Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Is your family protected? How to ensure your protection policies keep up with life changes

Changing jobs can be an exciting time, but it's important to remember that it can also impact your protection policies. Significant life events, such as moving home, having children, or changing jobs, can all impact the effectiveness of your current protection arrangements. Inadequate protection or policies that no longer work for you can leave your family vulnerable.

Protect your family when life changes with the right protection policies

To ensure that your protection policies remain appropriate, it's important to keep your details up-to-date and accurate. You should also consider what would happen if you couldn't pay your mortgage and how your protection policies would respond in such a scenario.

Many people fail to consider their protection policies despite life events. However, it's critical to make protection policies an integral part of your mortgage and remortgage plans. Some lenders may even require it. That's where we come in. We hold an essential role in educating and supporting clients on the significance of regularly evaluating their protection policies to ensure their continued suitability.

It's also important to inform us of any significant changes in circumstances, such as job changes. By taking a proactive approach to reviewing protection policies, you can ensure that you and your family are adequately protected in unforeseen circumstances.

Remember, changing jobs can impact your protection policies, and it's better to be overprotected than underprotected. Regularly reviewing your policies with us can ensure that your policies remain adequate to protect you and your family. Protect your family's future by ensuring that you have the right protection policies in place.

SPEAK TO AN ADVISER

Related

Our most frequently asked questions on Equity Release

Our most frequently asked questions on Equity Release

Over recent years, Equity Release has become an extremely popular way of boosting and supplementing ...

Read More >
Protect yourself against phishing scams - don’t take the bait!

Protect yourself against phishing scams - don’t take the bait!

Phishing is a type of cyberattack where fraudsters send emails or messages that appear to be from a ...

Read More >
Let’s get you on the property ladder with these tips!

Let’s get you on the property ladder with these tips!

We can help you get on the property ladder. Feel free to call us today to see what we can do for you...

Read More >
Stuck in debt?

Stuck in debt?

With everyone feeling the pinch due to the cost-of-living crisis, it can be tempting to rely on cred...

Read More >
What insurance do you need to buy a home?

What insurance do you need to buy a home?

Are you buying a home in 2025? You’ve sorted out your finances, found the perfect home to buy, and ...

Read More >
A fresh start for your money this spring

A fresh start for your money this spring

Let’s get a bit cheesy this month with this very catchy phrase: “Spring Cleaning Your Finances—A ...

Read More >

What our clients say...

Latest Blog

A fresh start for your money this spring

Let’s get a bit cheesy this month with this very catchy phrase: “Spring Cleaning Your Finances—A ...
Read More

How does your gender affect health?

Are you looking for a health insurance policy? We’ve looked at the research and there are some dif...
Read More

Your monthly equity release update

New research shows that people over the age of 55 are increasingly choosing to release equity in the...
Read More

Expect the unexpected: Critical Illness Protection for the whole family

Did you know Critical Illness Protection is important for the whole family? Not just the main earner...
Read More

Recently divorced or separated? Is your insurance up to date?

If you're going through a divorce or separation, updating your insurance policies is a necessary ste...
Read More

Why a specialist can save your mortgage

In our post-pandemic world, we are seeing lots of changes for the needs of borrowers! Do you need sp...
Read More

Key Changes to Stamp Duty

As of April 1, 2025, significant changes to the UK's Stamp Duty Land Tax (SDLT) have come into effec...
Read More

Here are some tips for managing bills and finances when you don’t have a regular income

Managing money and bills self-employed can feel like a juggling act. Especially since you don't have...
Read More

Look after your health to ensure you are ready to work

Managing money and bills self-employed can feel like a juggling act. Especially since you don't have...
Read More

Is equity release available for the self-employed?

Are you self-employed, retired, or unemployed and looking for equity release? Are you wondering if y...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top