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Keep up to date with the latest news and our guides on all things mortgages. 

Archive by category: ProtectionReturn
October 2025
When Might an Insurer Not Pay a Claim?

When Might an Insurer Not Pay a Claim?

Home Insurance, Protection, Homeowners |
We often get asked, when might an insurer not pay a claim? I understand how frustrating it can be when a claim is denied. While insurance is designed to provide financial protection, there are specific circumstances under which a claim may not be paid out. So, we’ve put together a fact sheet to help you learn what you need to know:
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Life Cover Isn’t a Nice Option to Have - It's Essential

Life Cover Isn’t a Nice Option to Have - It's Essential

Protection, Homeowners |
Life is unpredictable, and the thought of what would happen to your loved ones if you were no longer around can be a source of real anxiety. Recent research highlights just how widespread these worries are across the UK..The study found that a significant number of adults often think about the financial impact their death would have on their family, with some constantly worrying about it. These findings underline a clear truth: many people feel unprepared for the financial challenges their famil...
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September 2025
Understanding Protection vs Insurance: What’s the Difference?

Understanding Protection vs Insurance: What’s the Difference?

Protection, Wellbeing |
You may have heard the terms “Protection” and “Insurance” (like critical illness insurance and life insurance). But have you wondered what the difference is? In the world of financial planning, the terms protection and insurance often get used interchangeably, but they’re not quite the same. Here’s a quick overview, but remember, speaking with us directly will ensure you get personalised insight (and our advice is free!).
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August 2025
From Renting to Retirement: How Your Insurance Needs Change Through Life

From Renting to Retirement: How Your Insurance Needs Change Through Life

Protection, Home Movers, First Time Buyers |
As your lifestyle evolves, so do the risks you face. Your insurance cover should adapt to reflect that. While some policies are easy to set and forget, the reality is that regular reviews are crucial to ensure you’re properly protected at every stage of life.
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Supporting a Self-Employed Single Mum with Critical Illness Cover

Supporting a Self-Employed Single Mum with Critical Illness Cover

Protection, Wellbeing |
We recently encountered an interesting real-life scenario, and we thought it would be helpful to show you how we assisted a self-employed single mum with her critical illness cover. Do you need specialised income protection, critical illness cover, or life insurance? It’s really important to ensure you are protected for your family.
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July 2025
Not All Income Protection Is Equal – Here’s Why

Not All Income Protection Is Equal – Here’s Why

Protection, Saving Money |
Life can be unpredictable, and depending on your line of work, if illness or injury stops you from working, your income can change overnight. That’s where income protection insurance comes in. Offering a financial safety net when you need it most. We are specialised in helping people with income protection. We’re here to help – give us a ring and let’s talk through your options.
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Don’t Let a Bargain Policy Leave You Uncovered

Don’t Let a Bargain Policy Leave You Uncovered

Home Insurance, Protection |
When it comes to buying insurance, whether for your car, home, health, or income, it’s tempting to focus on price. After all, who doesn’t want to save money? But while a cheaper premium may look appealing upfront, it could cost you far more in the long run. if the policy doesn’t do what you need it to. Equally, by chatting with an advisor, you’ll ensure you’ll end up with the right policy for you and your needs.
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June 2025
How can a critical illness insurance policy help

How can a critical illness insurance policy help

Protection, Wellbeing |
Did you know that critical illness insurance can provide an extra security net? Waiting times for elective surgery within the NHS have significantly worsened in recent years. COVID-19 had a deep and lasting impact on access to care. NHS England alone recorded over 7.5 million people on waiting lists as of late 2024.
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May 2025
What protection do you need in place to have a worry-free summer?

What protection do you need in place to have a worry-free summer?

Protection, Wellbeing |
Summer’s here—time for garden BBQs, beach escapes, and maybe even a cheeky weekend away. But while you’re soaking up the sunshine, have you thought about the financial safety nets that help keep life running smoothly, no matter what? If you want true peace of mind this summer (and beyond), it’s worth making sure you’ve got the right protection in place. Here's a quick, no-jargon guide to three key types of cover every household should consider. Hit reply-to this email to set up your cov...
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April 2025
Expect the unexpected: Critical Illness Protection for the whole family

Expect the unexpected: Critical Illness Protection for the whole family

Protection, Wellbeing |
Did you know Critical Illness Protection is important for the whole family? Not just the main earner? For example, we consider one heartbreaking example of why you should have a Critical Illness Policy in place for everyone in the family…
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Stay Informed: Mortgage Tips & Trends

Don’t Let Probate Eat into Your Family's Inheritance

Nobody likes thinking about what happens when they're gone. But if you have a life insurance policy ...
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Let’s Get Your Protection Up-To-Date

We’ve rounded up our insights on the top reasons to update your critical illness cover, income prot...
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Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed with a ...
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2026 Insurance Update

The UK insurance market continues to evolve, shaped by technology, climate pressures and regulatory ...
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Beyond Diagnosis: The Case for Financial Protection

We all know getting regular health checkups is important. A diagnosis like cancer or heart disease c...
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Why Protecting Income Matters More Than Ever

We read something shocking recently. Recent figures show that around 40% of UK adults have less than...
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Is Your Protection Still Fit for Purpose? January is the Time to Review Income & Life Cover

January is often when people take a step back and look at their finances with fresh eyes. Once the f...
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The Hidden Benefits of Using a Broker for Your Protection Policy

Did you know that nearly one in five adults in the UK who start looking into protection insurance do...
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Protection: How Needs Evolve Over a Lifetime

Understanding how your insurance needs change over time is key to maintaining financial security for...
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Why Insurance Reviews Matter

Regularly reviewing your insurance policies ensures your cover remains accurate and up to date. As c...
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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

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