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April 2025

A fresh start for your money this spring

Home Movers, First Time Buyers, Remortgages |

Let’s get a bit cheesy this month with this very catchy phrase: “Spring Cleaning Your Finances—A Fresh Start for Your Money.” But research shows most British adults do not have enough savings. As we hopefully feel slightly warm temps, and the days are getting longer, spring offers the perfect opportunity for a fresh start. Not just for your home, but for your finances too.

How does your gender affect health?

Wellbeing |

Are you looking for a health insurance policy? We’ve looked at the research and there are some differences to keep in mind depending on your gender. One study by Vitality noticed that less than 25% of women hit their exercise target. Whereas more men in the workplace are calling for increased mental health support.

Your monthly equity release update

Equity Release |

New research shows that people over the age of 55 are increasingly choosing to release equity in their homes to release funds for purchases like luxury holidays. We are seeing equity release loans taken out in the UK more than doubled during a ten-year period. Are you looking to take the holiday of a lifetime while you still can ? If you’d prefer to not use unsecured debt or savings, chat with us today about equity release and lifetime mortgages.

Expect the unexpected: Critical Illness Protection for the whole family

Protection, Wellbeing |

Did you know Critical Illness Protection is important for the whole family? Not just the main earner? For example, we consider one heartbreaking example of why you should have a Critical Illness Policy in place for everyone in the family…

Recently divorced or separated? Is your insurance up to date?

Protection |

If you're going through a divorce or separation, updating your insurance policies is a necessary step. We understand it must be a hard time, full of emotions. Let us take the pain out of your insurance needs. If you’d like to take a read through the following and see what applies, give us a call or email and we can manage the rest. A perfect spring-cleaning step for a brighter future.

Why a specialist can save your mortgage

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

In our post-pandemic world, we are seeing lots of changes for the needs of borrowers! Do you need specialist help? Reach out, and we’ll help you get organised and secure your new mortgage! For those still benefiting from low mortgage rates, many homeowners have chosen to take a second charge rather than remortgage, say for debt consolidation and home improvements.

Key Changes to Stamp Duty

Home Movers, First Time Buyers |

As of April 1, 2025, significant changes to the UK's Stamp Duty Land Tax (SDLT) have come into effect, impacting homebuyers across England and Northern Ireland. These adjustments mark the end of the temporary measures introduced in September 2022 and a return to previous thresholds.

March 2025

Here are some tips for managing bills and finances when you don’t have a regular income

Saving Money |

Managing money and bills self-employed can feel like a juggling act. Especially since you don't have steady pay or the automatic deductions for things like taxes and national insurance. However, with the right systems in place, you can stay on top of your finances and ensure everything is paid on time. Here are some tips we’ve loved that can help take the hassle out of bills and finances.

Look after your health to ensure you are ready to work

Wellbeing |

Is equity release available for the self-employed?

Equity Release, Homeowners |

Are you self-employed, retired, or unemployed and looking for equity release? Are you wondering if you are eligible? The short answer is yes! As you will need an advisor for equity release, we can go through all the details. Depending on your situation, it may get a little complicated. But we are here to help!

Stay Informed: Mortgage Tips & Trends

What Is a Health Cash Plan – and Could It Save You Money?

If dentist bills, new glasses, or physio have ever caught you off guard, there's a product that migh...

£7.84 Billion Reasons to Talk About Protection

Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that ...

Real Stories of Later Life Lending

There's a lot of noise around Later Life Lending, headlines about rates, regulation, and market data...

AI Can Compare Mortgages. But Can It Replace Your Broker?

For all the talk of AI tools and comparison sites reshaping financial services, the latest data on t...

A New PM Is in No. 10 – Here’s What Actually Matters for Your Mortgage

By now you'll have seen the news: Andy Burnham took office as Prime Minister on 20 July, becoming th...

Is Your Home Insurance Auto-Renewal Costing You

How do you treat your insurance renewal email? It could be costing you more than you think — in som...

Unlock the Value in Your Home with Equity Release

Almost four in ten people approaching retirement are on track to have an income below the Pensions U...

The Protection Gap

Did you know most families are one crisis away from financial hardship? Unfortunately, there are som...

Could the New Government Updates Help You Buy?

The June announcement from the UK Government could be one of the most significant changes to the hom...

Could Private Medical Insurance Be the Workplace Benefit Your Team Actually Needs?

With NHS waits still running into months, more workers are asking their employers a simple question:...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: Calderwood House, 7 Montpellier Parade, Cheltenham, Gloucestershire, England, GL50 1UA

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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