Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Are You Looking in a UK Housing Hotspot?

The UK housing market is showing some fascinating twists as we move into 2026, with certain towns and regions standing out as real hotspots. While national prices aren’t skyrocketing, Rightmove’s latest figures reveal where buyers are snapping up homes fastest, and where your money might go further.
 
Across the country, affordability is driving demand. Smaller towns and suburban areas are seeing significant growth, as buyers priced out of London and other expensive cities seek more space, characterful homes, and a better quality of life. Think picturesque market towns, riverside escapes, and communities with parks, good schools, and cafes where you know all the locals.
 
Some of the fastest-growing areas include Hawick in the Scottish Borders, which saw prices jump by around 18% last year, and Durham in the North East, which saw 15% growth. Yorkshire, the North West, and other parts of Scotland are also catching attention, offering more space, decent transport links for commuting, and plenty of community charm.
 
Even with these increases, many of these hotspots remain below the national average price of £368,000, allowing buyers to stretch their budgets further. Meanwhile, higher-priced areas such as the South East and parts of the South West are seeing slower growth or slight declines. London remains expensive, and price movement there is minimal.
 
The message is clear: buyers are looking beyond the big cities, chasing affordability, lifestyle, and potential growth. Whether it’s a quieter pace of life, access to the great outdoors, or a friendly community vibe, these emerging hotspots could be the perfect place to call home, and a smart long-term investment for 2026.
 
Are you looking to buy and need mortgage advice? Let’s book a call to go through your options. We’ll find the right mortgage just for you.

SPEAK TO AN ADVISER

Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

 

Related

Is Your Home Insurance Auto-Renewal Costing You

Is Your Home Insurance Auto-Renewal Costing You

How do you treat your insurance renewal email? It could be costing you more than you think — in som...

Read More >
Unlock the Value in Your Home with Equity Release

Unlock the Value in Your Home with Equity Release

Almost four in ten people approaching retirement are on track to have an income below the Pensions U...

Read More >
The Protection Gap

The Protection Gap

Did you know most families are one crisis away from financial hardship? Unfortunately, there are som...

Read More >
Could the New Government Updates Help You Buy?

Could the New Government Updates Help You Buy?

The June announcement from the UK Government could be one of the most significant changes to the hom...

Read More >
Equity Release: Why the Mortgage Market Is Changing, and What It Means for You

Equity Release: Why the Mortgage Market Is Changing, and What It Means for You

For most of the last century, the mortgage journey followed a fairly predictable path. You bought yo...

Read More >
Does Your Home & Contents Insurance Hold Up When You Are On Holiday?

Does Your Home & Contents Insurance Hold Up When You Are On Holiday?

The holiday season is almost here. While you're busy booking flights and planning days out, ther...

Read More >

What our clients say...

Stay Informed: Mortgage Tips & Trends

Is Your Home Insurance Auto-Renewal Costing You

How do you treat your insurance renewal email? It could be costing you more than you think — in som...
Read More

Unlock the Value in Your Home with Equity Release

Almost four in ten people approaching retirement are on track to have an income below the Pensions U...
Read More

The Protection Gap

Did you know most families are one crisis away from financial hardship? Unfortunately, there are som...
Read More

Could the New Government Updates Help You Buy?

The June announcement from the UK Government could be one of the most significant changes to the hom...
Read More

Could Private Medical Insurance Be the Workplace Benefit Your Team Actually Needs?

With NHS waits still running into months, more workers are asking their employers a simple question:...
Read More

A Squirrel. Taxis. And a £10 Million Budget. The Government's Plan to Get Britain Investing

Yes, this is real. Bear with me. The government has launched a financial education campaign. Which, ...
Read More

Equity Release: Why the Mortgage Market Is Changing, and What It Means for You

For most of the last century, the mortgage journey followed a fairly predictable path. You bought yo...
Read More

Does Your Home & Contents Insurance Hold Up When You Are On Holiday?

The holiday season is almost here. While you're busy booking flights and planning days out, there's ...
Read More

Don’t Let Probate Eat into Your Family's Inheritance

Nobody likes thinking about what happens when they're gone. But if you have a life insurance policy ...
Read More

What Do the Current Rates Mean For You?

With so much happening in the world right now, it can be hard to know what it all means for your mor...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office4 Imperial Square, Cheltenham, England, GL50 1QB.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top