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September 2023

Mortgage product transfer vs. remortgage

Remortgages, Mortgage tips, Homeowners |

When it comes to managing your mortgage, there often comes a point where you need to make a decision that could significantly impact your financial future. Two common options that homeowners consider are mortgage product transfers and remortgages. While both choices offer unique advantages, the importance of seeking advice from a professional mortgage adviser cannot be overstated.

August 2023

Financial support when you really need it

Protection |

Having a policy in place to provide financial stability can help you to relieve any financial pressures and focus on your recovery. If you have dependents that rely on your income, critical illness cover allows you to provide financial support when you are no longer able to work. There are two ways you can take out critical illness insurance...

Beating the hospital waiting list

Protection |

With a record of nearly 7.5 million on the waiting list for hospital treatment*, it’s no surprise that many are choosing to take charge by mixing private and NHS treatment. So should you join them? The surprising truth is, private healthcare might not be as out of reach as you think.

Unlocking financial freedom in retirement

Equity Release, Homeowners |

Retirement is meant to be a time to relax and enjoy after years of hard work. However, for many, the burden of bills and financial responsibilities, especially at the moment, can overshadow this golden period of life. Fortunately, there is a solution that offers financial relief without the need to downsize or cut back on lifestyle.

The Cost of Living Crisis: How financial worries impact Gen Z's health

First Time Buyers, Protection |

In the face of the cost of living crisis, financial worries have reached an all-time high among Generation Z. The soaring expenses of education, housing, and basic necessities have placed a huge burden on young adults. This affects not only their personal lives and mental health, but also their work performance.

More support and flexibility for mortgage holders

Home Movers, First Time Buyers |

You may have seen that a number of lenders have signed up to the Government's recently created Mortgage Charter, which provides further support and flexibility to residential mortgage customers. Find out more in our blog.

July 2023

Enjoying Summer on a tight budget

Saving Money |

For those on a tight budget, the idea of enjoying Summer activities may seem daunting. But fear not! With a little creativity and thought, you can still have an amazing Summer without breaking the bank. Let's explore some wallet friendly ways to make the most of the season while keeping your budget intact.

Income Protection: Bridging the gap

Protection, Homeowners |

When it comes to sick pay entitlement, the United Kingdom falls behind other European countries, with a current statutory sick pay rate of just £109.40 a week*. This places a heavy burden on individuals facing illness or injury and it becomes even more crucial to recognise the significance of income protection.

How to fund a home reno

Remortgages, Mortgage tips |

Whether you're dreaming of a modern kitchen, a luxurious bathroom, or expanding your living space, funding your home renovation project can be a challenge. However, there are two options worth considering: applying for a further advance or applying for a remortgage.

The unsung hero: Insuring the stay-at-home parent

Protection, Saving Money, Homeowners |

When we think about insurance, we often focus on protecting the breadwinner of the family. However, the contributions of a stay at home parent should not be overlooked. While they may not earn a traditional income, their role in managing the home, caring for children, and providing emotional support is huge. Insuring the stay at home parent is a crucial step in safeguarding the family's financial well-being, so let's explore the insurance options available for them.

Stay Informed: Mortgage Tips & Trends

The January Money Reset Quiz

Be honest, January arrives, the decorations come down… and suddenly the credit card statements arri...

Small Tweaks, Better Balance

January is a natural time to get organised. Budgets are under review, paperwork is being sorted, and...

A New Year Perspective: How Equity Release Could Support Your Future Goals

January is often a time for reflection and forward planning. For homeowners in later life, it can al...

Is Your Protection Still Fit for Purpose? January is the Time to Review Income & Life Cover

January is often when people take a step back and look at their finances with fresh eyes. Once the f...

Does Your Health Insurance Still Reflect Your Life Today?

January has a habit of making us take stock. New diaries, fresh plans, and a quiet promise to be a b...

New Year, New Mortgage Plan

January is often seen as the month for fresh starts. We declutter our homes, reset routines and take...

Autumn Budget 2025: What Homeowners and Buyers Should Know

Delivered by Chancellor Rachel Reeves on 26th November, the 2025 Autumn Budget brings a mix of new c...

Take The Stress Of Christmas With Equity Release

The festive season can be magical. But honestly, we are speaking to so many of our clients, and the ...

The Hidden Benefits of Using a Broker for Your Protection Policy

Did you know that nearly one in five adults in the UK who start looking into protection insurance do...

How Health Cover Is Evolving, And Why It Matters

Health insurance has come a long way. Once seen as something you only used when you were unwell, tod...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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