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Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

March 2026
The UK housing market is showing some fascinating twists as we move into 2026, with certain towns and regions standing out as real hotspots. While national prices aren’t skyrocketing, Rightmove’s latest figures reveal where buyers are snapping up homes fastest, and where your money might go further.
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In the UK, the connection between your private medical insurance and hospital choice depends heavily on whether you’re using the NHS, private insurance, or a mix. Here’s a clear breakdown:
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The UK insurance market continues to evolve, shaped by technology, climate pressures and regulatory changes. While the fundamentals of protection haven’t changed, how insurers price and deliver cover for your home, car, business, and family are evolving quickly.
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In recent years, it has shifted from a "last resort" financial product to a strategic, mainstream planning tool. We’ve done our research to find out the most common reasons for using later life lending, based on recent data. Are you curious?
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We all know getting regular health checkups is important. A diagnosis like cancer or heart disease can turn your world upside down, but it doesn’t have to turn your family’s finances upside down too. While we can’t predict everything about our health, we can plan ahead so the bills, mortgage, and everyday expenses don’t pile up while you focus on getting better.
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It’s a busy time for changes in the mortgage world. Are you up to date? We are seeing lots of exciting advancements for you, from helping to secure that first mortgage to supporting those who are ready to remortgage this year. But don’t forget, professional advice is essential to get the most out of your policy. Contact us today to see how we can help.
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February 2026
In the UK, most private health insurance policies renew annually, usually on the anniversary of your cover’s start date. But renewal isn’t just a formality. It’s a key opportunity to check that your policy still suits your needs, budget, and lifestyle. Do you need help with a review? Hit reply to this email, and we’ll get that all sorted for you.
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Are you one of the lucky ones heading abroad this winter? Whether for a skiing trip or basking in some winter sun, leaving your house and car unattended can create unexpected risks. Burglary, accidental damage, or even weather events can happen while you’re away. Most people only realise their cover isn’t enough once something goes wrong...
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You might have heard of equity release, but did you know it’s a practical and increasingly common way for parents or grandparents to help a first-time buyer get onto the property ladder? Particularly where savings alone aren’t enough. Which, in this market, is more and more likely.
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We read something shocking recently. Recent figures show that around 40% of UK adults have less than £1,000 in savings. For many households, that would cover only a few weeks of bills. Nowhere near enough to keep up with mortgage repayments if their income stopped unexpectedly. How do your savings look? Do you think you could last three months without your income?
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Stay Informed: Mortgage Tips & Trends

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide ...
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Let’s Get Your Protection Up-To-Date

We’ve rounded up our insights on the top reasons to update your critical illness cover, income prot...
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Is Your Home Insurance Ready For Summer?

We might be using summer as a helpful prompt to get you organised, because really, all of these poli...
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Can You Use Later Life Lending To Turn Your Garden Into A Summer Oasis?

Summer is just around the corner, and we are looking forward to Pimm’s in the garden. A couple of c...
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Looking For A Mortgage? Read This First!

After some turbulent years, the UK mortgage market is showing signs of maturity and resilience. For ...
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Divorcing Later in Life? Here's What You Need to Know, And How We Can Help

Around 1 in 3 divorces now happen after the age of 50. It's far more common than people realise. The...
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Did You Know You Can Use Later Life Lending to Stay in Your Home?

As a later life lending broker, one of the most meaningful conversations I have with clients isn't a...
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Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed with a ...
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Protecting Your Empty Property: What You Need to Know

Do you own a house that is sitting empty? Whether it's awaiting sale, between tenants, undergoing re...
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Q&A With Your Broker… What Have You Always Wanted to Ask?

Your mortgage questions answered: A friendly guide from your mortgage broker, in plain English.
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Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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