Heading Away this Winter? Protect Your Home and Car While You’re Gone
Are you one of the lucky ones heading abroad this winter? Whether for a skiing trip or basking in some winter sun, leaving your house and car unattended can create unexpected risks. Burglary, accidental damage, or even weather events can happen while you’re away. Most people only realise their cover isn’t enough once something goes wrong. Let’s fix that so you fully switch off and unwind on your holiday!
Before you leave:
- Check your home insurance policy: Make sure it covers unoccupied periods. Some insurers limit cover if your property is empty for more than 30–60 days.
- Secure your property: Lock doors and windows, set alarms, and consider timers for lights to make your home look occupied.
- Notify your insurer if needed: Some policies require you to tell them if the house will be empty for an extended period.
If your car will be left at home or in long-term parking:
- Confirm your car insurance cover: Comprehensive policies may still cover theft or damage while parked, but some restrictions can apply if the vehicle is left unused for weeks.
- Consider secure parking: A locked garage reduces the risk of theft or vandalism.
- Optional temporary cover changes: Some insurers allow short-term adjustments or “laid-up” policies to reduce premiums while your car isn’t in use.
A quick checklist before you go:
- Review both home and car policies for limits and exclusions.
- Take photos or videos of your home and car’s condition.
- Ensure all locks, alarms, and security measures are in place.
Travel with peace of mind knowing your home and car are protected. Don’t take your worries on holiday with you! Review your cover with us today – a few minutes now can prevent a lot of stress later.
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