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May 2025

What protection do you need in place to have a worry-free summer?

Protection, Wellbeing |

Summer’s here—time for garden BBQs, beach escapes, and maybe even a cheeky weekend away. But while you’re soaking up the sunshine, have you thought about the financial safety nets that help keep life running smoothly, no matter what? If you want true peace of mind this summer (and beyond), it’s worth making sure you’ve got the right protection in place. Here's a quick, no-jargon guide to three key types of cover every household should consider. Hit reply-to this email to set up your cov...

Avoid these mistakes when buying insurance

Home Insurance, Saving Money, Homeowners |

General insurance—whether it’s for your car, home, travel, or health—is a crucial financial safety net. But buying the wrong policy or overlooking key details can leave you underprotected when it matters most. To help you make a smart, informed decision, here are the top five common mistakes to avoid when purchasing general insurance. Of course, using a broker ensures you can avoid these mistakes. Give us a call to get your insurance all lined up.

How to use equity release for a new garden renovation or a dream holiday

Equity Release, Homeowners |

Using equity release to fund a garden renovation or a dream holiday can be a smart move if done wisely. Here’s a practical guide on how it works, the pros and cons, and what to keep in mind. Get in touch with us to create a detailed plan of what you can get and how!

Looking to buy this summer? Let’s get your preapproval sorted!

Home Movers, First Time Buyers, Mortgage tips |

Did you know that the summer months typically see an increase in home sales? We thought we’d put together this quick article to help you find out how to get a mortgage that works best for you. But don’t forget, to ensure your summertime home purchase is a successful one, chat directly with us for the right option for you.

April 2025

A fresh start for your money this spring

Home Movers, First Time Buyers, Remortgages |

Let’s get a bit cheesy this month with this very catchy phrase: “Spring Cleaning Your Finances—A Fresh Start for Your Money.” But research shows most British adults do not have enough savings. As we hopefully feel slightly warm temps, and the days are getting longer, spring offers the perfect opportunity for a fresh start. Not just for your home, but for your finances too.

How does your gender affect health?

Wellbeing |

Are you looking for a health insurance policy? We’ve looked at the research and there are some differences to keep in mind depending on your gender. One study by Vitality noticed that less than 25% of women hit their exercise target. Whereas more men in the workplace are calling for increased mental health support.

Your monthly equity release update

Equity Release |

New research shows that people over the age of 55 are increasingly choosing to release equity in their homes to release funds for purchases like luxury holidays. We are seeing equity release loans taken out in the UK more than doubled during a ten-year period. Are you looking to take the holiday of a lifetime while you still can ? If you’d prefer to not use unsecured debt or savings, chat with us today about equity release and lifetime mortgages.

Expect the unexpected: Critical Illness Protection for the whole family

Protection, Wellbeing |

Did you know Critical Illness Protection is important for the whole family? Not just the main earner? For example, we consider one heartbreaking example of why you should have a Critical Illness Policy in place for everyone in the family…

Recently divorced or separated? Is your insurance up to date?

Protection |

If you're going through a divorce or separation, updating your insurance policies is a necessary step. We understand it must be a hard time, full of emotions. Let us take the pain out of your insurance needs. If you’d like to take a read through the following and see what applies, give us a call or email and we can manage the rest. A perfect spring-cleaning step for a brighter future.

Why a specialist can save your mortgage

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

In our post-pandemic world, we are seeing lots of changes for the needs of borrowers! Do you need specialist help? Reach out, and we’ll help you get organised and secure your new mortgage! For those still benefiting from low mortgage rates, many homeowners have chosen to take a second charge rather than remortgage, say for debt consolidation and home improvements.

Stay Informed: Mortgage Tips & Trends

The January Money Reset Quiz

Be honest, January arrives, the decorations come down… and suddenly the credit card statements arri...

Small Tweaks, Better Balance

January is a natural time to get organised. Budgets are under review, paperwork is being sorted, and...

A New Year Perspective: How Equity Release Could Support Your Future Goals

January is often a time for reflection and forward planning. For homeowners in later life, it can al...

Is Your Protection Still Fit for Purpose? January is the Time to Review Income & Life Cover

January is often when people take a step back and look at their finances with fresh eyes. Once the f...

Does Your Health Insurance Still Reflect Your Life Today?

January has a habit of making us take stock. New diaries, fresh plans, and a quiet promise to be a b...

New Year, New Mortgage Plan

January is often seen as the month for fresh starts. We declutter our homes, reset routines and take...

Autumn Budget 2025: What Homeowners and Buyers Should Know

Delivered by Chancellor Rachel Reeves on 26th November, the 2025 Autumn Budget brings a mix of new c...

Take The Stress Of Christmas With Equity Release

The festive season can be magical. But honestly, we are speaking to so many of our clients, and the ...

The Hidden Benefits of Using a Broker for Your Protection Policy

Did you know that nearly one in five adults in the UK who start looking into protection insurance do...

How Health Cover Is Evolving, And Why It Matters

Health insurance has come a long way. Once seen as something you only used when you were unwell, tod...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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