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Archive by category: ProtectionReturn

December 2025

The Hidden Benefits of Using a Broker for Your Protection Policy

Protection, Wellbeing |

Did you know that nearly one in five adults in the UK who start looking into protection insurance don’t complete the process ? Among those under 35, this rises to one in four. Many stop after receiving a quote, while some don’t even begin their application. We’ve looked at the research. Around 70% of consumers value speaking with an expert.

November 2025

Protection: How Needs Evolve Over a Lifetime

Protection, Homeowners |

Understanding how your insurance needs change over time is key to maintaining financial security for yourself and your loved ones. Life Insurance, Critical Illness Cover, and Income Protection are not “set and forget” products; they need to evolve as your life circumstances change. Here’s a stage-by-stage guide to how coverage requirements typically shift throughout a lifetime.

Why Insurance Reviews Matter

Protection, Saving Money, Wellbeing |

Regularly reviewing your insurance policies ensures your cover remains accurate and up to date. As circumstances change – such as income, property value, dependents, or lifestyle – your insurance needs may shift too. A periodic review helps identify any gaps in coverage, prevent over- or under-insuring, and confirm that premiums and benefits still offer value for money. Taking the time to reassess your policies each year can improve financial security and ensure you’re properly protected when...

October 2025

When Might an Insurer Not Pay a Claim?

Home Insurance, Protection, Homeowners |

We often get asked, when might an insurer not pay a claim? I understand how frustrating it can be when a claim is denied. While insurance is designed to provide financial protection, there are specific circumstances under which a claim may not be paid out. So, we’ve put together a fact sheet to help you learn what you need to know:

Life Cover Isn’t a Nice Option to Have - It's Essential

Protection, Homeowners |

Life is unpredictable, and the thought of what would happen to your loved ones if you were no longer around can be a source of real anxiety. Recent research highlights just how widespread these worries are across the UK..The study found that a significant number of adults often think about the financial impact their death would have on their family, with some constantly worrying about it. These findings underline a clear truth: many people feel unprepared for the financial challenges their famil...

September 2025

Understanding Protection vs Insurance: What’s the Difference?

Protection, Wellbeing |

You may have heard the terms “Protection” and “Insurance” (like critical illness insurance and life insurance). But have you wondered what the difference is? In the world of financial planning, the terms protection and insurance often get used interchangeably, but they’re not quite the same. Here’s a quick overview, but remember, speaking with us directly will ensure you get personalised insight (and our advice is free!).

August 2025

From Renting to Retirement: How Your Insurance Needs Change Through Life

Protection, Home Movers, First Time Buyers |

As your lifestyle evolves, so do the risks you face. Your insurance cover should adapt to reflect that. While some policies are easy to set and forget, the reality is that regular reviews are crucial to ensure you’re properly protected at every stage of life.

Supporting a Self-Employed Single Mum with Critical Illness Cover

Protection, Wellbeing |

We recently encountered an interesting real-life scenario, and we thought it would be helpful to show you how we assisted a self-employed single mum with her critical illness cover. Do you need specialised income protection, critical illness cover, or life insurance? It’s really important to ensure you are protected for your family.

July 2025

Not All Income Protection Is Equal – Here’s Why

Protection, Saving Money |

Life can be unpredictable, and depending on your line of work, if illness or injury stops you from working, your income can change overnight. That’s where income protection insurance comes in. Offering a financial safety net when you need it most. We are specialised in helping people with income protection. We’re here to help – give us a ring and let’s talk through your options.

Don’t Let a Bargain Policy Leave You Uncovered

Home Insurance, Protection |

When it comes to buying insurance, whether for your car, home, health, or income, it’s tempting to focus on price. After all, who doesn’t want to save money? But while a cheaper premium may look appealing upfront, it could cost you far more in the long run. if the policy doesn’t do what you need it to. Equally, by chatting with an advisor, you’ll ensure you’ll end up with the right policy for you and your needs.

Latest Blog

The Hidden Benefits of Using a Broker for Your Protection Policy

Did you know that nearly one in five adults in the UK who start looking into protection insurance do...

Protection: How Needs Evolve Over a Lifetime

Understanding how your insurance needs change over time is key to maintaining financial security for...

Why Insurance Reviews Matter

Regularly reviewing your insurance policies ensures your cover remains accurate and up to date. As c...

When Might an Insurer Not Pay a Claim?

We often get asked, when might an insurer not pay a claim? I understand how frustrating it can be wh...

Life Cover Isn’t a Nice Option to Have - It's Essential

Life is unpredictable, and the thought of what would happen to your loved ones if you were no longer...

Understanding Protection vs Insurance: What’s the Difference?

You may have heard the terms “Protection” and “Insurance” (like critical illness insurance and l...

From Renting to Retirement: How Your Insurance Needs Change Through Life

As your lifestyle evolves, so do the risks you face. Your insurance cover should adapt to reflect th...

Supporting a Self-Employed Single Mum with Critical Illness Cover

We recently encountered an interesting real-life scenario, and we thought it would be helpful to sho...

Not All Income Protection Is Equal – Here’s Why

Life can be unpredictable, and depending on your line of work, if illness or injury stops you from w...

Don’t Let a Bargain Policy Leave You Uncovered

When it comes to buying insurance, whether for your car, home, health, or income, it’s tempting to ...

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

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