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December 2023

Fraudsters on Facebook Marketplace

According to Lloyds Banking Group fraud insights data, there has been a 75% increase in people getting scammed when shopping for things like cars, tickets and clothes on Facebook Marketplace.* So if you’re heading online to buy or sell gifts this month, here are some things to look out for.

Winter sun seeking for the over 55s

Equity Release, Saving Money |

Taking extended breaks during the Winter has always been popular due to the enticing 'off-peak' prices and the opportunity to avoid high home utility bills. Additionally, there are health advantages to spending time in warm and sunny destinations, such as more chances for outdoor exercise, access to nutritious food, and an enhanced overall sense of well-being.

Consider international health insurance for your travels or relocation abroad

Protection, Saving Money |

Protecting your health abroad might be important to you if you travel a lot, as it provides reassurance that you can receive medical treatment when it’s needed. Falling ill in a different country can be stressful, especially if you’re unfamiliar with the local healthcare system. Without private medical insurance cover, you may also be left with expensive medical bills to pay.

Is it time to review your protection policies?

Protection |

Recently we have been seeing all sorts of local news pieces on crowding funding appeals to help families who have fallen into financial difficulty, a lot of times due to a change in circumstances, illness or death. A lot of life insurance policies have value added benefits that people often forget about, so it’s important to take make the most of these.

Debt consolidation following Christmas spending

Saving Money, Homeowners |

Budgets this year are significantly tighter, and many will have turned to borrowing via credit cards, store credit and loans to afford a Christmas like those enjoyed previously. But what if the debts are growing and you’re unsure how you’ll look to repay them in the New Year?

How to sell your home over Christmas

Home Movers |

The festive season may not be the most conventional time to sell your home, but it can actually be a great opportunity to attract motivated buyers and create a warm and inviting atmosphere. If you're planning to put your home on the market this month, here are some top tips to help you successfully make a sale.

November 2023

NHS GP waiting times: What does that mean for you?

Protection |

Winter viruses and seasonal flu’s, slips and falls, staff shortages are all major reasons why the NHS is under pressure heading into the Christmas period. Despite the NHS making huge strides to reduce patient waiting lists and emergency cover being provided along with some basic staffing on wards, the NHS has advised that work is still ongoing to cut those dreaded waiting times.

Insurance for the whole family

Protection |

Whether you have a bunch of little bunnies, cheeky monkeys or little puppies at home, you want to make sure they are protected in case of illness or injury. Insurance can provide peace of mind by helping cover costs of care. In the event of unexpected broken bones, chronic conditions, or expensive procedures, one accident or illness can rack up a lot of stress and a big bill.

Autumn Statement: 95% Mortgage Guarantee Scheme has been extended

Home Movers, First Time Buyers, Mortgage tips, Homeowners |

As part of their Autumn Statement, the Government announced that the 95% Mortgage Guarantee Scheme has been extended until the end of June 2025. The scheme incentivises lenders to help both first-time buyers and current homeowners to purchase properties up to £600,000 with a 5% deposit. It can be used for mortgages on both new build and existing homes by first-time buyers, home movers and those remortgaging.

Myth busting: Conditions Brits don’t think are insurable

Protection |

Many Brits assume certain health conditions make you uninsurable. But in reality, there are few illnesses that automatically disqualify you from getting life, health, or disability insurance in the UK. Here are some common myths:

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How Homeowners Over 55 Can Fund Their Garden Retreats

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

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EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

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