When it comes to protecting yourself and your family, choosing the right insurance can feel a bit overwhelming. There are so many options. Life cover, income protection, critical illness, and health insurance – every provider seems to promise something different.
Did you know that nearly one in five adults in the UK who start looking into protection insurance don’t complete the process? Among those under 35, this rises to one in four. Many stop after receiving a quote, while some don’t even begin their application. We’ve looked at the research. Around 70% of consumers value speaking with an expert.
That’s exactly where a broker comes in. Working with a protection broker isn’t just about getting a quote. Instead, we ensure you end up with the right cover, at the right price, with the right support.
1. We Work for You, Not the Insurers: Unlike going directly to one company, a broker is completely independent. We compare a wide range of options across the market, whether you’re looking for the best value, the most flexible terms, or specific benefits (like mental health support or family add-ons).
2 Life Isn’t “One Size Fits All”: Your protection needs are personal. It all depends on your age, income, dependents, debt, lifestyle, and goals. It can be easy to underinsure yourself or even pay for cover you don’t need. But a broker takes the time to understand your whole picture.
3 We Explain the Jargon: Insurance language can be tricky. “Level term,” “decreasing cover,” “own occupation,” “waiver of premium”… it’s a lot. We translate that into plain English so you can make an informed choice.
4. We’re There When You Need to Claim: The real test of a protection policy isn’t when you buy it - it’s when you need to use it. A broker supports you through the claims process, helping you gather documents, talk to the insurer, and get your claim paid smoothly.
5. Ongoing Support as Life Changes: Getting married? Buying a home? Having a baby? Starting a business? Life changes fast, and your cover should change with it. We’ll keep your policies up to date.
Protection insurance is about peace of mind. Knowing you and your loved ones are covered, whatever happens. We’ll look after the details, so you can focus on living your life, knowing you’re protected.
If it’s been a while since you reviewed your cover, or you’re not sure what protection you actually have, get in touch for a quick, no-obligation chat. I’ll help you make sure your policy still fits your life today.
SPEAK TO AN ADVISER