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Archive by category: ProtectionReturn

November 2024

Do you need joint life insurance?

Protection, Homeowners, Wellbeing, Home Movers, First Time Buyers, Remortgages |

Have you ever wondered whether you and your partner should be on one single life insurance policy? Or should you each have your own? In this article, we go into joint life insurance options.

October 2024

Fact sheet: Accident, Sickness and Unemployment policy (ASU)

Protection, Wellbeing |

This cover protects your monthly income if you fall sick, have an accident that forces you out of work or are made redundant. It is a policy that provides a monthly tax-free payment. Paid directly to you, replacing your income. It can cover your earnings for up to 12 months or you return to work.

Take the worry out of insurance with a broker

Home Insurance, Protection, Saving Money, Homeowners, Wellbeing |

An insurance broker is a professional ‘middle-person’ working independently. The benefits are almost endless. The main one is that you no longer have to deal with insurance companies! Think about the time savings and risk management advice. Plus, personalised service you'll receive…

September 2024

How does Critical Illness Cover work?

Protection, Wellbeing |

Critical Illness Cover is something we are passionate about. Protection is crucial to safeguard against future uncertainties. We understand this isn’t a topic you want to dwell on, so we’ve made it easier for you!

August 2024

What are the different types of income protection?

Home Movers, First Time Buyers, Remortgages, Protection, Saving Money |

Did you know that recent research from Beagle Street suggests that 10 million young UK adults don’t have life insurance? Are you one of those 10 million? However, the consequences of lacking life cover or income protection can be significant. What would happen without your primary earner? Your family could face substantial vulnerability.

July 2024

Children’s & adult’s personal accident plans

Protection |

All ready for the tennis this month! Do you have your racquets and balls ready to go? What about insurance? Have you thought of personal accident plans for your children? It’s not something you like to think about, but it’s on all parents’ minds. Whether it’s watching your little one save a goal, seeing them master the double flip on the balance bar, or perfecting their backhand without a ball to the head! Adding a personal accident plan means you’ll have the best care available for your ch...

Are you covered if your children need time in hospital?

Protection, Homeowners, Wellbeing |

Recent research from MetLife UK shows a large gap in income protection. Over half of working parents don’t have a financial plan in place if their child experiences illness or injury. The research shares that 50% of parents wouldn’t be able to survive longer than three weeks without pay if they had to take time off work to care for their sick child(ren). Just 22% would last seven days, and 9% are unable to consider any time off.

June 2024

Don’t forget your Income Protection

Protection, Homeowners, Wellbeing |

For ultimate peace of mind in an emergency, don’t forget Income Protection Insurance when buying a home. Income Protection Insurance serves as a financial safety net. If illness or injury stops you from working, this insurance provides an income. It’s usually a percentage of your pre-tax earnings, depending on how much cover you take out.

May 2024

Why four in five young adults are considering critical illness cover

Protection, Wellbeing |

Four in five young adults consider taking out critical illness cover (CIC) once they understand the product. But the biggest holdback is understanding CIC—or even hearing about it! Critical illness cover can help protect your family should you fall ill or need medical treatment. This cover ensures the bills are paid while putting food on the table if you cannot work.

April 2024

Are you covered through your protection policy for overseas treatment?

Wellbeing, Protection |

Did you know, you and your children can be covered for overseas treatment through your protection policy? We are fortunate to have incredible access to the NHS. However, outside the UK, there may be more access to experimental research and innovation. We’ve seen in high-profile cases that effective or lifesaving treatment can be available overseas. But people are turning to crowdfunding to cover the cost.

Stay Informed: Mortgage Tips & Trends

Statutory Sick Pay Has Changed – But Would It Cover Your Bills?

If you couldn't work because of illness or injury, how long could you keep paying your mortgage and ...

Could your finances cope if your child became ill?

A recent report from MetLife UK highlights how quickly a child’s illness or injury can affect the w...

£7.84 Billion Reasons to Talk About Protection

Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that ...

The Protection Gap

Did you know most families are one crisis away from financial hardship? Unfortunately, there are som...

Don’t Let Probate Eat into Your Family's Inheritance

Nobody likes thinking about what happens when they're gone. But if you have a life insurance policy ...

Let’s Get Your Protection Up-To-Date

We’ve rounded up our insights on the top reasons to update your critical illness cover, income prot...

Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed with a ...

2026 Insurance Update

The UK insurance market continues to evolve, shaped by technology, climate pressures and regulatory ...

Beyond Diagnosis: The Case for Financial Protection

We all know getting regular health checkups is important. A diagnosis like cancer or heart disease c...

Why Protecting Income Matters More Than Ever

We read something shocking recently. Recent figures show that around 40% of UK adults have less than...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: Calderwood House, 7 Montpellier Parade, Cheltenham, Gloucestershire, England, GL50 1UA

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

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