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August 2025

Supporting a Self-Employed Single Mum with Critical Illness Cover

Protection, Wellbeing |

We recently encountered an interesting real-life scenario, and we thought it would be helpful to show you how we assisted a self-employed single mum with her critical illness cover. Do you need specialised income protection, critical illness cover, or life insurance? It’s really important to ensure you are protected for your family.

Boost Your Chances for a Mortgage

Home Movers, First Time Buyers, Remortgages, Mortgage tips |

Are you looking for a new mortgage? How organised are you? Let’s go through some of the key criteria and get your chances looking nice and healthy! From first-time buyers to those remortgaging, and everything in between.

July 2025

Stay Calm and Financially Resilient

Saving Money, Wellbeing |

Your Money, Your Safety Net...Life can be unpredictable. Whether it's a sudden job loss, an illness, or a big, unexpected expense, being financially resilient means you're ready to weather the storm. The best part? A lot of these you can ‘set and forget’, meaning with a budget in place, you can enjoy your holiday or drinks in the beer garden. But also know when to ‘call it’ to ensure your financial resilience. Here's how you can start building that resilience today in practical, ...

Can Your Health Cover Help You Get Fitter? Here’s How

Wellbeing |

Are you looking to feel your best this summer? It can be a self-conscious time of year, but let’s make 2025 the year you leave your worries behind. And actually enjoy swimming with the kids or sunbathing on the beach. Did you know private health insurance can help you become more active, healthier, and more proactive in your fitness goals? Probably, because we talk about it all the time! But while most people think of health insurance as something you use when you're ill, many modern polici...

Accessing Capital: Comparing Equity Release, Loans, and Remortgages

Equity Release, Mortgage tips, Homeowners |

Are you looking to take a dream holiday this summer? Or do you have plans to get the garden ready to enjoy the sun? Whether you want to renovate your home, support your family, or manage debts, there are several ways to release money from your property. This fact sheet breaks down three common options. Plus, we’ve included real-life examples to help you understand how each one works.

Not All Income Protection Is Equal – Here’s Why

Protection, Saving Money |

Life can be unpredictable, and depending on your line of work, if illness or injury stops you from working, your income can change overnight. That’s where income protection insurance comes in. Offering a financial safety net when you need it most. We are specialised in helping people with income protection. We’re here to help – give us a ring and let’s talk through your options.

Don’t Let a Bargain Policy Leave You Uncovered

Home Insurance, Protection |

When it comes to buying insurance, whether for your car, home, health, or income, it’s tempting to focus on price. After all, who doesn’t want to save money? But while a cheaper premium may look appealing upfront, it could cost you far more in the long run. if the policy doesn’t do what you need it to. Equally, by chatting with an advisor, you’ll ensure you’ll end up with the right policy for you and your needs.

Stamp Duty Changes: What Homebuyers Need to Know

Home Movers, First Time Buyers, Remortgages |

If you're planning to buy property in England or Northern Ireland, there’s some big news you should know about. As of April 1, 2025, the temporary Stamp Duty relief introduced back in 2022 has officially ended, and several major changes are now in effect.

June 2025

How can a critical illness insurance policy help

Protection, Wellbeing |

Did you know that critical illness insurance can provide an extra security net? Waiting times for elective surgery within the NHS have significantly worsened in recent years. COVID-19 had a deep and lasting impact on access to care. NHS England alone recorded over 7.5 million people on waiting lists as of late 2024.

Avoid NHS waiting times with private medical insurance

Wellbeing |

Did you know private health insurance can provide an essential safety net? You’ll be able to access treatment faster, bypassing waiting lists. One monthly fee or an annual payment will reduce financial stress by covering the high costs of surgery, diagnostics, and hospital care. And you’ll have the choice of specialists and hospitals to suit your needs. Plus, comprehensive support for high-value claims, such as cancer treatment.

Stay Informed: Mortgage Tips & Trends

When Your Health Insurance Policy Is Due for Renewal – And What Happens Next

In the UK, most private health insurance policies renew annually, usually on the anniversary of your...

Heading Away this Winter? Protect Your Home and Car While You’re Gone

Are you one of the lucky ones heading abroad this winter? Whether for a skiing trip or basking in so...

Gifting A First-Time Buyer? Maybe Equity Release Will Help

You might have heard of equity release, but did you know it’s a practical and increasingly common w...

Why Protecting Income Matters More Than Ever

We read something shocking recently. Recent figures show that around 40% of UK adults have less than...

What Does the Change In Base Rate Mean for Your Mortgage In 2026?

As of early 2026, the base rate has been cut to around 3.75%. It’s the lowest it’s been in nearly ...

The January Money Reset Quiz

Be honest, January arrives, the decorations come down… and suddenly the credit card statements arri...

Small Tweaks, Better Balance

January is a natural time to get organised. Budgets are under review, paperwork is being sorted, and...

A New Year Perspective: How Equity Release Could Support Your Future Goals

January is often a time for reflection and forward planning. For homeowners in later life, it can al...

Is Your Protection Still Fit for Purpose? January is the Time to Review Income & Life Cover

January is often when people take a step back and look at their finances with fresh eyes. Once the f...

Does Your Health Insurance Still Reflect Your Life Today?

January has a habit of making us take stock. New diaries, fresh plans, and a quiet promise to be a b...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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