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April 2025

Why a specialist can save your mortgage

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

In our post-pandemic world, we are seeing lots of changes for the needs of borrowers! Do you need specialist help? Reach out, and we’ll help you get organised and secure your new mortgage! For those still benefiting from low mortgage rates, many homeowners have chosen to take a second charge rather than remortgage, say for debt consolidation and home improvements.

Key Changes to Stamp Duty

Home Movers, First Time Buyers |

As of April 1, 2025, significant changes to the UK's Stamp Duty Land Tax (SDLT) have come into effect, impacting homebuyers across England and Northern Ireland. These adjustments mark the end of the temporary measures introduced in September 2022 and a return to previous thresholds.

March 2025

Here are some tips for managing bills and finances when you don’t have a regular income

Saving Money |

Managing money and bills self-employed can feel like a juggling act. Especially since you don't have steady pay or the automatic deductions for things like taxes and national insurance. However, with the right systems in place, you can stay on top of your finances and ensure everything is paid on time. Here are some tips we’ve loved that can help take the hassle out of bills and finances.

Look after your health to ensure you are ready to work

Wellbeing |

Is equity release available for the self-employed?

Equity Release, Homeowners |

Are you self-employed, retired, or unemployed and looking for equity release? Are you wondering if you are eligible? The short answer is yes! As you will need an advisor for equity release, we can go through all the details. Depending on your situation, it may get a little complicated. But we are here to help!

Why income protection & critical illness cover are extra important for the self-employed

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Protection, Homeowners |

If you're self-employed in the UK, income protection and critical illness cover are extra critical. You don’t have the safety nets that employees do. Like statutory sick pay (SSP), employer sick leave, or workplace health benefits. But of course, no matter your employment status, income protection and critical illness cover add extra support when you need it most.

Do you need extra building and content insurance policies in place if you work from home?

Home Insurance |

Maybe you've spent a bit of time putting together your business. Now everything is going well, you wouldn't want something unexpected to get in the way? This is where insurance can help. Of course, we are big believers in setting up these support systems.

Beyond the 9 to 5: Your Mortgage Options

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

Work habits in the UK continue to evolve and change. And so, the mortgage industry is addressing concerns from the self-employed. Guess what? Did you know you can get a mortgage if you are self-employed? You may just need to get some extra steps in place. But we are here to help and get you ready for homeownership!

February 2025

Health Insurance and Buying a New Home: Why They Go Hand in Hand

Home Movers, First Time Buyers, Homeowners, Wellbeing |

Buying a new home is an exciting milestone but also a significant financial commitment. While health insurance may not seem directly related, it plays a crucial role in safeguarding your finances and supporting your ability to maintain your home. AKA, if you look after yourself, you can look after all the rest of life. Here’s why health insurance and buying a new home go hand in hand:

Selling this spring? Top tips to get your house ready for sale!

Home Movers, Homeowners |

Firstly, let’s ask, how does your house look from the street? First impressions are so important when it comes to selling your home. Does the garden need work? The hedges trimmed? Or grass mowed? Either pull out your gardening gloves or call in some help. This is a big one that helps enhance the value of your home. Perhaps you could add a colourful garden (set to bloom in time for spring!).

Stay Informed: Mortgage Tips & Trends

Are You Looking in a UK Housing Hotspot?

The UK housing market is showing some fascinating twists as we move into 2026, with certain towns an...

Let’s Look at Private Medical Insurance and Hospitals

In the UK, the connection between your private medical insurance and hospital choice depends heavily...

2026 Insurance Update

The UK insurance market continues to evolve, shaped by technology, climate pressures and regulatory ...

What Are the Most Common Reasons for Later Life Lending?

In recent years, it has shifted from a "last resort" financial product to a strategic, mainstream pl...

Beyond Diagnosis: The Case for Financial Protection

We all know getting regular health checkups is important. A diagnosis like cancer or heart disease c...

From First-Time Buyers to Remortgagers, What New Products Are Out There for You?

It’s a busy time for changes in the mortgage world. Are you up to date? We are seeing lots of excit...

When Your Health Insurance Policy Is Due for Renewal – And What Happens Next

In the UK, most private health insurance policies renew annually, usually on the anniversary of your...

Heading Away this Winter? Protect Your Home and Car While You’re Gone

Are you one of the lucky ones heading abroad this winter? Whether for a skiing trip or basking in so...

Gifting A First-Time Buyer? Maybe Equity Release Will Help

You might have heard of equity release, but did you know it’s a practical and increasingly common w...

Why Protecting Income Matters More Than Ever

We read something shocking recently. Recent figures show that around 40% of UK adults have less than...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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