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Keep up to date with the latest news and our guides on all things mortgages. 

Archive by category: Equity ReleaseReturn
August 2024
How to reduce risks when taking out a lifetime mortgage

How to reduce risks when taking out a lifetime mortgage

Equity Release, Mortgage tips, Saving Money, Homeowners |
So, you’ve heard of lifetime mortgages, and you are at a stage in life when your finances need a little boost. It’s ideal for adding value to your home, such as for a renovation, taking the dream trip you’ve always wanted, or accommodating new grandchildren. Naturally, you have some questions — and potential concerns — about releasing money from your biggest asset. Who pays it back? And will your family be left in a shortfall?
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July 2024
Can a lifetime mortgage help your growing family?

Can a lifetime mortgage help your growing family?

Equity Release |
Congratulations on becoming a grandparent! Equity release can be a way to access value tied up in your home, helping you provide financial support for your grandchild. Wouldn’t it be nice to have the funds to help with your own retirement needs and support your loved ones financially?
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June 2024
How to use Equity Release to buy a new home

How to use Equity Release to buy a new home

Home Movers, Equity Release, Homeowners |
If you’re 55+ and have been eyeing up your dream home but aren't sure how you'll be able to afford it. Equity Release could help you purchase a new home! From a fresh space to live to a holiday retreat. We delve into how to use Equity Release to buy a new property.
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May 2024
A wedding of a lifetime, covered by equity release

A wedding of a lifetime, covered by equity release

Equity Release, Homeowners |
Did you know you can use equity release for gifting? Also known as a lifetime mortgage, you can help your children/grandchildren have the wedding of their dreams. It may also fund your income for the year. So this could help you take time off to help the kids. Or help you plan and enjoy your own wedding.
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April 2024
How to release equity for a trip of a lifetime!

How to release equity for a trip of a lifetime!

Equity Release, Homeowners |
Are you finally ready to take that dream holiday you’ve been thinking up for years? We are here to discuss how releasing equity can help you get there. A Lifetime Mortgage allows homeowners aged 55 and over to access value. It can provide you with a lump sum or regular income. Here's our step-by-step guide on how to plan the trip of a lifetime:
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March 2024
Lifetime Mortgages: How to spring refresh your home with calm and wellness

Lifetime Mortgages: How to spring refresh your home with calm and wellness

Equity Release, Mortgage tips, Saving Money, Homeowners |
Make your home a place for peace as we close in on those chilly winter months. We show you how you can release equity from your property to restore wellness and calm. You are on your way to zen! Plus, some easy low-cost tips you can do today. Explore how a Lifetime Mortgage can bring calmness and wellness to your home this spring.
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February 2024
Your dream garden can be within reach – unlock the equity in your home

Your dream garden can be within reach – unlock the equity in your home

Equity Release, Homeowners |
Spring is just around the corner, and with the promise of warmer days and blooming flowers, many homeowners find themselves yearning to breathe life into their outdoor spaces. Your garden, often an overlooked canvas, can be transformed into a tranquil haven where you can relax and immerse yourself in the beauty of nature. If you aren't sure how to make your plans a reality, one option is to use a lifetime mortgage for home improvements.
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January 2024
Government support to help you keep your home warm this winter

Government support to help you keep your home warm this winter

Equity Release, Homeowners |
As the temperatures start to go down and the energy bills go up, you might feel like you can’t afford to put the heating on. If that’s you, there is support available for people claiming benefits or who have reached a certain age. Don’t miss out on the support that’s there for you. Read on for the different ways you can get support from the government to heat your home this winter.
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December 2023
Winter sun seeking for the over 55s

Winter sun seeking for the over 55s

Equity Release, Saving Money |
Taking extended breaks during the Winter has always been popular due to the enticing 'off-peak' prices and the opportunity to avoid high home utility bills. Additionally, there are health advantages to spending time in warm and sunny destinations, such as more chances for outdoor exercise, access to nutritious food, and an enhanced overall sense of well-being.
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November 2023
Why the need for money from our homes in retirement is changing

Why the need for money from our homes in retirement is changing

Equity Release, Homeowners |
When it comes to money tied up in your home and unlocking this, there are a range of reasons why Lifetime Mortgages are the avenue older borrowers choose. Even though some of the uses for Later Life Lending can be home improvements, offering cash support to family members or going on a dream holiday, in 2022, the main reason equity was released from homes was to clear existing mortgages.
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Stay Informed: Mortgage Tips & Trends

Autumn Budget 2025: What Homeowners and Buyers Should Know

Delivered by Chancellor Rachel Reeves on 26th November, the 2025 Autumn Budget brings a mix of new c...
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Take The Stress Of Christmas With Equity Release

The festive season can be magical. But honestly, we are speaking to so many of our clients, and the ...
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A Better Way Forward for Equity Release

Equity release has helped thousands of UK homeowners unlock the value in their property, but it hasn...
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Have You Heard of the Term ‘Mortgage Prisoners’?

If you’re a homeowner in the UK, you might have heard the term “mortgage prisoner” being thrown a...
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How Homeowners Over 55 Can Fund Their Garden Retreats

Over the past few years, many homeowners have discovered the value of creating dedicated spaces in t...
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Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break ...
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Making the Most of Your Home in Retirement – With the Right Advice

For many people approaching or already in retirement, your home isn’t just where you live, it’s al...
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Accessing Capital: Comparing Equity Release, Loans, and Remortgages

Are you looking to take a dream holiday this summer? Or do you have plans to get the garden ready to...
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Using Equity Release for Home Improvements or Care Needs

As you approach the ‘Golden Years’, are you considering whether to stay at home or move into care?...
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How to use equity release for a new garden renovation or a dream holiday

Using equity release to fund a garden renovation or a dream holiday can be a smart move if done wise...
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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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