Did you know private health insurance can provide an essential safety net?
You’ll be able to access treatment faster, bypassing waiting lists. One monthly fee or an annual payment will reduce financial stress by covering the high costs of surgery, diagnostics, and hospital care. And you’ll have the choice of specialists and hospitals to suit your needs. Plus, comprehensive support for high-value claims, such as cancer treatment.
We’ve looked at the recent statistics putting pressure on NHS services:
- 7.6 million people are currently on hospital waiting lists in England.
- One in nine people are on a waiting list for hospital treatment.
- One in eight patients wait over a year for hip or knee surgery.
- One in twenty patients have been waiting more than a year for treatment.
- 90% of gynaecological departments face staffing gaps.
The statutory 18-week Referral to Treatment (RTT) target has not been met since 2016, and median wait times have risen from around 8.4 weeks pre-pandemic to over 14 weeks in 2024 (NHS England, 2024). Scotland and Wales, with their respective 12-week and 26-week treatment time guarantees, have also seen increasing breaches in those targets. With these figures in mind, people are turning to private to jump the waitlist.
Did you know if you paid out of pocket for surgeries without PMI, these are the general fees?
- Primary total hip replacement: £13,150
- Primary posterior spinal fusion surgery: £13,425
- Cardiac ablation: £10,103
- Laparoscopic hemicolectomy: £11,546
- CT/MRI-guided biopsy: £2,120
- Tonsillectomy: £2,113
- MRI scan (1 area): £538
With NHS waiting times and the cost of private procedures on the rise, PMI offers a practical and effective solution. By investing in your health, you’ll ensure access to timely care when you need it.
But remember — don’t wait until you need help. There is often a waiting “cooling off” period before you can access private medical care. If you have a pre-existing illness, this can also affect the policy. But contact us today, and we’ll use our expert knowledge and connections with insurance companies to find a PMI perfect for you.
Take control of your healthcare. We can refer you to a trusted partner to help you explore your options and find a policy tailored to your health and budget. Don’t let waiting lists or rising costs stand in the way of your health.