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November 2024

How can I save money with my health?

Saving Money, Wellbeing |

Are you looking for some extra support with your health? There are options to help you save money with private medical insurance. Or even individual healthcare plans just for dental, physio, or optical. Let's go into some of your options.

I’m renting - is insurance important?

Protection, Wellbeing |

If you are asking yourself if you need insurance while renting. The answer is yes! Think about everything you own. All the bills you have to pay. Would you be covered to replace everything and your income if you couldn’t work? Here is where insurance helps!

Do you need joint life insurance?

Protection, Homeowners, Wellbeing, Home Movers, First Time Buyers, Remortgages |

Have you ever wondered whether you and your partner should be on one single life insurance policy? Or should you each have your own? In this article, we go into joint life insurance options.

Should you use equity release to pay off your mortgage?

Equity Release, Mortgage tips |

Should you use equity release to pay off your mortgage? Are your repayments stopping you from saving more for retirement?

A look at the new renter’s reform bill and buy-to-let mortgages

Mortgage tips, Buy to Let, Homeowners |

The government recently published the Renters Rights Bill to Parliament. Here are some of the proposed new rules :

Let’s get you on the property ladder with these tips!

First Time Buyers, Mortgage tips |

We can help you get on the property ladder. Feel free to call us today to see what we can do for you. Here are some handy tips to keep in mind!

2024 Autumn Budget

Home Movers, First Time Buyers, Remortgages, Homeowners |

Let’s go through one of the biggest tax-raising Budgets in history. With the new government underway, our current Chancellor Rachel Reeves announced the 2024 Autumn Budget set to increase taxes by £40 billion—we haven’t seen one this big for over twenty years! There is a lot to discuss.

October 2024

Fact sheet: Accident, Sickness and Unemployment policy (ASU)

Protection, Wellbeing |

This cover protects your monthly income if you fall sick, have an accident that forces you out of work or are made redundant. It is a policy that provides a monthly tax-free payment. Paid directly to you, replacing your income. It can cover your earnings for up to 12 months or you return to work.

Take the worry out of insurance with a broker

Home Insurance, Protection, Saving Money, Homeowners, Wellbeing |

An insurance broker is a professional ‘middle-person’ working independently. The benefits are almost endless. The main one is that you no longer have to deal with insurance companies! Think about the time savings and risk management advice. Plus, personalised service you'll receive…

Use Equity Release to get your house ready for winter

Equity Release, Homeowners |

With winter approaching, are you asking whether your home needs a toasty update? If you are over 55, using equity in your home could be an option. Using our tips, you could keep your house warmer. And save on energy bills! It’s a win-win. We go through some simple changes you can make to your home to keep it warmer. And equity release plans you might be able to use.

Stay Informed: Mortgage Tips & Trends

When Your Health Insurance Policy Is Due for Renewal – And What Happens Next

In the UK, most private health insurance policies renew annually, usually on the anniversary of your...

Heading Away this Winter? Protect Your Home and Car While You’re Gone

Are you one of the lucky ones heading abroad this winter? Whether for a skiing trip or basking in so...

Gifting A First-Time Buyer? Maybe Equity Release Will Help

You might have heard of equity release, but did you know it’s a practical and increasingly common w...

Why Protecting Income Matters More Than Ever

We read something shocking recently. Recent figures show that around 40% of UK adults have less than...

What Does the Change In Base Rate Mean for Your Mortgage In 2026?

As of early 2026, the base rate has been cut to around 3.75%. It’s the lowest it’s been in nearly ...

The January Money Reset Quiz

Be honest, January arrives, the decorations come down… and suddenly the credit card statements arri...

Small Tweaks, Better Balance

January is a natural time to get organised. Budgets are under review, paperwork is being sorted, and...

A New Year Perspective: How Equity Release Could Support Your Future Goals

January is often a time for reflection and forward planning. For homeowners in later life, it can al...

Is Your Protection Still Fit for Purpose? January is the Time to Review Income & Life Cover

January is often when people take a step back and look at their finances with fresh eyes. Once the f...

Does Your Health Insurance Still Reflect Your Life Today?

January has a habit of making us take stock. New diaries, fresh plans, and a quiet promise to be a b...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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