Blogs

Keep up to date with the latest news and our guides on all things mortgages.

Make an enquiry

Archive by category: HomeownersReturn

July 2026

Is Your Home Insurance Auto-Renewal Costing You

Home Insurance, Saving Money, Homeowners |

How do you treat your insurance renewal email? It could be costing you more than you think — in some cases, twice over. Here's what's really going on, and why five minutes of checking now could save you a lot more than money down the line.

Unlock the Value in Your Home with Equity Release

Equity Release, Homeowners |

Almost four in ten people approaching retirement are on track to have an income below the Pensions UK 'minimum standard'. More people are reaching later life still carrying mortgage debt, often on fixed or reduced incomes, trying to make their money stretch further. For many homeowners aged 55 and over, the wealth tied up in their property represents their most significant financial resource.

The Protection Gap

Protection, Homeowners |

Did you know most families are one crisis away from financial hardship? Unfortunately, there are some devastating numbers out there. A parent of children under 18 dies every 20 minutes in the UK, equating to around 127 children newly bereaved of a parent every day. We couldn’t believe these statistics, and we just wish it wasn’t true.

June 2026

Equity Release: Why the Mortgage Market Is Changing, and What It Means for You

Equity Release, Mortgage tips, Homeowners |

For most of the last century, the mortgage journey followed a fairly predictable path. You bought your first home in your mid-to-late twenties, paid it off over 25 years, and entered retirement debt-free with the house as your reward for decades of hard work. That story is changing, and faster than most people realise.

Does Your Home & Contents Insurance Hold Up When You Are On Holiday?

Home Insurance, Homeowners |

The holiday season is almost here. While you're busy booking flights and planning days out, there's one thing that often gets forgotten before you head off: whether your home insurance will protect you while you're away. Spoiler alert: it might not be as watertight as you think. Here’s a quick roundup of things to be aware of. But speaking with us will make sure your home has the most accurate protection. Call us today so you aren’t second-guessing your policy poolside.

Don’t Let Probate Eat into Your Family's Inheritance

Protection, Homeowners |

Nobody likes thinking about what happens when they're gone. But if you have a life insurance policy and you haven't thought about how that money will actually reach your family, this is worth five minutes of your time. Because right now, the probate system in the UK is under serious strain. And your loved ones could be the ones paying the price.

What Do the Current Rates Mean For You?

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Buy to Let, Homeowners |

With so much happening in the world right now, it can be hard to know what it all means for your mortgage. We've pulled together the latest on UK interest rates, what's driving them, and, most importantly, what it could mean for you. As always, if you have any questions, we're just a phone call away.

May 2026

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

Home Movers, First Time Buyers, Mortgage tips, Homeowners |

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide suggests the answer may simply be: you're looking in the wrong postcode. Nationwide's 2026 Local Area Affordability Report reveals a Britain of stark contrasts. Where the difference between being able to buy a home and being locked out of the market entirely can come down to which side of a regional boundary you happen to live on.

Can You Use Later Life Lending To Turn Your Garden Into A Summer Oasis?

Equity Release, Homeowners |

Summer is just around the corner, and we are looking forward to Pimm’s in the garden. A couple of clients have asked us if they can use Later Life Lending to spruce up their alfresco dining this summer? It’s a great question! We thought you might be interested to hear as well, so we’ve put together an article. But don’t forget, Later Life Lending needs expert guidance, so give us a call and we’ll make sure you know the ins and outs.

Did You Know You Can Use Later Life Lending to Stay in Your Home?

Equity Release, Homeowners |

As a later life lending broker, one of the most meaningful conversations I have with clients isn't about mortgage rates or later life lending products, it's about what comes next. Specifically, how to plan ahead so that if care is ever needed, families aren't scrambling to find answers at a stressful time.

Stay Informed: Mortgage Tips & Trends

Is Your Home Insurance Auto-Renewal Costing You

How do you treat your insurance renewal email? It could be costing you more than you think — in som...

Unlock the Value in Your Home with Equity Release

Almost four in ten people approaching retirement are on track to have an income below the Pensions U...

The Protection Gap

Did you know most families are one crisis away from financial hardship? Unfortunately, there are som...

Equity Release: Why the Mortgage Market Is Changing, and What It Means for You

For most of the last century, the mortgage journey followed a fairly predictable path. You bought yo...

Does Your Home & Contents Insurance Hold Up When You Are On Holiday?

The holiday season is almost here. While you're busy booking flights and planning days out, there's ...

Don’t Let Probate Eat into Your Family's Inheritance

Nobody likes thinking about what happens when they're gone. But if you have a life insurance policy ...

What Do the Current Rates Mean For You?

With so much happening in the world right now, it can be hard to know what it all means for your mor...

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide ...

Can You Use Later Life Lending To Turn Your Garden Into A Summer Oasis?

Summer is just around the corner, and we are looking forward to Pimm’s in the garden. A couple of c...

Did You Know You Can Use Later Life Lending to Stay in Your Home?

As a later life lending broker, one of the most meaningful conversations I have with clients isn't a...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 4 Imperial Square, Cheltenham, England, GL50 1QB.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Blog

Meet the Team

Contact Us

Privacy Policy

Our Fees

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

Blogs

What our clients say...

Stay Informed: Mortgage Tips & Trends

Quick Links

Our Fees