Call us
01242 697821
Email us
info@fairviewfinancial.co.uk

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

April 2025
Your monthly equity release update

Your monthly equity release update

Equity Release |
New research shows that people over the age of 55 are increasingly choosing to release equity in their homes to release funds for purchases like luxury holidays. We are seeing equity release loans taken out in the UK more than doubled during a ten-year period. Are you looking to take the holiday of a lifetime while you still can ? If you’d prefer to not use unsecured debt or savings, chat with us today about equity release and lifetime mortgages.
Read More
Expect the unexpected: Critical Illness Protection for the whole family

Expect the unexpected: Critical Illness Protection for the whole family

Protection, Wellbeing |
Did you know Critical Illness Protection is important for the whole family? Not just the main earner? For example, we consider one heartbreaking example of why you should have a Critical Illness Policy in place for everyone in the family…
Read More
Recently divorced or separated? Is your insurance up to date?

Recently divorced or separated? Is your insurance up to date?

Protection |
If you're going through a divorce or separation, updating your insurance policies is a necessary step. We understand it must be a hard time, full of emotions. Let us take the pain out of your insurance needs. If you’d like to take a read through the following and see what applies, give us a call or email and we can manage the rest. A perfect spring-cleaning step for a brighter future.
Read More
Why a specialist can save your mortgage

Why a specialist can save your mortgage

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |
In our post-pandemic world, we are seeing lots of changes for the needs of borrowers! Do you need specialist help? Reach out, and we’ll help you get organised and secure your new mortgage! For those still benefiting from low mortgage rates, many homeowners have chosen to take a second charge rather than remortgage, say for debt consolidation and home improvements.
Read More
Key Changes to Stamp Duty

Key Changes to Stamp Duty

Home Movers, First Time Buyers |
As of April 1, 2025, significant changes to the UK's Stamp Duty Land Tax (SDLT) have come into effect, impacting homebuyers across England and Northern Ireland. These adjustments mark the end of the temporary measures introduced in September 2022 and a return to previous thresholds.
Read More
March 2025
Here are some tips for managing bills and finances when you don’t have a regular income

Here are some tips for managing bills and finances when you don’t have a regular income

Saving Money |
Managing money and bills self-employed can feel like a juggling act. Especially since you don't have steady pay or the automatic deductions for things like taxes and national insurance. However, with the right systems in place, you can stay on top of your finances and ensure everything is paid on time. Here are some tips we’ve loved that can help take the hassle out of bills and finances.
Read More
Look after your health to ensure you are ready to work

Look after your health to ensure you are ready to work

Wellbeing |
Managing money and bills self-employed can feel like a juggling act. Especially since you don't have steady pay or the automatic deductions for things like taxes and national insurance. However, with the right systems in place, you can stay on top of your finances and ensure everything is paid on time. Here are some tips we’ve loved that can help take the hassle out of bills and finances. (Feel free to print this and use it as a checklist!)
Read More
Is equity release available for the self-employed?

Is equity release available for the self-employed?

Equity Release, Homeowners |
Are you self-employed, retired, or unemployed and looking for equity release? Are you wondering if you are eligible? The short answer is yes! As you will need an advisor for equity release, we can go through all the details. Depending on your situation, it may get a little complicated. But we are here to help!
Read More
Why income protection & critical illness cover are extra important for the self-employed

Why income protection & critical illness cover are extra important for the self-employed

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Protection, Homeowners |
If you're self-employed in the UK, income protection and critical illness cover are extra critical. You don’t have the safety nets that employees do. Like statutory sick pay (SSP), employer sick leave, or workplace health benefits. But of course, no matter your employment status, income protection and critical illness cover add extra support when you need it most.
Read More
Do you need extra building and content insurance policies in place if you work from home?

Do you need extra building and content insurance policies in place if you work from home?

Home Insurance |
Maybe you've spent a bit of time putting together your business. Now everything is going well, you wouldn't want something unexpected to get in the way? This is where insurance can help. Of course, we are big believers in setting up these support systems.
Read More
Page 6 of 25 [6]

What our clients say...

Latest Blog

Autumn Budget 2025: What Homeowners and Buyers Should Know

Delivered by Chancellor Rachel Reeves on 26th November, the 2025 Autumn Budget brings a mix of new c...
Read More

Take The Stress Of Christmas With Equity Release

The festive season can be magical. But honestly, we are speaking to so many of our clients, and the ...
Read More

The Hidden Benefits of Using a Broker for Your Protection Policy

Did you know that nearly one in five adults in the UK who start looking into protection insurance do...
Read More

How Health Cover Is Evolving, And Why It Matters

Health insurance has come a long way. Once seen as something you only used when you were unwell, tod...
Read More

Remember To Update Your Home and Content Insurance

It’s that time of year again! Twinkly lights, endless mince pies, and maybe a few exciting new gift...
Read More

Big News! Interest-Only Mortgages Just Got Easier

Big news from the mortgage world: Nationwide are releasing interest-only mortgages to first-time buy...
Read More

The Art of Spending Mindfully

As your broker, I want to help you not just protect your financial future with the right mortgage or...
Read More

Insurance That Works Harder

When it comes to health insurance, many people think only about hospital treatment, consultations, o...
Read More

Protection: How Needs Evolve Over a Lifetime

Understanding how your insurance needs change over time is key to maintaining financial security for...
Read More

A Better Way Forward for Equity Release

Equity release has helped thousands of UK homeowners unlock the value in their property, but it hasn...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Equity Release

Blog

Meet the Team

Contact Us

Privacy Policy


Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top