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Meet the Fairview Financial team


Luke Tomkotowicz 

Founder and Managing Director 

Mortgage and Protection Adviser

Luke has worked in Financial Services for many years, gaining a broad and in-depth understanding of the industry. He founded Fairview Financial in 2017 with a clear vision: to create a truly customer-focused company built on honesty, integrity, and transparency.

A recognised expert in his field, Luke thrives on tackling complex and niche mortgage cases that many might shy away from. His analytical approach and determination mean he leaves no stone unturned in finding the right solution for every client, no matter how intricate their circumstances.

Outside of work, Luke enjoys playing golf, travelling the world, and spending quality time with his family. He’s also often found exploring the countryside with Rocky, his much-loved adopted terrier.


CONTACT LUKE:

Tel: 01242 697821  |   Email: luke@fairviewfinancial.co.uk

Laura Healy

Mortgage and Equity Release Adviser

With nearly two decades of experience in Financial Services — much of that as a dedicated mortgage broker — Laura brings a wealth of knowledge and expertise to the Fairview Financial team. She’s also the go-to person for later life lending, with extensive insight and understanding of Equity Release and the options available.

Before joining Fairview Financial, Laura worked as a mortgage adviser for several leading lenders and financial services firms, giving her a well-rounded understanding of the market. Her greatest strength lies in her ability to connect with each client on a personal level, offering clear, confident advice across a broad range of mortgage and equity release products.

Outside of work, Laura enjoys eating out, cooking, and attending music and comedy events. Most of all, she loves spending time with her friends, family, and her daughter, Isla.


CONTACT LAURA:

Tel: 01242 697821  |   Email: laura@fairviewfinancial.co.uk

Emily Bourgeois

Mortgage and Protection Adviser

Emily provides expert mortgage advice across a wide range of situations — from first-time buyers, home movers and remortgages to clients with complex income streams or adverse credit. With over a decade of experience in the mortgage industry, she has held advisory roles with both high street banks and brokerage firms, building a deep understanding of the entire mortgage process from start to finish.

Her friendly, down-to-earth approach, combined with her attention to detail and wealth of experience, ensures every client receives the highest level of service and support.

Outside of work, Emily leads a busy family life with her two young children, two lively Spaniels and a cat. She loves long dog walks, cooking, and hosting friends and family.


CONTACT EMILY:

Tel: 01242 697821  |   Email: emily@fairviewfinancial.co.uk

Rachel James

Mortgage and Protection Adviser

Rachel brings exceptional expertise and insight to the Fairview Financial team. She began her career in mortgages as a consultant within a Building Society before quickly progressing to mortgage adviser, later joining one of the UK’s largest property services groups. During her time there, she made history as the youngest ever Associate Director appointed by the company.

Rachel is highly skilled in all areas of residential lending, including Buy to Let, Shared Ownership, and Self-Employed mortgages. Her passion for providing outstanding service and her genuine care for her clients make her a perfect fit for Fairview Financial’s client-focused ethos.

At home, Rachel leads a lively life with her three children and two dogs. In her spare time, she enjoys eating out, sipping fizz with friends and family, spending time at the beach, and heading out for long countryside walks.


CONTACT RACHEL:

Tel: 01242 697821 |   Email: rachel@fairviewfinancial.co.uk

Victoria Hurst

Mortgage and Protection Adviser

Victoria began her career in the financial sector at just 18, starting as a bank cashier before quickly progressing to the role of personal banker. Her passion for helping clients achieve their property goals inspired her to complete her CeMAP qualifications and become a mortgage consultant.

Over the years, she has gained extensive experience working as a mortgage and protection adviser for several high street banks, as well as managing relationships with high-net-worth clients. Before joining Fairview Financial, Victoria spent a number of years as a successful mortgage broker, guiding clients through every stage of the process with ease and confidence.

Whether you’re buying your first home, refinancing, or investing in property, Victoria will take the time to understand your needs and secure the right mortgage for your unique circumstances.

Outside of work, Victoria loves travelling — especially cruise holidays with her family — and enjoying cocktails with friends.


CONTACT VICTORIA:

Tel: 01242 697821 |   Email: victoria@fairviewfinancial.co.uk

Vanessa Kamau

Case Manager

Vanessa has made herself indispensable to us from day one and she’s amazing at getting things done well and efficiently! She has a great eye for detail and looks after the administrative side of our mortgage cases with impeccable care. Prior to joining Fairview Financial Vanessa had several senior management roles in the leisure and hospitality sector and she is now very keen to learn new skills and start a new journey in the mortgage industry.

In her spare time Vanessa loves spending time with friends, drinking cocktails and travelling to explore new cultures. And if the sun is out she also loves getting lost in a good book in her garden.

CONTACT VANESSA:

Tel: 01242 697821  |   Email: vanessa@fairviewfinancial.co.uk

Rebecca Durn

Case Manager

Rebecca brings a wealth of experience as a mortgage administrator, with an exceptional understanding of mortgage processes and compliance. Her meticulous attention to detail and commitment to getting things right make her an invaluable part of the Fairview Financial team.

As a Case Manager, Rebecca provides clients with a tailored, personal service — managing every stage of the mortgage journey and ensuring everything runs smoothly from application to completion. She liaises efficiently with solicitors, estate agents, and lenders to keep things moving seamlessly behind the scenes.

Outside of work, Rebecca enjoys spending time with her cat, binge-watching Netflix documentaries, and relaxing in the garden with a good book.


CONTACT REBECCA:

Tel: 01242 697821  |   Email: rebecca@fairviewfinancial.co.uk

Claudia Duman

Operations Director 

Claudia has been an integral part of Fairview Financial since its inception, joining Luke, her partner, to help establish and oversee the smooth day-to-day running of the business. She plays a key role behind the scenes, driving growth and ensuring everything operates efficiently as the company continues to expand.

With a keen interest in streamlining and automating processes, Claudia is always looking for ways to improve efficiency without ever compromising on the personal touch. Maintaining the highest level of customer service is her top priority, and she takes pride in ensuring every client and team member receives the support they need.

Outside of work, Claudia enjoys tending to her garden and cooking — often treating friends and family to her delicious bakes. She’s also a keen amateur photographer, particularly drawn to architectural photography, and loves exploring this passion while travelling.


CONTACT CLAUDIA:

Tel: 01242 697821  |   Email: claudia@fairviewfinancial.co.uk


Why choose us?

Whole of market broker

We will research thousands of deals and over 90 lenders to find you the right mortgage

Independent mortgage advice

Our advice is tailored to your circumstances and requirements, always serving your best interests

5 star reviews

We provide honest and unbiased advice and our clients' feedback is a true testimony of that

Local broker

Your dedicated broker will be your point of contact through the entire mortgage process

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Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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