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March 2025

Why income protection & critical illness cover are extra important for the self-employed

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Protection, Homeowners |

If you're self-employed in the UK, income protection and critical illness cover are extra critical. You don’t have the safety nets that employees do. Like statutory sick pay (SSP), employer sick leave, or workplace health benefits. But of course, no matter your employment status, income protection and critical illness cover add extra support when you need it most.

Do you need extra building and content insurance policies in place if you work from home?

Home Insurance |

Maybe you've spent a bit of time putting together your business. Now everything is going well, you wouldn't want something unexpected to get in the way? This is where insurance can help. Of course, we are big believers in setting up these support systems.

Beyond the 9 to 5: Your Mortgage Options

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

Work habits in the UK continue to evolve and change. And so, the mortgage industry is addressing concerns from the self-employed. Guess what? Did you know you can get a mortgage if you are self-employed? You may just need to get some extra steps in place. But we are here to help and get you ready for homeownership!

February 2025

Health Insurance and Buying a New Home: Why They Go Hand in Hand

Home Movers, First Time Buyers, Homeowners, Wellbeing |

Buying a new home is an exciting milestone but also a significant financial commitment. While health insurance may not seem directly related, it plays a crucial role in safeguarding your finances and supporting your ability to maintain your home. AKA, if you look after yourself, you can look after all the rest of life. Here’s why health insurance and buying a new home go hand in hand:

Selling this spring? Top tips to get your house ready for sale!

Home Movers, Homeowners |

Firstly, let’s ask, how does your house look from the street? First impressions are so important when it comes to selling your home. Does the garden need work? The hedges trimmed? Or grass mowed? Either pull out your gardening gloves or call in some help. This is a big one that helps enhance the value of your home. Perhaps you could add a colourful garden (set to bloom in time for spring!).

What insurance do you need to buy a home?

Home Movers, First Time Buyers |

Are you buying a home in 2025? You’ve sorted out your finances, found the perfect home to buy, and now all you need to do is move in? Don’t forget insurance as the last step! We are here to help — call us today to get all your insurance in order before you commit to buy.

Protecting Your Family’s Financial Security with Life Insurance

Home Movers, First Time Buyers, Remortgages |

When you buy a new home, you're often making one of the largest financial commitments of your life. At this exciting time, let us look after the details for income protection. We’ll get your policy in place to look after you when you need it most.

Can I use equity release to buy a new home?

Home Movers, Equity Release, Mortgage tips, Homeowners |

Whether you are looking to purchase a new home to move into or purchase a property for a family member, we can explore your equity release options to see if it’s affordable for you. Did you know you could release equity to buy another property? Contact us via email or phone to get started, and we’ll start the process. Let’s dive into what’s involved!

Get prepared now for a big remortgage opportunity in 2025!

Remortgages, Mortgage tips |

In 2025, there is a massive remortgage opportunity. Are you one of the 1.8 million mortgage borrowers coming to the end of their fixed-rate mortgages over the next twelve months? Whether you’ve been on a two-year or five-year fixed-rate deal, things might look very different financially, as we’ve had a lot of change!

January 2025

How technology is shaping the future of general insurance

Home Movers, First Time Buyers, Remortgages, Home Insurance |

From AI-driven claims processing to integrating Internet of Things (IoT) devices for personalised coverage, the future of general insurance is filled with technological innovations! Here's an in-depth look at how technology is reshaping the sector and the trends of the future:

Stay Informed: Mortgage Tips & Trends

What Is a Health Cash Plan – and Could It Save You Money?

If dentist bills, new glasses, or physio have ever caught you off guard, there's a product that migh...

£7.84 Billion Reasons to Talk About Protection

Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that ...

Real Stories of Later Life Lending

There's a lot of noise around Later Life Lending, headlines about rates, regulation, and market data...

AI Can Compare Mortgages. But Can It Replace Your Broker?

For all the talk of AI tools and comparison sites reshaping financial services, the latest data on t...

A New PM Is in No. 10 – Here’s What Actually Matters for Your Mortgage

By now you'll have seen the news: Andy Burnham took office as Prime Minister on 20 July, becoming th...

Is Your Home Insurance Auto-Renewal Costing You

How do you treat your insurance renewal email? It could be costing you more than you think — in som...

Unlock the Value in Your Home with Equity Release

Almost four in ten people approaching retirement are on track to have an income below the Pensions U...

The Protection Gap

Did you know most families are one crisis away from financial hardship? Unfortunately, there are som...

Could the New Government Updates Help You Buy?

The June announcement from the UK Government could be one of the most significant changes to the hom...

Could Private Medical Insurance Be the Workplace Benefit Your Team Actually Needs?

With NHS waits still running into months, more workers are asking their employers a simple question:...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: Calderwood House, 7 Montpellier Parade, Cheltenham, Gloucestershire, England, GL50 1UA

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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