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June 2023

Why get health insurance?

Protection |

We all know that the NHS is a vital safety net for people who need medical treatment. However, in some cases, public health care may not provide the level of care that you need, or the wait times for treatment may be too long. In these situations, private medical insurance can be an excellent option. Private medical insurance (PMI) is a type of insurance policy that can help cover the cost of medical treatment in private hospitals and clinics. Here’s just some of the benefits of taking out priv...

Myth busting: home insurance

Home Insurance, Homeowners |

When it comes to home insurance, there are a lot of misconceptions that can lead homeowners to make uninformed decisions about their coverage. Let’s take a closer look at some of these myths and set the record straight:

The importance of income protection

Protection, Homeowners |

Income protection is a crucial aspect of personal finance that is often overlooked by many people. It is the process of securing your income in the event of unforeseen circumstances that may mean you are unable to work. These circumstances can include accidents, illnesses, or disabilities that prevent you from earning an income.

Using equity release to fund private healthcare

Remortgages, Equity Release, Mortgage tips, Homeowners |

As we age, our healthcare needs tend to become more complex and expensive. Our ability to work and earn a stable income may decline, leaving us struggling to pay for healthcare expenses. This can be particularly challenging for those who need long-term or specialised care. Why should looking after yourself stop just because you have got older?

May 2023

10 top tips to help save you money

Saving Money |

It can be a struggle to grow your savings especially in these difficult times. How can you put any money aside without having to constantly cut back on the things you enjoy? Here are some tips.

Ofcom’s top tips to stay safe from scammers

Scams have been on the rise in recent years – recent research by Ofcom shows 41 million people received a suspicious phone call or text message this summer. Fortunately, there are actions you can take to protect yourself from the scammers. We’ve pulled together our top tips to keep yourself safe.

Looking to reduce your expenses and free up equity, is downsizing really an option for you?

Home Movers, Equity Release, Mortgage tips, Homeowners |

Are you looking to reduce your expenses and free up equity but believe the only option is to simplify your living space by moving to a smaller property? Recent research suggests that you're not alone in considering downsizing. BUT, strong ties to your community and the security of familiar surroundings may lead you to thinking there are other options.

Is your family protected? How to ensure your protection policies keep up with life changes

Protection, Homeowners |

Changing jobs can be an exciting time, but it's important to remember that it can also impact your protection policies. Significant life events, such as moving home, having children, or changing jobs, can all impact the effectiveness of your current protection arrangements. Inadequate protection or policies that no longer work for you can leave your family vulnerable.

What is a Second Charge Mortgage?

Remortgages, Mortgage tips, Saving Money |

Are you struggling to make ends meet in the face of the ongoing cost-of-living crisis? Are you looking for a way to raise funds but hesitant to remortgage and lose your favourable interest rate? If so, a Second Charge Mortgage could be the answer you’re looking for.

April 2023

Protect yourself against phishing scams - don’t take the bait!

Saving Money |

Phishing is a type of cyberattack where fraudsters send emails or messages that appear to be from a reputable source, such as a bank or a well-known company, in an attempt to trick recipients into revealing sensitive information, such as passwords, credit card details, or social security numbers. These scammers often use psychological tactics, such as urgency or fear, to convince people to take immediate action and reveal their personal information.To protect yourself from falling victim to a ph...

Latest Blog

Top tips: How to Boost your Income

We’ve scoured the internet and swapped tips around the office to find simple (and sometimes a bit c...

Health Insurance Isn’t Just for Emergencies

When people think of private health insurance, they often imagine it’s only there for the big stuff...

How Homeowners Over 55 Can Fund Their Garden Retreats

Over the past few years, many homeowners have discovered the value of creating dedicated spaces in t...

Buildings & Contents Insurance Has Your Back

When disaster strikes, from a burst pipe, a kitchen fire, or a break-in, you need buildings and cont...

Understanding Protection vs Insurance: What’s the Difference?

You may have heard the terms “Protection” and “Insurance” (like critical illness insurance and l...

What’s Next for UK Mortgages? A Look at Today’s Market and Tomorrow’s Opportunities

If you're a homeowner or looking to get onto the property ladder or you are looking to remortgage, y...

Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break ...

Case Study: Navigating Complex Lending

Applying for a mortgage can sometimes be straightforward, but when your financial situation is compl...

Understanding Tax Calculations and Tax Year Overviews

If you’re applying for a mortgage, you may have come across the terms SA302 and Tax Year Overview. ...

Want to Boost Your Home's Appeal? Start with the Garden

What an amazing summer we’ve been having, and if like us, you’ve been spending a lot of time in th...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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