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Keep up to date with the latest news and our guides on all things mortgages. 

Archive by category: Equity ReleaseReturn
February 2026

Gifting A First-Time Buyer? Maybe Equity Release Will Help

Equity Release, Homeowners |
You might have heard of equity release, but did you know it’s a practical and increasingly common way for parents or grandparents to help a first-time buyer get onto the property ladder? Particularly where savings alone aren’t enough. Which, in this market, is more and more likely.
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January 2026
A New Year Perspective: How Equity Release Could Support Your Future Goals

A New Year Perspective: How Equity Release Could Support Your Future Goals

Equity Release |
January is often a time for reflection and forward planning. For homeowners in later life, it can also be an opportunity to review how their property fits into their overall financial picture. Equity release is one option that can form part of this broader conversation, particularly when looking to rebalance income, reduce financial pressure or plan more confidently for the years ahead.
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New Year, New Mortgage Plan

New Year, New Mortgage Plan

Equity Release |
January is often seen as the month for fresh starts. We declutter our homes, reset routines and take a closer look at our spending after the festive season. But one area that’s often overlooked is the mortgage, even though it’s likely to be your most significant monthly commitment. If you haven’t reviewed your mortgage in the last couple of years, January is a great time to check whether it’s still working as hard as it could for you.
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December 2025
Autumn Budget 2025: What Homeowners and Buyers Should Know

Autumn Budget 2025: What Homeowners and Buyers Should Know

Home Movers, First Time Buyers, Remortgages, Equity Release, Homeowners |
Delivered by Chancellor Rachel Reeves on 26th November, the 2025 Autumn Budget brings a mix of new changes. We’ve gone through the details, and here are some changes that you’ll want to keep a close eye on.
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Take The Stress Of Christmas With Equity Release

Take The Stress Of Christmas With Equity Release

Equity Release, Homeowners |
The festive season can be magical. But honestly, we are speaking to so many of our clients, and the cost of living is really weighing on everyone’s mind. Christmas is a time to think of family, and maybe equity release is something you can consider. Our role as your advisor is to try to help where we can.
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November 2025
A Better Way Forward for Equity Release

A Better Way Forward for Equity Release

Equity Release, Homeowners |
Equity release has helped thousands of UK homeowners unlock the value in their property, but it hasn’t always had a spotless reputation. Older cases – often taken out decades ago – tell cautionary tales of high interest rates, poor advice, and families shocked by how quickly the debt grew. These so-called “equity release horror stories” still appear in the media today, reminding homeowners of the importance of understanding what they’re signing up for.
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October 2025
Have You Heard of the Term ‘Mortgage Prisoners’?

Have You Heard of the Term ‘Mortgage Prisoners’?

Equity Release, Mortgage tips, Homeowners |
If you’re a homeowner in the UK, you might have heard the term “mortgage prisoner” being thrown around. But what does it mean, and how could it affect you? A mortgage prisoner is someone who is up to date with their mortgage payments but is unable to switch to a more affordable deal. This situation often arises due to stricter lending criteria introduced after the 2008 financial crisis. Many of these homeowners are stuck with high-interest rates, sometimes paying significantly more than curre...
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September 2025
How Homeowners Over 55 Can Fund Their Garden Retreats

How Homeowners Over 55 Can Fund Their Garden Retreats

Equity Release, Mortgage tips, Homeowners |
Over the past few years, many homeowners have discovered the value of creating dedicated spaces in their gardens. Whether it’s a quiet home office, an art studio, a gym, or simply a place to unwind. These garden rooms have become more than just an extra building; they’re a way to enhance daily life without the upheaval of moving.
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August 2025
Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

Home Movers, First Time Buyers, Remortgages, Equity Release, Mortgage tips, Buy to Let, Homeowners |
It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break down a few changes. Here’s an overview of the current trends in mortgages, protection, insurance, and later-life lending so far:
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Making the Most of Your Home in Retirement – With the Right Advice

Making the Most of Your Home in Retirement – With the Right Advice

Equity Release, Homeowners |
For many people approaching or already in retirement, your home isn’t just where you live, it’s also one of your most valuable financial assets. Whether you’re looking to top up your pension, help family members, renovate, or simply enjoy more financial freedom, accessing the equity tied up in your property can be a powerful option.
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Stay Informed: Mortgage Tips & Trends

Gifting A First-Time Buyer? Maybe Equity Release Will Help

You might have heard of equity release, but did you know it’s a practical and increasingly common w...
Read More

A New Year Perspective: How Equity Release Could Support Your Future Goals

January is often a time for reflection and forward planning. For homeowners in later life, it can al...
Read More

New Year, New Mortgage Plan

January is often seen as the month for fresh starts. We declutter our homes, reset routines and take...
Read More

Autumn Budget 2025: What Homeowners and Buyers Should Know

Delivered by Chancellor Rachel Reeves on 26th November, the 2025 Autumn Budget brings a mix of new c...
Read More

Take The Stress Of Christmas With Equity Release

The festive season can be magical. But honestly, we are speaking to so many of our clients, and the ...
Read More

A Better Way Forward for Equity Release

Equity release has helped thousands of UK homeowners unlock the value in their property, but it hasn...
Read More

Have You Heard of the Term ‘Mortgage Prisoners’?

If you’re a homeowner in the UK, you might have heard the term “mortgage prisoner” being thrown a...
Read More

How Homeowners Over 55 Can Fund Their Garden Retreats

Over the past few years, many homeowners have discovered the value of creating dedicated spaces in t...
Read More

Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break ...
Read More

Making the Most of Your Home in Retirement – With the Right Advice

For many people approaching or already in retirement, your home isn’t just where you live, it’s al...
Read More


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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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