Blogs

Keep up to date with the latest news and our guides on all things mortgages.

Make an enquiry

August 2024

What are the different types of income protection?

Home Movers, First Time Buyers, Remortgages, Protection, Saving Money |

Did you know that recent research from Beagle Street suggests that 10 million young UK adults don’t have life insurance? Are you one of those 10 million? However, the consequences of lacking life cover or income protection can be significant. What would happen without your primary earner? Your family could face substantial vulnerability.

How to reduce risks when taking out a lifetime mortgage

Equity Release, Mortgage tips, Saving Money, Homeowners |

So, you’ve heard of lifetime mortgages, and you are at a stage in life when your finances need a little boost. It’s ideal for adding value to your home, such as for a renovation, taking the dream trip you’ve always wanted, or accommodating new grandchildren. Naturally, you have some questions — and potential concerns — about releasing money from your biggest asset. Who pays it back? And will your family be left in a shortfall?

Watch out for these mortgage scams

Home Movers, First Time Buyers, Remortgages |

Your first step of protection? Avoid scams by always using a trusted mortgage broker. Even with increased online security and tight rules and regulations, so many scams are going around. We live in a world where buying or selling a property is possible without meeting face-to-face with your conveyancer, mortgage broker, estate agent, surveyor, or even buyer/seller.

July 2024

How much does it cost to have a child in 2024?

Saving Money, Wellbeing |

Recent research says the average cost of having a child in the UK is around £223,256! That’s about £12,400 a year, or £1,030 a month. Unsurprisingly, childcare makes up a large portion of this. Figures reveal parents are paying about £270 a week for 50 hours of full-time care for a child under two in England and Wales. But things are looking up, or rather, costs are going down. You may be able to reduce your bill by up to 20% by applying for tax-free childcare.

Children’s & adult’s personal accident plans

Protection |

All ready for the tennis this month! Do you have your racquets and balls ready to go? What about insurance? Have you thought of personal accident plans for your children? It’s not something you like to think about, but it’s on all parents’ minds. Whether it’s watching your little one save a goal, seeing them master the double flip on the balance bar, or perfecting their backhand without a ball to the head! Adding a personal accident plan means you’ll have the best care available for your ch...

Do children need health insurance?

Wellbeing |

We often get asked, ‘Does my child need health insurance?’ We can’t answer this question for you, as this is something you need to think about. But we’ve put together this blog post to help you understand what’s available.

Can a lifetime mortgage help your growing family?

Equity Release |

Congratulations on becoming a grandparent! Equity release can be a way to access value tied up in your home, helping you provide financial support for your grandchild. Wouldn’t it be nice to have the funds to help with your own retirement needs and support your loved ones financially?

Are you covered if your children need time in hospital?

Protection, Homeowners, Wellbeing |

Recent research from MetLife UK shows a large gap in income protection. Over half of working parents don’t have a financial plan in place if their child experiences illness or injury. The research shares that 50% of parents wouldn’t be able to survive longer than three weeks without pay if they had to take time off work to care for their sick child(ren). Just 22% would last seven days, and 9% are unable to consider any time off.

Is your mortgage budget in place for maternity leave?

Home Movers, First Time Buyers |

Have you considered how maternity leave could impact your mortgage? We are here to help with our key strategies and tips. You’ve got lots to plan and prepare for with the arrival of a bundle of joy. Let us take the stress out of your mortgage worries as we clear up a few things.

June 2024

Top tips: how to improve your chances of securing your dream home

Home Movers, First Time Buyers, Mortgage tips |

Property buyers are forced to compete hard in many markets. So, how can you improve your chances of securing your dream home? Here are five tips to beat out other buyers:

Latest Blog

Autumn Budget 2025: What Homeowners and Buyers Should Know

Delivered by Chancellor Rachel Reeves on 26th November, the 2025 Autumn Budget brings a mix of new c...

Take The Stress Of Christmas With Equity Release

The festive season can be magical. But honestly, we are speaking to so many of our clients, and the ...

The Hidden Benefits of Using a Broker for Your Protection Policy

Did you know that nearly one in five adults in the UK who start looking into protection insurance do...

How Health Cover Is Evolving, And Why It Matters

Health insurance has come a long way. Once seen as something you only used when you were unwell, tod...

Remember To Update Your Home and Content Insurance

It’s that time of year again! Twinkly lights, endless mince pies, and maybe a few exciting new gift...

Big News! Interest-Only Mortgages Just Got Easier

Big news from the mortgage world: Nationwide are releasing interest-only mortgages to first-time buy...

The Art of Spending Mindfully

As your broker, I want to help you not just protect your financial future with the right mortgage or...

Insurance That Works Harder

When it comes to health insurance, many people think only about hospital treatment, consultations, o...

Protection: How Needs Evolve Over a Lifetime

Understanding how your insurance needs change over time is key to maintaining financial security for...

A Better Way Forward for Equity Release

Equity release has helped thousands of UK homeowners unlock the value in their property, but it hasn...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Equity Release

Blog

Meet the Team

Contact Us

Privacy Policy

Our Fees

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

Blogs

What our clients say...

Latest Blog

Quick Links

Our Fees