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September 2023

Navigating TikTok Shop: Exploring a new e-commerce frontier while staying scam-savvy

The world of e-commerce is ever-evolving, constantly introducing fresh avenues for both sellers and buyers to connect and transact. One such platform making waves in this dynamic landscape is TikTok Shop. While it holds exciting potential for discovering unique products and engaging with innovative brands, it's crucial to navigate this terrain with caution to avoid falling victim to scams.

Get your home and property autumn ready

Home Insurance, Saving Money |

Taking a few precautions before the onset of Winter weather can help you avoid potential claims and prevent the need for more extensive repairs later on. Here are seven steps you can take to ready your home and property for the Autumn season:

Unlocking energy efficiency: Enhance your home with a lifetime mortgage

Equity Release, Homeowners |

In a world where energy bills are rising faster than ever, finding ways to make your home more energy-efficient has become a priority for homeowners. The good news is that a lifetime mortgage can provide a unique opportunity to not only enhance your property's energy efficiency but also improve your overall quality of life.

Are there different types of life cover?

Protection, Homeowners |

When it comes to securing your family's financial future, life cover is an essential consideration. Life cover, often referred to as life insurance, provides a safety net that ensures your loved ones are financially protected in the event of your passing. There are several types of life cover to choose from, each designed to cater to different needs and circumstances.

Mortgage product transfer vs. remortgage

Remortgages, Mortgage tips, Homeowners |

When it comes to managing your mortgage, there often comes a point where you need to make a decision that could significantly impact your financial future. Two common options that homeowners consider are mortgage product transfers and remortgages. While both choices offer unique advantages, the importance of seeking advice from a professional mortgage adviser cannot be overstated.

August 2023

Financial support when you really need it

Protection |

Having a policy in place to provide financial stability can help you to relieve any financial pressures and focus on your recovery. If you have dependents that rely on your income, critical illness cover allows you to provide financial support when you are no longer able to work. There are two ways you can take out critical illness insurance...

Beating the hospital waiting list

Protection |

With a record of nearly 7.5 million on the waiting list for hospital treatment*, it’s no surprise that many are choosing to take charge by mixing private and NHS treatment. So should you join them? The surprising truth is, private healthcare might not be as out of reach as you think.

Unlocking financial freedom in retirement

Equity Release, Homeowners |

Retirement is meant to be a time to relax and enjoy after years of hard work. However, for many, the burden of bills and financial responsibilities, especially at the moment, can overshadow this golden period of life. Fortunately, there is a solution that offers financial relief without the need to downsize or cut back on lifestyle.

The Cost of Living Crisis: How financial worries impact Gen Z's health

First Time Buyers, Protection |

In the face of the cost of living crisis, financial worries have reached an all-time high among Generation Z. The soaring expenses of education, housing, and basic necessities have placed a huge burden on young adults. This affects not only their personal lives and mental health, but also their work performance.

More support and flexibility for mortgage holders

Home Movers, First Time Buyers |

You may have seen that a number of lenders have signed up to the Government's recently created Mortgage Charter, which provides further support and flexibility to residential mortgage customers. Find out more in our blog.

What our clients say...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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Our Fees

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.