Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

CASE STUDY: Income Protection - Sharon's story

It can be difficult to see the reasons we may look at Income protection as a necessary expense rather than a luxury cost. But ensuring our loved ones are cared for should the worst happen, or our financial obligations are not a concern in horrible circumstances, is a priceless expense.

Income protection insurance offers peace of mind and security as it allows you to insure yourself against loss of income in the future. An income protection policy can be a relatively small outlay given the re-assurance it could offer you. You can use the tax free money to help pay your bills and living expenses until you recover and can return to work. If you are self-employed, this is a vital policy as you will not receive any support from the state should you not be able to work. Also, if you are employed, you can also take out unemployment cover to further cover yourself in case you lose your job.  

Take a look at the Case Study video  to see just how useful securing this protection for your family could be.

SPEAK TO AN ADVISER

Get in touch today to discuss your protection needs and to find a suitable policy for you.

Credit: https://www.aiglife.co.uk/advisers/knowledge/case-studies/sharons-story/

Related

Another Bank of England base rate rise. What does this mean for your mortgage?

Another Bank of England base rate rise. What does this mean for your mortgage?

The Bank of England increased the base rate from 2.25% to 3% on Thursday 3rd November. Another base ...

Read More >
Why income protection & critical illness cover are extra important for the self-employed

Why income protection & critical illness cover are extra important for the self-employed

If you're self-employed in the UK, income protection and critical illness cover are extra critic...

Read More >
Energy bills - what to do if you’re struggling

Energy bills - what to do if you’re struggling

Despite the Prime Minister's recent announcement that energy bills will be capped at £2,500 annu...

Read More >
Caste study: Using Equity Release to gift a house deposit

Caste study: Using Equity Release to gift a house deposit

One of the options for homeowners aged 55 or over, who want to give children or grandchildren money ...

Read More >
I’m renting - is insurance important?

I’m renting - is insurance important?

If you are asking yourself if you need insurance while renting. The answer is yes! Think about every...

Read More >
Home Insurance: The Ultimate Protection Plan for Your Castle

Home Insurance: The Ultimate Protection Plan for Your Castle

Home Insurance is an essential policy that provides peace of mind to homeowners by protecting their ...

Read More >

What our clients say...

Latest Blog

How to restart your budget ahead of summer!

With the sun on our faces and the right approach to your end-of-summer spending, you can achieve you...
Read More

How to stay active through summer! (and how health insurance can help)

With the warmer weather approaching, it’s a great time to get active without hitting the gym! We’v...
Read More

What protection do you need in place to have a worry-free summer?

Summer’s here—time for garden BBQs, beach escapes, and maybe even a cheeky weekend away. But while...
Read More

Avoid these mistakes when buying insurance

General insurance—whether it’s for your car, home, travel, or health—is a crucial financial safet...
Read More

How to use equity release for a new garden renovation or a dream holiday

Using equity release to fund a garden renovation or a dream holiday can be a smart move if done wise...
Read More

Looking to buy this summer? Let’s get your preapproval sorted!

Did you know that the summer months typically see an increase in home sales? We thought we’d put to...
Read More

A fresh start for your money this spring

Let’s get a bit cheesy this month with this very catchy phrase: “Spring Cleaning Your Finances—A ...
Read More

How does your gender affect health?

Are you looking for a health insurance policy? We’ve looked at the research and there are some dif...
Read More

Your monthly equity release update

New research shows that people over the age of 55 are increasingly choosing to release equity in the...
Read More

Expect the unexpected: Critical Illness Protection for the whole family

Did you know Critical Illness Protection is important for the whole family? Not just the main earner...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top