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February 2024

Your dream garden can be within reach – unlock the equity in your home

Equity Release, Homeowners |

Spring is just around the corner, and with the promise of warmer days and blooming flowers, many homeowners find themselves yearning to breathe life into their outdoor spaces. Your garden, often an overlooked canvas, can be transformed into a tranquil haven where you can relax and immerse yourself in the beauty of nature. If you aren't sure how to make your plans a reality, one option is to use a lifetime mortgage for home improvements.

Is your home covered against storm damage?

Home Insurance, Homeowners |

As the weather becomes increasingly unpredictable, protecting your home against storm damage is crucial for both safety and financial well-being. Here's a short guide on how to protect your home and navigate the process of making a claim on your home insurance in case of storm-related incidents.

An insurance policy could be more affordable than you think

Homeowners, Protection |

Nearly half (44%) of UK workers overestimate the monthly cost of income protection, life cover, and cash plan policies*. This highlights a significant gap between perceived cost and reality, meaning many are missing out because of misperceptions around price.

Looking to remortgage? Tips to help you navigate the current mortgage market

Home Movers, Remortgages, Mortgage tips, Homeowners |

We understand that the current challenges we are all facing in light of the cost of living squeeze and the rise in interest are causing concerns for many homeowners. If your current mortgage deal is looking to end in the next 12 months, you have options you can explore now.

January 2024

Ensure your valuables are secured in 2024

Home Insurance, Saving Money, Homeowners |

Whether you're a homeowner or renting, if someone in your household has received a high-value gift for Christmas, don't forget to ensure your belongings are covered with your home insurance policy. Here's a brief guide to help you navigate the ins and outs of safeguarding your high-value items.

Stick to your health and fitness New Year resolutions

As we bid farewell to the old year and usher in a new one, many of us embark on a journey to prioritise our health and fitness. New Year's resolutions often involve promises to hit the gym, eat better, and lead a healthier lifestyle. While enthusiasm is high in January, maintaining that momentum throughout the year can be challenging. To help you stay on track, here are some top tips on how to stick to your health and fitness resolutions in the coming year:

Government support to help you keep your home warm this winter

Equity Release, Homeowners |

As the temperatures start to go down and the energy bills go up, you might feel like you can’t afford to put the heating on. If that’s you, there is support available for people claiming benefits or who have reached a certain age. Don’t miss out on the support that’s there for you. Read on for the different ways you can get support from the government to heat your home this winter.

4 reasons why January is a good time to buy life insurance

Protection, Homeowners |

January is a month of possibilities, and one of the best gifts you can give yourself and your loved ones is the security of life insurance. Here's why January is the perfect time to make this important decision.

Make your mortgage review a priority in 2024

Home Movers, Remortgages, Mortgage tips, Saving Money |

For most of us, our home loan represents one of the most significant financial commitments of our lifetimes, yet too few people review their mortgage regularly. If that’s you, don’t delay any longer – an overhaul of your mortgage could unlock significant savings, enable property improvements as your life changes, or give you an opportunity to move home. If your current mortgage deal is looking to end in the next 12 months, you have options you can explore now.

Financial New Years’ Resolutions

Home Movers, First Time Buyers, Homeowners |

2023 undoubtedly wreaked havoc with many of our finances with the cost-of-living expenses rising and interest rates causing uncertainty in the mortgage market. So, with a New Year now underway, it isn’t too late to set your financial goals to help combat the ongoing cost increases. Check out our handy list of 10 Financial New Year’s Resolutions that could help shape your finances for 2024.

Latest Blog

How to restart your budget ahead of summer!

With the sun on our faces and the right approach to your end-of-summer spending, you can achieve you...

How to stay active through summer! (and how health insurance can help)

With the warmer weather approaching, it’s a great time to get active without hitting the gym! We’v...

What protection do you need in place to have a worry-free summer?

Summer’s here—time for garden BBQs, beach escapes, and maybe even a cheeky weekend away. But while...

Avoid these mistakes when buying insurance

General insurance—whether it’s for your car, home, travel, or health—is a crucial financial safet...

How to use equity release for a new garden renovation or a dream holiday

Using equity release to fund a garden renovation or a dream holiday can be a smart move if done wise...

Looking to buy this summer? Let’s get your preapproval sorted!

Did you know that the summer months typically see an increase in home sales? We thought we’d put to...

A fresh start for your money this spring

Let’s get a bit cheesy this month with this very catchy phrase: “Spring Cleaning Your Finances—A ...

How does your gender affect health?

Are you looking for a health insurance policy? We’ve looked at the research and there are some dif...

Your monthly equity release update

New research shows that people over the age of 55 are increasingly choosing to release equity in the...

Expect the unexpected: Critical Illness Protection for the whole family

Did you know Critical Illness Protection is important for the whole family? Not just the main earner...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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