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Archive by category: Home MoversReturn

February 2025

Can I use equity release to buy a new home?

Home Movers, Equity Release, Mortgage tips, Homeowners |

Whether you are looking to purchase a new home to move into or purchase a property for a family member, we can explore your equity release options to see if it’s affordable for you. Did you know you could release equity to buy another property? Contact us via email or phone to get started, and we’ll start the process. Let’s dive into what’s involved!

January 2025

How technology is shaping the future of general insurance

Home Movers, First Time Buyers, Remortgages, Home Insurance |

From AI-driven claims processing to integrating Internet of Things (IoT) devices for personalised coverage, the future of general insurance is filled with technological innovations! Here's an in-depth look at how technology is reshaping the sector and the trends of the future:

December 2024

Myth-busting mortgage hurdles

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

Here are common mortgage myths debunked to help you navigate the home-buying process confidently. Chat with us to go into these in detail and for advice specific to your circumstances.

November 2024

Do you need joint life insurance?

Protection, Homeowners, Wellbeing, Home Movers, First Time Buyers, Remortgages |

Have you ever wondered whether you and your partner should be on one single life insurance policy? Or should you each have your own? In this article, we go into joint life insurance options.

2024 Autumn Budget

Home Movers, First Time Buyers, Remortgages, Homeowners |

Let’s go through one of the biggest tax-raising Budgets in history. With the new government underway, our current Chancellor Rachel Reeves announced the 2024 Autumn Budget set to increase taxes by £40 billion—we haven’t seen one this big for over twenty years! There is a lot to discuss.

October 2024

Update: Bank of England base rate

Home Movers, First Time Buyers, Remortgages, Equity Release, Homeowners |

In August, The Bank of England cut interest rates to 5% from 5.25%. The first drop in rates since the first Covid lockdown in March 2020. September announced a hold at 5% too. This will affect millions of people's mortgage, credit card, and savings rates. But borrowing costs are still high.

September 2024

A couple months on, we reflect what could the recent election change mean for you

Home Movers, First Time Buyers, Remortgages, Homeowners |

As we all know, predicting which election promises will become reality is no easy task! However, we’ve outlined a few pointers to help you understand how the new government might bring changes that could affect you.

With Home Insurance premiums on the rise, here are some free ways to freshen up your home!

Home Movers, Remortgages, Home Insurance |

There has been a 6% increase in combined buildings and contents insurance since last year. In the current economic climate, inflation is affecting everything, and homeowners across the UK are feeling the pinch—making peace of mind more critical than ever. We are constantly scanning the market to find the best insurance deals, so contact us to see if we can secure a better policy for you.

August 2024

What is Spear Phishing?

Home Movers, First Time Buyers, Remortgages, Equity Release |

Though it may sound like a thrilling way to catch fish, Spear Phishing is far from exciting—and definitely not fun. Spear phishing occurs when scammers use personal information to impersonate a legitimate business, often one you've interacted with before. Armed with details such as your name, address, date of birth, workplace, or alma mater, they craft messages to deceive you. How many of these details are on your social media profiles, like Facebook or LinkedIn, ready for scammers to explo...

Is your will in order?

Home Movers, First Time Buyers, Remortgages |

Making a will is the only way to ensure your money, property, possessions, and investments (known as your estate) go to the people and causes you care about. Let’s look at some top questions…

Stay Informed: Mortgage Tips & Trends

Could the New Government Updates Help You Buy?

The June announcement from the UK Government could be one of the most significant changes to the hom...

What Do the Current Rates Mean For You?

With so much happening in the world right now, it can be hard to know what it all means for your mor...

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide ...

Looking For A Mortgage? Read This First!

After some turbulent years, the UK mortgage market is showing signs of maturity and resilience. For ...

Q&A With Your Broker… What Have You Always Wanted to Ask?

Your mortgage questions answered: A friendly guide from your mortgage broker, in plain English.

Are You Looking in a UK Housing Hotspot?

The UK housing market is showing some fascinating twists as we move into 2026, with certain towns an...

From First-Time Buyers to Remortgagers, What New Products Are Out There for You?

It’s a busy time for changes in the mortgage world. Are you up to date? We are seeing lots of excit...

Why Protecting Income Matters More Than Ever

We read something shocking recently. Recent figures show that around 40% of UK adults have less than...

What Does the Change In Base Rate Mean for Your Mortgage In 2026?

As of early 2026, the base rate has been cut to around 3.75%. It’s the lowest it’s been in nearly ...

Is Your Protection Still Fit for Purpose? January is the Time to Review Income & Life Cover

January is often when people take a step back and look at their finances with fresh eyes. Once the f...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 4 Imperial Square, Cheltenham, England, GL50 1QB.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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