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Archive by category: WellbeingReturn

December 2025

The Hidden Benefits of Using a Broker for Your Protection Policy

Protection, Wellbeing |

Did you know that nearly one in five adults in the UK who start looking into protection insurance don’t complete the process ? Among those under 35, this rises to one in four. Many stop after receiving a quote, while some don’t even begin their application. We’ve looked at the research. Around 70% of consumers value speaking with an expert.

How Health Cover Is Evolving, And Why It Matters

Wellbeing |

Health insurance has come a long way. Once seen as something you only used when you were unwell, today’s health cover is changing. Health insurers are moving from being “payers” – who step in only after a claim – to becoming “players” in keeping you healthy, active, and informed. Did you know that around 70% of all health insurance claims are now for everyday care, not hospital treatment ? That includes things like GP appointments, dental and optical visits, diagnostic scans, and speciali...

November 2025

The Art of Spending Mindfully

Saving Money, Wellbeing |

As your broker, I want to help you not just protect your financial future with the right mortgage or insurance, but also make the most of the money you have today. One of the simplest, yet most powerful, ways to do this is through mindful spending. Especially with Christmas around the corner… Let’s all try to channel conscious consuming.

Insurance That Works Harder

Wellbeing |

When it comes to health insurance, many people think only about hospital treatment, consultations, or outpatient care. But today’s providers offer far more, from everyday wellbeing support to unexpected perks that can make your life healthier, and easier. As your adviser, I want to help you understand not just what’s covered, but what value you can unlock through your health insurance membership. Here’s a guide to the traditional and surprising benefits offered by leading UK providers.

Why Insurance Reviews Matter

Protection, Saving Money, Wellbeing |

Regularly reviewing your insurance policies ensures your cover remains accurate and up to date. As circumstances change – such as income, property value, dependents, or lifestyle – your insurance needs may shift too. A periodic review helps identify any gaps in coverage, prevent over- or under-insuring, and confirm that premiums and benefits still offer value for money. Taking the time to reassess your policies each year can improve financial security and ensure you’re properly protected when...

October 2025

Your Guide to Medical Underwriting

Wellbeing |

Let’s be honest, insurance can often feel a bit overwhelming when going through the fine print! Whether you’re joining a new policy or transferring from an old one, knowing how medical underwriting works can save you time, stress, and surprises. Understanding how your health cover deals with pre-existing conditions doesn’t have to be complicated.

September 2025

Health Insurance Isn’t Just for Emergencies

Wellbeing |

When people think of private health insurance, they often imagine it’s only there for the big stuff, like major surgery, overnight hospital stays, or medical emergencies. But the truth is, many policies offer a lot more than that.

Understanding Protection vs Insurance: What’s the Difference?

Protection, Wellbeing |

You may have heard the terms “Protection” and “Insurance” (like critical illness insurance and life insurance). But have you wondered what the difference is? In the world of financial planning, the terms protection and insurance often get used interchangeably, but they’re not quite the same. Here’s a quick overview, but remember, speaking with us directly will ensure you get personalised insight (and our advice is free!).

August 2025

Supporting a Self-Employed Single Mum with Critical Illness Cover

Protection, Wellbeing |

We recently encountered an interesting real-life scenario, and we thought it would be helpful to show you how we assisted a self-employed single mum with her critical illness cover. Do you need specialised income protection, critical illness cover, or life insurance? It’s really important to ensure you are protected for your family.

July 2025

Stay Calm and Financially Resilient

Saving Money, Wellbeing |

Your Money, Your Safety Net...Life can be unpredictable. Whether it's a sudden job loss, an illness, or a big, unexpected expense, being financially resilient means you're ready to weather the storm. The best part? A lot of these you can ‘set and forget’, meaning with a budget in place, you can enjoy your holiday or drinks in the beer garden. But also know when to ‘call it’ to ensure your financial resilience. Here's how you can start building that resilience today in practical, ...

Latest Blog

The Hidden Benefits of Using a Broker for Your Protection Policy

Did you know that nearly one in five adults in the UK who start looking into protection insurance do...

How Health Cover Is Evolving, And Why It Matters

Health insurance has come a long way. Once seen as something you only used when you were unwell, tod...

The Art of Spending Mindfully

As your broker, I want to help you not just protect your financial future with the right mortgage or...

Insurance That Works Harder

When it comes to health insurance, many people think only about hospital treatment, consultations, o...

Why Insurance Reviews Matter

Regularly reviewing your insurance policies ensures your cover remains accurate and up to date. As c...

Your Guide to Medical Underwriting

Let’s be honest, insurance can often feel a bit overwhelming when going through the fine print! Whe...

Health Insurance Isn’t Just for Emergencies

When people think of private health insurance, they often imagine it’s only there for the big stuff...

Understanding Protection vs Insurance: What’s the Difference?

You may have heard the terms “Protection” and “Insurance” (like critical illness insurance and l...

Supporting a Self-Employed Single Mum with Critical Illness Cover

We recently encountered an interesting real-life scenario, and we thought it would be helpful to sho...

Stay Calm and Financially Resilient

Your Money, Your Safety Net...Life can be unpredictable. Whether it's a sudden job loss, an illness,...

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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