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Archive by category: Mortgage tipsReturn

July 2026

Could the New Government Updates Help You Buy?

Home Movers, First Time Buyers, Remortgages, Mortgage tips |

The June announcement from the UK Government could be one of the most significant changes to the homebuying process in England in years. If implemented as proposed, the reforms aim to tackle the biggest frustrations buyers and sellers face: long delays, failed transactions, hidden information and duplicated paperwork.

June 2026

Equity Release: Why the Mortgage Market Is Changing, and What It Means for You

Equity Release, Mortgage tips, Homeowners |

For most of the last century, the mortgage journey followed a fairly predictable path. You bought your first home in your mid-to-late twenties, paid it off over 25 years, and entered retirement debt-free with the house as your reward for decades of hard work. That story is changing, and faster than most people realise.

What Do the Current Rates Mean For You?

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Buy to Let, Homeowners |

With so much happening in the world right now, it can be hard to know what it all means for your mortgage. We've pulled together the latest on UK interest rates, what's driving them, and, most importantly, what it could mean for you. As always, if you have any questions, we're just a phone call away.

May 2026

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

Home Movers, First Time Buyers, Mortgage tips, Homeowners |

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide suggests the answer may simply be: you're looking in the wrong postcode. Nationwide's 2026 Local Area Affordability Report reveals a Britain of stark contrasts. Where the difference between being able to buy a home and being locked out of the market entirely can come down to which side of a regional boundary you happen to live on.

Q&A With Your Broker… What Have You Always Wanted to Ask?

Home Movers, First Time Buyers, Remortgages, Mortgage tips |

Your mortgage questions answered: A friendly guide from your mortgage broker, in plain English.

March 2026

Are You Looking in a UK Housing Hotspot?

Home Movers, First Time Buyers, Mortgage tips, Homeowners |

The UK housing market is showing some fascinating twists as we move into 2026, with certain towns and regions standing out as real hotspots. While national prices aren’t skyrocketing, Rightmove’s latest figures reveal where buyers are snapping up homes fastest, and where your money might go further.

From First-Time Buyers to Remortgagers, What New Products Are Out There for You?

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

It’s a busy time for changes in the mortgage world. Are you up to date? We are seeing lots of exciting advancements for you, from helping to secure that first mortgage to supporting those who are ready to remortgage this year. But don’t forget, professional advice is essential to get the most out of your policy. Contact us today to see how we can help.

February 2026

What Does the Change In Base Rate Mean for Your Mortgage In 2026?

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

As of early 2026, the base rate has been cut to around 3.75%. It’s the lowest it’s been in nearly three years, after we saw the previous increases, which were aimed at tackling inflation. Economists and lenders are saying they expect one or more rate cuts during 2026 if inflation continues to ease.

December 2025

Big News! Interest-Only Mortgages Just Got Easier

Home Movers, First Time Buyers, Mortgage tips, Homeowners |

Big news from the mortgage world: Nationwide are releasing interest-only mortgages to first-time buyers. A major shift that’s got plenty of people talking.If you’ve been watching the housing market and wondering how to make the numbers work, this change might just open new doors. But as always, it’s important to understand what’s behind the headlines, and how (or if) it could fit your situation. So, what’s new?

November 2025

A Broker’s Guide to Busting Mortgage Barriers for Homeowners

Remortgages, Mortgage tips, Homeowners |

Refinancing a mortgage isn’t always as simple as finding a lower rate. Changing incomes, property values, and tighter lending rules can all create barriers that make remortgaging more complex than expected. With many fixed-rate and introductory loans coming to an end in 2026, now is the perfect time to review your options and get organised! Many homeowners face common barriers when considering remortgaging:

Stay Informed: Mortgage Tips & Trends

Could the New Government Updates Help You Buy?

The June announcement from the UK Government could be one of the most significant changes to the hom...

Equity Release: Why the Mortgage Market Is Changing, and What It Means for You

For most of the last century, the mortgage journey followed a fairly predictable path. You bought yo...

What Do the Current Rates Mean For You?

With so much happening in the world right now, it can be hard to know what it all means for your mor...

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide ...

Q&A With Your Broker… What Have You Always Wanted to Ask?

Your mortgage questions answered: A friendly guide from your mortgage broker, in plain English.

Are You Looking in a UK Housing Hotspot?

The UK housing market is showing some fascinating twists as we move into 2026, with certain towns an...

From First-Time Buyers to Remortgagers, What New Products Are Out There for You?

It’s a busy time for changes in the mortgage world. Are you up to date? We are seeing lots of excit...

What Does the Change In Base Rate Mean for Your Mortgage In 2026?

As of early 2026, the base rate has been cut to around 3.75%. It’s the lowest it’s been in nearly ...

Big News! Interest-Only Mortgages Just Got Easier

Big news from the mortgage world: Nationwide are releasing interest-only mortgages to first-time buy...

A Broker’s Guide to Busting Mortgage Barriers for Homeowners

Refinancing a mortgage isn’t always as simple as finding a lower rate. Changing incomes, property v...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 4 Imperial Square, Cheltenham, England, GL50 1QB.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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