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Archive by category: Home MoversReturn

February 2025

Selling this spring? Top tips to get your house ready for sale!

Home Movers, Homeowners |

Firstly, let’s ask, how does your house look from the street? First impressions are so important when it comes to selling your home. Does the garden need work? The hedges trimmed? Or grass mowed? Either pull out your gardening gloves or call in some help. This is a big one that helps enhance the value of your home. Perhaps you could add a colourful garden (set to bloom in time for spring!).

What insurance do you need to buy a home?

Home Movers, First Time Buyers |

Are you buying a home in 2025? You’ve sorted out your finances, found the perfect home to buy, and now all you need to do is move in? Don’t forget insurance as the last step! We are here to help — call us today to get all your insurance in order before you commit to buy.

Protecting Your Family’s Financial Security with Life Insurance

Home Movers, First Time Buyers, Remortgages |

When you buy a new home, you're often making one of the largest financial commitments of your life. At this exciting time, let us look after the details for income protection. We’ll get your policy in place to look after you when you need it most.

Can I use equity release to buy a new home?

Home Movers, Equity Release, Mortgage tips, Homeowners |

Whether you are looking to purchase a new home to move into or purchase a property for a family member, we can explore your equity release options to see if it’s affordable for you. Did you know you could release equity to buy another property? Contact us via email or phone to get started, and we’ll start the process. Let’s dive into what’s involved!

January 2025

How technology is shaping the future of general insurance

Home Movers, First Time Buyers, Remortgages, Home Insurance |

From AI-driven claims processing to integrating Internet of Things (IoT) devices for personalised coverage, the future of general insurance is filled with technological innovations! Here's an in-depth look at how technology is reshaping the sector and the trends of the future:

December 2024

Myth-busting mortgage hurdles

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

Here are common mortgage myths debunked to help you navigate the home-buying process confidently. Chat with us to go into these in detail and for advice specific to your circumstances.

November 2024

Do you need joint life insurance?

Protection, Homeowners, Wellbeing, Home Movers, First Time Buyers, Remortgages |

Have you ever wondered whether you and your partner should be on one single life insurance policy? Or should you each have your own? In this article, we go into joint life insurance options.

2024 Autumn Budget

Home Movers, First Time Buyers, Remortgages, Homeowners |

Let’s go through one of the biggest tax-raising Budgets in history. With the new government underway, our current Chancellor Rachel Reeves announced the 2024 Autumn Budget set to increase taxes by £40 billion—we haven’t seen one this big for over twenty years! There is a lot to discuss.

October 2024

Update: Bank of England base rate

Home Movers, First Time Buyers, Remortgages, Equity Release, Homeowners |

In August, The Bank of England cut interest rates to 5% from 5.25%. The first drop in rates since the first Covid lockdown in March 2020. September announced a hold at 5% too. This will affect millions of people's mortgage, credit card, and savings rates. But borrowing costs are still high.

September 2024

A couple months on, we reflect what could the recent election change mean for you

Home Movers, First Time Buyers, Remortgages, Homeowners |

As we all know, predicting which election promises will become reality is no easy task! However, we’ve outlined a few pointers to help you understand how the new government might bring changes that could affect you.

Stay Informed: Mortgage Tips & Trends

Real Stories of Later Life Lending

There's a lot of noise around Later Life Lending, headlines about rates, regulation, and market data...

AI Can Compare Mortgages. But Can It Replace Your Broker?

For all the talk of AI tools and comparison sites reshaping financial services, the latest data on t...

A New PM Is in No. 10 – Here’s What Actually Matters for Your Mortgage

By now you'll have seen the news: Andy Burnham took office as Prime Minister on 20 July, becoming th...

Could the New Government Updates Help You Buy?

The June announcement from the UK Government could be one of the most significant changes to the hom...

What Do the Current Rates Mean For You?

With so much happening in the world right now, it can be hard to know what it all means for your mor...

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide ...

Looking For A Mortgage? Read This First!

After some turbulent years, the UK mortgage market is showing signs of maturity and resilience. For ...

Q&A With Your Broker… What Have You Always Wanted to Ask?

Your mortgage questions answered: A friendly guide from your mortgage broker, in plain English.

Are You Looking in a UK Housing Hotspot?

The UK housing market is showing some fascinating twists as we move into 2026, with certain towns an...

From First-Time Buyers to Remortgagers, What New Products Are Out There for You?

It’s a busy time for changes in the mortgage world. Are you up to date? We are seeing lots of excit...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: Calderwood House, 7 Montpellier Parade, Cheltenham, Gloucestershire, England, GL50 1UA

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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