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CASE STUDY: Income Protection - Sharon's story

It can be difficult to see the reasons we may look at Income protection as a necessary expense rather than a luxury cost. But ensuring our loved ones are cared for should the worst happen, or our financial obligations are not a concern in horrible circumstances, is a priceless expense.

Income protection insurance offers peace of mind and security as it allows you to insure yourself against loss of income in the future. An income protection policy can be a relatively small outlay given the re-assurance it could offer you. You can use the tax free money to help pay your bills and living expenses until you recover and can return to work. If you are self-employed, this is a vital policy as you will not receive any support from the state should you not be able to work. Also, if you are employed, you can also take out unemployment cover to further cover yourself in case you lose your job.  

Take a look at the Case Study video  to see just how useful securing this protection for your family could be.

SPEAK TO AN ADVISER

Get in touch today to discuss your protection needs and to find a suitable policy for you.

Credit: https://www.aiglife.co.uk/advisers/knowledge/case-studies/sharons-story/

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

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