Blogs

Keep up to date with the latest news and our guides on all things mortgages.

Make an enquiry

March 2026

Are You Looking in a UK Housing Hotspot?

Home Movers, First Time Buyers, Mortgage tips, Homeowners |

The UK housing market is showing some fascinating twists as we move into 2026, with certain towns and regions standing out as real hotspots. While national prices aren’t skyrocketing, Rightmove’s latest figures reveal where buyers are snapping up homes fastest, and where your money might go further.

Let’s Look at Private Medical Insurance and Hospitals

In the UK, the connection between your private medical insurance and hospital choice depends heavily on whether you’re using the NHS, private insurance, or a mix. Here’s a clear breakdown:

2026 Insurance Update

Home Insurance, Protection, Homeowners |

The UK insurance market continues to evolve, shaped by technology, climate pressures and regulatory changes. While the fundamentals of protection haven’t changed, how insurers price and deliver cover for your home, car, business, and family are evolving quickly.

What Are the Most Common Reasons for Later Life Lending?

Equity Release, Homeowners |

In recent years, it has shifted from a "last resort" financial product to a strategic, mainstream planning tool. We’ve done our research to find out the most common reasons for using later life lending, based on recent data. Are you curious?

Beyond Diagnosis: The Case for Financial Protection

Protection, Wellbeing |

We all know getting regular health checkups is important. A diagnosis like cancer or heart disease can turn your world upside down, but it doesn’t have to turn your family’s finances upside down too. While we can’t predict everything about our health, we can plan ahead so the bills, mortgage, and everyday expenses don’t pile up while you focus on getting better.

From First-Time Buyers to Remortgagers, What New Products Are Out There for You?

Home Movers, First Time Buyers, Remortgages, Mortgage tips, Homeowners |

It’s a busy time for changes in the mortgage world. Are you up to date? We are seeing lots of exciting advancements for you, from helping to secure that first mortgage to supporting those who are ready to remortgage this year. But don’t forget, professional advice is essential to get the most out of your policy. Contact us today to see how we can help.

February 2026

When Your Health Insurance Policy Is Due for Renewal – And What Happens Next

Wellbeing |

In the UK, most private health insurance policies renew annually, usually on the anniversary of your cover’s start date. But renewal isn’t just a formality. It’s a key opportunity to check that your policy still suits your needs, budget, and lifestyle. Do you need help with a review? Hit reply to this email, and we’ll get that all sorted for you.

Heading Away this Winter? Protect Your Home and Car While You’re Gone

Home Insurance |

Are you one of the lucky ones heading abroad this winter? Whether for a skiing trip or basking in some winter sun, leaving your house and car unattended can create unexpected risks. Burglary, accidental damage, or even weather events can happen while you’re away. Most people only realise their cover isn’t enough once something goes wrong...

Gifting A First-Time Buyer? Maybe Equity Release Will Help

Equity Release, Homeowners |

You might have heard of equity release, but did you know it’s a practical and increasingly common way for parents or grandparents to help a first-time buyer get onto the property ladder? Particularly where savings alone aren’t enough. Which, in this market, is more and more likely.

Why Protecting Income Matters More Than Ever

Home Movers, First Time Buyers, Remortgages, Protection, Homeowners |

We read something shocking recently. Recent figures show that around 40% of UK adults have less than £1,000 in savings. For many households, that would cover only a few weeks of bills. Nowhere near enough to keep up with mortgage repayments if their income stopped unexpectedly. How do your savings look? Do you think you could last three months without your income?

Stay Informed: Mortgage Tips & Trends

Is Your Home Insurance Auto-Renewal Costing You

How do you treat your insurance renewal email? It could be costing you more than you think — in som...

Unlock the Value in Your Home with Equity Release

Almost four in ten people approaching retirement are on track to have an income below the Pensions U...

The Protection Gap

Did you know most families are one crisis away from financial hardship? Unfortunately, there are som...

Could the New Government Updates Help You Buy?

The June announcement from the UK Government could be one of the most significant changes to the hom...

Could Private Medical Insurance Be the Workplace Benefit Your Team Actually Needs?

With NHS waits still running into months, more workers are asking their employers a simple question:...

A Squirrel. Taxis. And a £10 Million Budget. The Government's Plan to Get Britain Investing

Yes, this is real. Bear with me. The government has launched a financial education campaign. Which, ...

Equity Release: Why the Mortgage Market Is Changing, and What It Means for You

For most of the last century, the mortgage journey followed a fairly predictable path. You bought yo...

Does Your Home & Contents Insurance Hold Up When You Are On Holiday?

The holiday season is almost here. While you're busy booking flights and planning days out, there's ...

Don’t Let Probate Eat into Your Family's Inheritance

Nobody likes thinking about what happens when they're gone. But if you have a life insurance policy ...

What Do the Current Rates Mean For You?

With so much happening in the world right now, it can be hard to know what it all means for your mor...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 4 Imperial Square, Cheltenham, England, GL50 1QB.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Blog

Meet the Team

Contact Us

Privacy Policy

Our Fees

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

Blogs

What our clients say...

Stay Informed: Mortgage Tips & Trends

Quick Links

Our Fees