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Get your home and property autumn ready

Taking a few precautions before the onset of Winter weather can help you avoid potential claims and prevent the need for more extensive repairs later on. Here are seven steps you can take to ready your home and property for the Autumn season:

Clear your gutters: Ensure your gutters are free of leaves and debris, and check for any leaks. Blocked gutters can freeze, causing damage to the building if they pull away due to ice buildup.

Roof inspection: Examine your roof for broken, loose, or missing slates, tiles, mortar, or flashings. Be vigilant for early signs of leaks or condensation on ceilings, especially at the outer edges.

Trim trees: Prune trees near your home to reduce the risk of storm damage and minimise the amount of leaves falling into the guttering.

Boiler maintenance: Include a boiler service or inspection in your Autumn checklist to prevent potential breakdowns during the colder months.

Enhance home security: With longer hours of darkness, the occurrence of burglary claims tends to rise. Take this opportunity to review and bolster your home security measures.

Travel discretion: If you're heading for a Winter getaway, resist the temptation to share your travel plans on social media, as this could inadvertently advertise your vacant property to potential thieves.

Maintain contents insurance: Ensure your contents insurance is current and offers sufficient coverage for all your belongings, giving you peace of mind in case of unforeseen events.

By taking these proactive measures, you'll not only be better prepared to face the challenges of Autumn and Winter but also safeguard your home, property, and peace of mind. Prevention and preparation are key to maintaining a safe and comfortable living environment throughout the changing seasons.

Get in touch today to review your home insurance ahead of the Winter months.

SPEAK TO AN ADVISER

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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