best option for you.

Are you one of the married couples due up to a £1,000 tax rebate?

Saving Money |

With over 24 million people in the UK tying the knot, did you know you might be due a tax rebate possibly of over a £1000? It's claimed via the Marriage Tax Allowance, and currently, two million British married couples are not claiming when they could be. It's a tax refund and depends on how much you earn.

Let’s take a closer look at secured loans to clear debt

Remortgages, Mortgage tips |

Have you heard of a secured loan before? It is a loan that uses an asset as collateral. This means the lender can take the asset you nominate if you can’t repay the loan. If you face a lot of credit card debt after the holidays, a secured loan can be a good way to consolidate the debt into one easy repayment. Secured loans may allow borrowers to enjoy lower interest rates, presenting a lower risk to lenders.

Latest Blog

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Understanding Tax Calculations and Tax Year Overviews

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Want to Boost Your Home's Appeal? Start with the Garden

What an amazing summer we’ve been having, and if like us, you’ve been spending a lot of time in th...

Making the Most of Your Home in Retirement – With the Right Advice

For many people approaching or already in retirement, your home isn’t just where you live, it’s al...

From Renting to Retirement: How Your Insurance Needs Change Through Life

As your lifestyle evolves, so do the risks you face. Your insurance cover should adapt to reflect th...

Supporting a Self-Employed Single Mum with Critical Illness Cover

We recently encountered an interesting real-life scenario, and we thought it would be helpful to sho...

Boost Your Chances for a Mortgage

Are you looking for a new mortgage? How organised are you? Let’s go through some of the key criteri...

Stay Calm and Financially Resilient

Your Money, Your Safety Net...Life can be unpredictable. Whether it's a sudden job loss, an illness,...

Can Your Health Cover Help You Get Fitter? Here’s How

Are you looking to feel your best this summer? It can be a self-conscious time of year, but let’s m...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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