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Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Archive by category: RemortgagesReturn
August 2025
Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

Home Movers, First Time Buyers, Remortgages, Equity Release, Mortgage tips, Buy to Let, Homeowners |
It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break down a few changes. Here’s an overview of the current trends in mortgages, protection, insurance, and later-life lending so far:
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Case Study: Navigating Complex Lending

Case Study: Navigating Complex Lending

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |
Applying for a mortgage can sometimes be straightforward, but when your financial situation is complex—such as having a recent IVA, irregular income, or purchasing through a shared ownership scheme—the process can quickly become challenging. In these cases, working with an experienced mortgage broker is invaluable.
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Understanding Tax Calculations and Tax Year Overviews

Understanding Tax Calculations and Tax Year Overviews

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |
If you’re applying for a mortgage, you may have come across the terms SA302 and Tax Year Overview. These documents play a crucial role in the mortgage application process, especially if you’re self-employed or receive rental income. But what exactly are they? Why do lenders ask for them? And how can you get hold of them? Let’s break it down.
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Boost Your Chances for a Mortgage

Boost Your Chances for a Mortgage

Home Movers, First Time Buyers, Remortgages, Mortgage tips |
Are you looking for a new mortgage? How organised are you? Let’s go through some of the key criteria and get your chances looking nice and healthy! From first-time buyers to those remortgaging, and everything in between.
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July 2025
Stamp Duty Changes: What Homebuyers Need to Know

Stamp Duty Changes: What Homebuyers Need to Know

Home Movers, First Time Buyers, Remortgages |
If you're planning to buy property in England or Northern Ireland, there’s some big news you should know about. As of April 1, 2025, the temporary Stamp Duty relief introduced back in 2022 has officially ended, and several major changes are now in effect.
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June 2025
Remortgaging This Year? Fixed vs Variable Rates

Remortgaging This Year? Fixed vs Variable Rates

Remortgages, Mortgage tips |
Do you hold one of the fixed rate COVID-era mortgages coming to an end this year? Unfortunately, the rate has risen significantly since then. We can’t offer generalised advice without understanding your situation in detail. So contact us for personalised help. Remember, we are here to help. We’ve seen it all before, and our specialised and expert knowledge is here to be utilised — before you get stuck facing a large interest rate hike.
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April 2025
A fresh start for your money this spring

A fresh start for your money this spring

Home Movers, First Time Buyers, Remortgages |
Let’s get a bit cheesy this month with this very catchy phrase: “Spring Cleaning Your Finances—A Fresh Start for Your Money.” But research shows most British adults do not have enough savings. As we hopefully feel slightly warm temps, and the days are getting longer, spring offers the perfect opportunity for a fresh start. Not just for your home, but for your finances too.
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Why a specialist can save your mortgage

Why a specialist can save your mortgage

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |
In our post-pandemic world, we are seeing lots of changes for the needs of borrowers! Do you need specialist help? Reach out, and we’ll help you get organised and secure your new mortgage! For those still benefiting from low mortgage rates, many homeowners have chosen to take a second charge rather than remortgage, say for debt consolidation and home improvements.
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March 2025
Why income protection & critical illness cover are extra important for the self-employed

Why income protection & critical illness cover are extra important for the self-employed

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Protection, Homeowners |
If you're self-employed in the UK, income protection and critical illness cover are extra critical. You don’t have the safety nets that employees do. Like statutory sick pay (SSP), employer sick leave, or workplace health benefits. But of course, no matter your employment status, income protection and critical illness cover add extra support when you need it most.
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Can I get a mortgage if I’m self-employed? Plus other commonly asked employment questions

Can I get a mortgage if I’m self-employed? Plus other commonly asked employment questions

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |
Work habits in the UK continue to evolve and change. And so, the mortgage industry is addressing concerns from the self-employed. Guess what? Did you know you can get a mortgage if you are self-employed? You may just need to get some extra steps in place. But we are here to help and get you ready for homeownership!
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Latest Blog

Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break ...
Read More

Case Study: Navigating Complex Lending

Applying for a mortgage can sometimes be straightforward, but when your financial situation is compl...
Read More

Understanding Tax Calculations and Tax Year Overviews

If you’re applying for a mortgage, you may have come across the terms SA302 and Tax Year Overview. ...
Read More

Boost Your Chances for a Mortgage

Are you looking for a new mortgage? How organised are you? Let’s go through some of the key criteri...
Read More

Stamp Duty Changes: What Homebuyers Need to Know

If you're planning to buy property in England or Northern Ireland, there’s some big news you should...
Read More

Remortgaging This Year? Fixed vs Variable Rates

Do you hold one of the fixed rate COVID-era mortgages coming to an end this year? Unfortunately, the...
Read More

A fresh start for your money this spring

Let’s get a bit cheesy this month with this very catchy phrase: “Spring Cleaning Your Finances—A ...
Read More

Why a specialist can save your mortgage

In our post-pandemic world, we are seeing lots of changes for the needs of borrowers! Do you need sp...
Read More

Why income protection & critical illness cover are extra important for the self-employed

If you're self-employed in the UK, income protection and critical illness cover are extra critical. ...
Read More

Can I get a mortgage if I’m self-employed? Plus other commonly asked employment questions

Work habits in the UK continue to evolve and change. And so, the mortgage industry is addressing con...
Read More


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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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