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Archive by category: Home MoversReturn

March 2026

Are You Looking in a UK Housing Hotspot?

Home Movers, First Time Buyers, Mortgage tips, Homeowners |

The UK housing market is showing some fascinating twists as we move into 2026, with certain towns and regions standing out as real hotspots. While national prices aren’t skyrocketing, Rightmove’s latest figures reveal where buyers are snapping up homes fastest, and where your money might go further.

From First-Time Buyers to Remortgagers, What New Products Are Out There for You?

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

It’s a busy time for changes in the mortgage world. Are you up to date? We are seeing lots of exciting advancements for you, from helping to secure that first mortgage to supporting those who are ready to remortgage this year. But don’t forget, professional advice is essential to get the most out of your policy. Contact us today to see how we can help.

February 2026

Why Protecting Income Matters More Than Ever

Home Movers, First Time Buyers, Remortgages, Protection, Homeowners |

We read something shocking recently. Recent figures show that around 40% of UK adults have less than £1,000 in savings. For many households, that would cover only a few weeks of bills. Nowhere near enough to keep up with mortgage repayments if their income stopped unexpectedly. How do your savings look? Do you think you could last three months without your income?

What Does the Change In Base Rate Mean for Your Mortgage In 2026?

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

As of early 2026, the base rate has been cut to around 3.75%. It’s the lowest it’s been in nearly three years, after we saw the previous increases, which were aimed at tackling inflation. Economists and lenders are saying they expect one or more rate cuts during 2026 if inflation continues to ease.

January 2026

Is Your Protection Still Fit for Purpose? January is the Time to Review Income & Life Cover

Home Movers, First Time Buyers, Remortgages, Protection, Homeowners |

January is often when people take a step back and look at their finances with fresh eyes. Once the festive period has passed, it becomes easier to focus on what really matters. Keeping income flowing, protecting family finances and ensuring plans stay on track if the unexpected happens. This is where protection insurance plays an important role.

December 2025

Autumn Budget 2025: What Homeowners and Buyers Should Know

Home Movers, First Time Buyers, Remortgages, Equity Release, Homeowners |

Delivered by Chancellor Rachel Reeves on 26th November, the 2025 Autumn Budget brings a mix of new changes. We’ve gone through the details, and here are some changes that you’ll want to keep a close eye on.

Big News! Interest-Only Mortgages Just Got Easier

Home Movers, First Time Buyers, Mortgage tips, Homeowners |

Big news from the mortgage world: Nationwide are releasing interest-only mortgages to first-time buyers. A major shift that’s got plenty of people talking.If you’ve been watching the housing market and wondering how to make the numbers work, this change might just open new doors. But as always, it’s important to understand what’s behind the headlines, and how (or if) it could fit your situation. So, what’s new?

October 2025

Why It Pays to Speak to a Mortgage Broker Six Months in Advance

Home Movers, First Time Buyers, Remortgages |

When it comes to buying a property or remortgaging in the UK, most people don’t think about mortgages until they’ve already found a home. Or their current deal is nearly up. But, by then, the clock is ticking, and options can be limited. Speaking to a mortgage broker around six months before you’re ready to move gives you breathing space, and often, a much better outcome.

September 2025

What’s Next for UK Mortgages? A Look at Today’s Market and Tomorrow’s Opportunities

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

If you're a homeowner or looking to get onto the property ladder or you are looking to remortgage, you’ve likely been keeping an eye on the headlines. And with good reason! Over the past year, the UK mortgage market has faced changing interest rates, shifting affordability criteria, and increased scrutiny from lenders. But what does all this mean for you, right now? Once you’ve read through our article, get in touch if you need more help from an advisor you can trust.

August 2025

Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

Home Movers, First Time Buyers, Remortgages, Equity Release, Mortgage tips, Buy to Let, Homeowners |

It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break down a few changes. Here’s an overview of the current trends in mortgages, protection, insurance, and later-life lending so far:

Stay Informed: Mortgage Tips & Trends

Are You Looking in a UK Housing Hotspot?

The UK housing market is showing some fascinating twists as we move into 2026, with certain towns an...

From First-Time Buyers to Remortgagers, What New Products Are Out There for You?

It’s a busy time for changes in the mortgage world. Are you up to date? We are seeing lots of excit...

Why Protecting Income Matters More Than Ever

We read something shocking recently. Recent figures show that around 40% of UK adults have less than...

What Does the Change In Base Rate Mean for Your Mortgage In 2026?

As of early 2026, the base rate has been cut to around 3.75%. It’s the lowest it’s been in nearly ...

Is Your Protection Still Fit for Purpose? January is the Time to Review Income & Life Cover

January is often when people take a step back and look at their finances with fresh eyes. Once the f...

Autumn Budget 2025: What Homeowners and Buyers Should Know

Delivered by Chancellor Rachel Reeves on 26th November, the 2025 Autumn Budget brings a mix of new c...

Big News! Interest-Only Mortgages Just Got Easier

Big news from the mortgage world: Nationwide are releasing interest-only mortgages to first-time buy...

Why It Pays to Speak to a Mortgage Broker Six Months in Advance

When it comes to buying a property or remortgaging in the UK, most people don’t think about mortgag...

What’s Next for UK Mortgages? A Look at Today’s Market and Tomorrow’s Opportunities

If you're a homeowner or looking to get onto the property ladder or you are looking to remortgage, y...

Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break ...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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