Blogs

Keep up to date with the latest news and our guides on all things mortgages.

Make an enquiry

March 2023

How to talk to the next generation about money

Saving Money |

Teaching children about money is an essential life skill that will serve them well as they grow older. It is never too early to start teaching children about money and financial responsibility. In fact, studies have shown that children who are taught about money at an early age are more likely to be financially responsible adults. The key is to teach children about money in a way that is age-appropriate and engaging.

Landlords, are you up-to-date on the latest Energy Efficiency Standards and EPC requirements?

Buy to Let, Homeowners |

As part of the UK government's commitment to achieve net-zero emissions by 2050, there are upcoming changes to MEES and EPC requirements for both commercial and residential properties. These changes could affect landlords who own properties that are not yet compliant, and it is important for them to be aware of the new rules to avoid penalties and ensure their properties are available for renting.

How to protect yourself against identity theft

Identity theft is a type of crime where someone's personal and financial data is obtained and used without their permission. To limit your exposure and protect yourself from identity theft, it's important to learn how it occurs and to recognize the warning signs that signal fraud is developing. Here are some tips on how to protect yourself from identity theft:

Could Equity Release help you repay your interest-only mortgage?

Equity Release, Homeowners |

In the 1990s, there was a boom in interest-only mortgages, and many homeowners who took out these mortgages during that time will now be coming to the end of their mortgage term with the full or a large amount of the capital needing to be paid off. In fact, it is estimated that almost half a million interest-only mortgages are due to end before 2027*. This can be a stressful time for homeowners, who risk losing their home if they are unable to repay the mortgage when the term ends.

As mortgage rates start to come back down, how long should you fix for?

Home Movers, First Time Buyers, Remortgages, Mortgage tips |

If you're considering fixing your mortgage term, now may be a good time to do so, with mortgage rates dropping below 4% for the first time since last September. Some of the UK's biggest banks have cut rates to offer market-leading deals for borrowers looking to remortgage, with five and 10-year deals below 4%.

February 2023

Benefits of International Private Medical Insurance

If you’re planning to move abroad, there are many things to consider, from where you’re going to live, to possibly learning a new language or finding a new job. International private medical insurance (IPMI) can help put you at ease about your health while living overseas.

Easter Holiday Money Saving Tips: Enjoy Your Break Without Breaking the Bank

Saving Money |

Easter Holidays are a time for rest and relaxation, but they can also put a strain on your finances. With the cost of travel, accommodations, food, and activities, a holiday can quickly add up. Here are some money-saving tips to help you make the most of your Easter break without breaking the bank.

Top Tips for Saving Money for Your Family's Future

Saving Money |

Saving money for the future is crucial for financial stability and security. Here are some top tips for families looking to build their savings. By following these tips, you can start building your savings today and create a more secure tomorrow.

What is ASU? Accident, Sickness and Unemployment Cover explained

Protection |

Accident, Sickness and Unemployment (ASU) Cover is an insurance policy designed to help people who are unable to work due to injury, illness, or unemployment. The policy provides financial support to help cover living expenses, such as rent or mortgage payments, utility bills, and food.

Equity Release: Unleashing the Potential of Your Home's Equity

Equity Release, Mortgage tips, Homeowners |

Equity release has gained popularity among homeowners who are in their retirement years and wish to access the equity in their home without having to sell it. The cost of living continues to increase, and inflation has hit double digits, making equity release a valuable solution for supplementing retirement income.

Latest Blog

How to restart your budget ahead of summer!

With the sun on our faces and the right approach to your end-of-summer spending, you can achieve you...

How to stay active through summer! (and how health insurance can help)

With the warmer weather approaching, it’s a great time to get active without hitting the gym! We’v...

What protection do you need in place to have a worry-free summer?

Summer’s here—time for garden BBQs, beach escapes, and maybe even a cheeky weekend away. But while...

Avoid these mistakes when buying insurance

General insurance—whether it’s for your car, home, travel, or health—is a crucial financial safet...

How to use equity release for a new garden renovation or a dream holiday

Using equity release to fund a garden renovation or a dream holiday can be a smart move if done wise...

Looking to buy this summer? Let’s get your preapproval sorted!

Did you know that the summer months typically see an increase in home sales? We thought we’d put to...

A fresh start for your money this spring

Let’s get a bit cheesy this month with this very catchy phrase: “Spring Cleaning Your Finances—A ...

How does your gender affect health?

Are you looking for a health insurance policy? We’ve looked at the research and there are some dif...

Your monthly equity release update

New research shows that people over the age of 55 are increasingly choosing to release equity in the...

Expect the unexpected: Critical Illness Protection for the whole family

Did you know Critical Illness Protection is important for the whole family? Not just the main earner...

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Equity Release

Blog

Meet the Team

Contact Us

Privacy Policy

Our Fees

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

Blogs

What our clients say...

Latest Blog

Quick Links

Our Fees