Blogs

Keep up to date with the latest news and our guides on all things mortgages.

Make an enquiry

September 2025

Health Insurance Isn’t Just for Emergencies

Wellbeing |

When people think of private health insurance, they often imagine it’s only there for the big stuff, like major surgery, overnight hospital stays, or medical emergencies. But the truth is, many policies offer a lot more than that.

How Homeowners Over 55 Can Fund Their Garden Retreats

Equity Release, Mortgage tips, Homeowners |

Over the past few years, many homeowners have discovered the value of creating dedicated spaces in their gardens. Whether it’s a quiet home office, an art studio, a gym, or simply a place to unwind. These garden rooms have become more than just an extra building; they’re a way to enhance daily life without the upheaval of moving.

Buildings & Contents Insurance Has Your Back

Home Insurance, Saving Money, Homeowners |

When disaster strikes, from a burst pipe, a kitchen fire, or a break-in, you need buildings and contents insurance you can trust to step in. Equally, with September starting the back-to-school season, don’t forget that contents insurance can cover valuable objects, even away from home.

Understanding Protection vs Insurance: What’s the Difference?

Protection, Wellbeing |

You may have heard the terms “Protection” and “Insurance” (like critical illness insurance and life insurance). But have you wondered what the difference is? In the world of financial planning, the terms protection and insurance often get used interchangeably, but they’re not quite the same. Here’s a quick overview, but remember, speaking with us directly will ensure you get personalised insight (and our advice is free!).

What’s Next for UK Mortgages? A Look at Today’s Market and Tomorrow’s Opportunities

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

If you're a homeowner or looking to get onto the property ladder or you are looking to remortgage, you’ve likely been keeping an eye on the headlines. And with good reason! Over the past year, the UK mortgage market has faced changing interest rates, shifting affordability criteria, and increased scrutiny from lenders. But what does all this mean for you, right now? Once you’ve read through our article, get in touch if you need more help from an advisor you can trust.

August 2025

Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

Home Movers, First Time Buyers, Remortgages, Equity Release, Mortgage tips, Buy to Let, Homeowners |

It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break down a few changes. Here’s an overview of the current trends in mortgages, protection, insurance, and later-life lending so far:

Case Study: Navigating Complex Lending

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

Applying for a mortgage can sometimes be straightforward, but when your financial situation is complex—such as having a recent IVA, irregular income, or purchasing through a shared ownership scheme—the process can quickly become challenging. In these cases, working with an experienced mortgage broker is invaluable.

Understanding Tax Calculations and Tax Year Overviews

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

If you’re applying for a mortgage, you may have come across the terms SA302 and Tax Year Overview. These documents play a crucial role in the mortgage application process, especially if you’re self-employed or receive rental income. But what exactly are they? Why do lenders ask for them? And how can you get hold of them? Let’s break it down.

Want to Boost Your Home's Appeal? Start with the Garden

Homeowners |

What an amazing summer we’ve been having, and if like us, you’ve been spending a lot of time in the garden, you might be wondering what you’d like to do to update it. Well, we have great news! Keeping your garden looking perfect can help increase your home's value.

Making the Most of Your Home in Retirement – With the Right Advice

Equity Release, Homeowners |

For many people approaching or already in retirement, your home isn’t just where you live, it’s also one of your most valuable financial assets. Whether you’re looking to top up your pension, help family members, renovate, or simply enjoy more financial freedom, accessing the equity tied up in your property can be a powerful option.

Stay Informed: Mortgage Tips & Trends

What Is a Health Cash Plan – and Could It Save You Money?

If dentist bills, new glasses, or physio have ever caught you off guard, there's a product that migh...

£7.84 Billion Reasons to Talk About Protection

Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that ...

Real Stories of Later Life Lending

There's a lot of noise around Later Life Lending, headlines about rates, regulation, and market data...

AI Can Compare Mortgages. But Can It Replace Your Broker?

For all the talk of AI tools and comparison sites reshaping financial services, the latest data on t...

A New PM Is in No. 10 – Here’s What Actually Matters for Your Mortgage

By now you'll have seen the news: Andy Burnham took office as Prime Minister on 20 July, becoming th...

Is Your Home Insurance Auto-Renewal Costing You

How do you treat your insurance renewal email? It could be costing you more than you think — in som...

Unlock the Value in Your Home with Equity Release

Almost four in ten people approaching retirement are on track to have an income below the Pensions U...

The Protection Gap

Did you know most families are one crisis away from financial hardship? Unfortunately, there are som...

Could the New Government Updates Help You Buy?

The June announcement from the UK Government could be one of the most significant changes to the hom...

Could Private Medical Insurance Be the Workplace Benefit Your Team Actually Needs?

With NHS waits still running into months, more workers are asking their employers a simple question:...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: Calderwood House, 7 Montpellier Parade, Cheltenham, Gloucestershire, England, GL50 1UA

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Blog

Meet the Team

Contact Us

Privacy Policy

Our Fees

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

Blogs

What our clients say...

Stay Informed: Mortgage Tips & Trends

Quick Links

Our Fees