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Keep up to date with the latest news and our guides on all things mortgages. 

Archive by category: ProtectionReturn
June 2026
Nobody likes thinking about what happens when they're gone. But if you have a life insurance policy and you haven't thought about how that money will actually reach your family, this is worth five minutes of your time. Because right now, the probate system in the UK is under serious strain. And your loved ones could be the ones paying the price.
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May 2026
We’ve rounded up our insights on the top reasons to update your critical illness cover, income protection, and life insurance policies. Don’t forget, we are here every step of the way.
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What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed with a serious condition. Illnesses like cancer, heart attack, or stroke. Not when you die. When you're alive and dealing with it. That money can clear your mortgage, cover treatment costs, adapt your home, or simply give you the breathing room to stop working and recover properly.
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March 2026
The UK insurance market continues to evolve, shaped by technology, climate pressures and regulatory changes. While the fundamentals of protection haven’t changed, how insurers price and deliver cover for your home, car, business, and family are evolving quickly.
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We all know getting regular health checkups is important. A diagnosis like cancer or heart disease can turn your world upside down, but it doesn’t have to turn your family’s finances upside down too. While we can’t predict everything about our health, we can plan ahead so the bills, mortgage, and everyday expenses don’t pile up while you focus on getting better.
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February 2026
We read something shocking recently. Recent figures show that around 40% of UK adults have less than £1,000 in savings. For many households, that would cover only a few weeks of bills. Nowhere near enough to keep up with mortgage repayments if their income stopped unexpectedly. How do your savings look? Do you think you could last three months without your income?
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January 2026
January is often when people take a step back and look at their finances with fresh eyes. Once the festive period has passed, it becomes easier to focus on what really matters. Keeping income flowing, protecting family finances and ensuring plans stay on track if the unexpected happens. This is where protection insurance plays an important role.
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December 2025
Did you know that nearly one in five adults in the UK who start looking into protection insurance don’t complete the process ? Among those under 35, this rises to one in four. Many stop after receiving a quote, while some don’t even begin their application. We’ve looked at the research. Around 70% of consumers value speaking with an expert.
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November 2025
Understanding how your insurance needs change over time is key to maintaining financial security for yourself and your loved ones. Life Insurance, Critical Illness Cover, and Income Protection are not “set and forget” products; they need to evolve as your life circumstances change. Here’s a stage-by-stage guide to how coverage requirements typically shift throughout a lifetime.
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Regularly reviewing your insurance policies ensures your cover remains accurate and up to date. As circumstances change – such as income, property value, dependents, or lifestyle – your insurance needs may shift too. A periodic review helps identify any gaps in coverage, prevent over- or under-insuring, and confirm that premiums and benefits still offer value for money. Taking the time to reassess your policies each year can improve financial security and ensure you’re properly protected when...
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Stay Informed: Mortgage Tips & Trends

Don’t Let Probate Eat into Your Family's Inheritance

Nobody likes thinking about what happens when they're gone. But if you have a life insurance policy ...
Read More

Let’s Get Your Protection Up-To-Date

We’ve rounded up our insights on the top reasons to update your critical illness cover, income prot...
Read More

Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed with a ...
Read More

2026 Insurance Update

The UK insurance market continues to evolve, shaped by technology, climate pressures and regulatory ...
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Beyond Diagnosis: The Case for Financial Protection

We all know getting regular health checkups is important. A diagnosis like cancer or heart disease c...
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Why Protecting Income Matters More Than Ever

We read something shocking recently. Recent figures show that around 40% of UK adults have less than...
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Is Your Protection Still Fit for Purpose? January is the Time to Review Income & Life Cover

January is often when people take a step back and look at their finances with fresh eyes. Once the f...
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The Hidden Benefits of Using a Broker for Your Protection Policy

Did you know that nearly one in five adults in the UK who start looking into protection insurance do...
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Protection: How Needs Evolve Over a Lifetime

Understanding how your insurance needs change over time is key to maintaining financial security for...
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Why Insurance Reviews Matter

Regularly reviewing your insurance policies ensures your cover remains accurate and up to date. As c...
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