Blogs

Keep up to date with the latest news and our guides on all things mortgages.

Make an enquiry

August 2023

Beating the hospital waiting list

Protection |

With a record of nearly 7.5 million on the waiting list for hospital treatment*, it’s no surprise that many are choosing to take charge by mixing private and NHS treatment. So should you join them? The surprising truth is, private healthcare might not be as out of reach as you think.

Unlocking financial freedom in retirement

Equity Release, Homeowners |

Retirement is meant to be a time to relax and enjoy after years of hard work. However, for many, the burden of bills and financial responsibilities, especially at the moment, can overshadow this golden period of life. Fortunately, there is a solution that offers financial relief without the need to downsize or cut back on lifestyle.

The Cost of Living Crisis: How financial worries impact Gen Z's health

First Time Buyers, Protection |

In the face of the cost of living crisis, financial worries have reached an all-time high among Generation Z. The soaring expenses of education, housing, and basic necessities have placed a huge burden on young adults. This affects not only their personal lives and mental health, but also their work performance.

More support and flexibility for mortgage holders

Home Movers, First Time Buyers |

You may have seen that a number of lenders have signed up to the Government's recently created Mortgage Charter, which provides further support and flexibility to residential mortgage customers. Find out more in our blog.

July 2023

Enjoying Summer on a tight budget

Saving Money |

For those on a tight budget, the idea of enjoying Summer activities may seem daunting. But fear not! With a little creativity and thought, you can still have an amazing Summer without breaking the bank. Let's explore some wallet friendly ways to make the most of the season while keeping your budget intact.

Income Protection: Bridging the gap

Protection, Homeowners |

When it comes to sick pay entitlement, the United Kingdom falls behind other European countries, with a current statutory sick pay rate of just £109.40 a week*. This places a heavy burden on individuals facing illness or injury and it becomes even more crucial to recognise the significance of income protection.

How to fund a home reno

Remortgages, Mortgage tips |

Whether you're dreaming of a modern kitchen, a luxurious bathroom, or expanding your living space, funding your home renovation project can be a challenge. However, there are two options worth considering: applying for a further advance or applying for a remortgage.

The unsung hero: Insuring the stay-at-home parent

Protection, Saving Money, Homeowners |

When we think about insurance, we often focus on protecting the breadwinner of the family. However, the contributions of a stay at home parent should not be overlooked. While they may not earn a traditional income, their role in managing the home, caring for children, and providing emotional support is huge. Insuring the stay at home parent is a crucial step in safeguarding the family's financial well-being, so let's explore the insurance options available for them.

Unlocking financial freedom with Lifetime Mortgages

Equity Release, Homeowners |

As we approach retirement, many of us dream of enjoying the fruits of our labour and embracing a comfortable and fulfilling lifestyle. However, finances can sometimes hinder these aspirations. Fortunately, a Lifetime Mortgage offers a solution to unlock the hidden value in your home, providing you with the financial freedom you deserve. Let's explore the benefits of later life lending, along with the crucial protection of the "No Negative Equity Guarantee."

Supporting you through the cost of living squeeze and rising interest rates

Home Movers, Remortgages, Mortgage tips, Saving Money, Homeowners |

We understand that the current challenges we are all facing in light of the ongoing cost of living squeeze and the rise in interest may be causing some concerns and uncertainties, but we want to assure you that we are here to help and support you during these times. Our main goal is to ensure your financial well-being and assist you in navigating through any changes in the market. We understand that the increased cost of living, coupled with rising interest rates, can have a significant impact o...

Latest Blog

The Art of Spending Mindfully

As your broker, I want to help you not just protect your financial future with the right mortgage or...

Insurance That Works Harder

When it comes to health insurance, many people think only about hospital treatment, consultations, o...

Protection: How Needs Evolve Over a Lifetime

Understanding how your insurance needs change over time is key to maintaining financial security for...

A Better Way Forward for Equity Release

Equity release has helped thousands of UK homeowners unlock the value in their property, but it hasn...

Why Insurance Reviews Matter

Regularly reviewing your insurance policies ensures your cover remains accurate and up to date. As c...

A Broker’s Guide to Busting Mortgage Barriers for Homeowners

Refinancing a mortgage isn’t always as simple as finding a lower rate. Changing incomes, property v...

Your Guide to Medical Underwriting

Let’s be honest, insurance can often feel a bit overwhelming when going through the fine print! Whe...

When Might an Insurer Not Pay a Claim?

We often get asked, when might an insurer not pay a claim? I understand how frustrating it can be wh...

Have You Heard of the Term ‘Mortgage Prisoners’?

If you’re a homeowner in the UK, you might have heard the term “mortgage prisoner” being thrown a...

Life Cover Isn’t a Nice Option to Have - It's Essential

Life is unpredictable, and the thought of what would happen to your loved ones if you were no longer...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Equity Release

Blog

Meet the Team

Contact Us

Privacy Policy

Our Fees

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

Blogs

What our clients say...

Latest Blog

Quick Links

Our Fees