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September 2023

Unlocking energy efficiency: Enhance your home with a lifetime mortgage

Equity Release, Homeowners |

In a world where energy bills are rising faster than ever, finding ways to make your home more energy-efficient has become a priority for homeowners. The good news is that a lifetime mortgage can provide a unique opportunity to not only enhance your property's energy efficiency but also improve your overall quality of life.

Are there different types of life cover?

Protection, Homeowners |

When it comes to securing your family's financial future, life cover is an essential consideration. Life cover, often referred to as life insurance, provides a safety net that ensures your loved ones are financially protected in the event of your passing. There are several types of life cover to choose from, each designed to cater to different needs and circumstances.

Mortgage product transfer vs. remortgage

Remortgages, Mortgage tips, Homeowners |

When it comes to managing your mortgage, there often comes a point where you need to make a decision that could significantly impact your financial future. Two common options that homeowners consider are mortgage product transfers and remortgages. While both choices offer unique advantages, the importance of seeking advice from a professional mortgage adviser cannot be overstated.

August 2023

Financial support when you really need it

Protection |

Having a policy in place to provide financial stability can help you to relieve any financial pressures and focus on your recovery. If you have dependents that rely on your income, critical illness cover allows you to provide financial support when you are no longer able to work. There are two ways you can take out critical illness insurance...

Beating the hospital waiting list

Protection |

With a record of nearly 7.5 million on the waiting list for hospital treatment*, it’s no surprise that many are choosing to take charge by mixing private and NHS treatment. So should you join them? The surprising truth is, private healthcare might not be as out of reach as you think.

Unlocking financial freedom in retirement

Equity Release, Homeowners |

Retirement is meant to be a time to relax and enjoy after years of hard work. However, for many, the burden of bills and financial responsibilities, especially at the moment, can overshadow this golden period of life. Fortunately, there is a solution that offers financial relief without the need to downsize or cut back on lifestyle.

The Cost of Living Crisis: How financial worries impact Gen Z's health

First Time Buyers, Protection |

In the face of the cost of living crisis, financial worries have reached an all-time high among Generation Z. The soaring expenses of education, housing, and basic necessities have placed a huge burden on young adults. This affects not only their personal lives and mental health, but also their work performance.

More support and flexibility for mortgage holders

Home Movers, First Time Buyers |

You may have seen that a number of lenders have signed up to the Government's recently created Mortgage Charter, which provides further support and flexibility to residential mortgage customers. Find out more in our blog.

July 2023

Enjoying Summer on a tight budget

Saving Money |

For those on a tight budget, the idea of enjoying Summer activities may seem daunting. But fear not! With a little creativity and thought, you can still have an amazing Summer without breaking the bank. Let's explore some wallet friendly ways to make the most of the season while keeping your budget intact.

Income Protection: Bridging the gap

Protection, Homeowners |

When it comes to sick pay entitlement, the United Kingdom falls behind other European countries, with a current statutory sick pay rate of just £109.40 a week*. This places a heavy burden on individuals facing illness or injury and it becomes even more crucial to recognise the significance of income protection.

Latest Blog

Your Guide to Medical Underwriting

Let’s be honest, insurance can often feel a bit overwhelming when going through the fine print! Whe...

When Might an Insurer Not Pay a Claim?

We often get asked, when might an insurer not pay a claim? I understand how frustrating it can be wh...

Have You Heard of the Term ‘Mortgage Prisoners’?

If you’re a homeowner in the UK, you might have heard the term “mortgage prisoner” being thrown a...

Life Cover Isn’t a Nice Option to Have - It's Essential

Life is unpredictable, and the thought of what would happen to your loved ones if you were no longer...

Why It Pays to Speak to a Mortgage Broker Six Months in Advance

When it comes to buying a property or remortgaging in the UK, most people don’t think about mortgag...

Top tips: How to Boost your Income

We’ve scoured the internet and swapped tips around the office to find simple (and sometimes a bit c...

Health Insurance Isn’t Just for Emergencies

When people think of private health insurance, they often imagine it’s only there for the big stuff...

How Homeowners Over 55 Can Fund Their Garden Retreats

Over the past few years, many homeowners have discovered the value of creating dedicated spaces in t...

Buildings & Contents Insurance Has Your Back

When disaster strikes, from a burst pipe, a kitchen fire, or a break-in, you need buildings and cont...

Understanding Protection vs Insurance: What’s the Difference?

You may have heard the terms “Protection” and “Insurance” (like critical illness insurance and l...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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