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November 2023

A glimmer of hope for prospective homebuyers

Home Movers, First Time Buyers, Remortgages, Equity Release, Saving Money, Homeowners |

The headlines this year have been dominated by rising mortgage rates, which has made it quite overwhelming for many people managing their monthly mortgage payments, along with the ongoing cost of living crisis. Nevertheless, there's some positive news on the horizon...

October 2023

Scarily good money saving tips this Halloween

Saving Money |

Halloween is just around the corner, and while it's a spooktacular time for children, it can also be a frightful hit to your wallet. But fear not! With a bit of creativity and some clever planning, you can enjoy all the thrills of Halloween without breaking the bank. Here are some tips to help you save money this Halloween:

Burglary rises when the clocks go back: is your home at risk?

Homeowners |

Burglary statistics reveal a strange fact. Each time the clocks go back one hour for Daylight Saving Time (DST), the number of break-ins increases by one-third. Most home insurance policies will cover you if your home is burgled, but there are limitations which could lead to your claim being rejected. Some of the scenarios that may catch you out include...

Myth busting: Private medical insurance

Protection |

In today's rapidly changing world, health and well-being have become paramount concerns for individuals and families alike. Ensuring access to quality healthcare is a fundamental need, and one way to achieve this is through private medical insurance (PMI). However, PMI often carries with it a fair share of misconceptions and myths.

Caste study: Using Equity Release to gift a house deposit

Equity Release, Case Studies, Homeowners |

One of the options for homeowners aged 55 or over, who want to give children or grandchildren money to buy a home, is to consider releasing equity from their own property. Equity release could allow you to give them their inheritance early, offering you the chance to see this money being put to use when it is needed.

5 reasons why you should consider income protection

Protection |

Life is unpredictable and we never know what’s around the corner. With this in mind, have you thought about what would happen to you or your loved ones if you couldn’t work due to illness or an accident which resulted in a loss of earnings?

A spotlight on green mortgages

Home Movers, First Time Buyers, Remortgages, Mortgage tips |

In recent years, there has been a growing global awareness of the need to combat climate change and reduce our carbon footprint. As part of this initiative, various sustainable financial products have emerged, one of which is the green mortgage.

September 2023

Navigating TikTok Shop: Exploring a new e-commerce frontier while staying scam-savvy

The world of e-commerce is ever-evolving, constantly introducing fresh avenues for both sellers and buyers to connect and transact. One such platform making waves in this dynamic landscape is TikTok Shop. While it holds exciting potential for discovering unique products and engaging with innovative brands, it's crucial to navigate this terrain with caution to avoid falling victim to scams.

Get your home and property autumn ready

Home Insurance, Saving Money |

Taking a few precautions before the onset of Winter weather can help you avoid potential claims and prevent the need for more extensive repairs later on. Here are seven steps you can take to ready your home and property for the Autumn season:

Unlocking energy efficiency: Enhance your home with a lifetime mortgage

Equity Release, Homeowners |

In a world where energy bills are rising faster than ever, finding ways to make your home more energy-efficient has become a priority for homeowners. The good news is that a lifetime mortgage can provide a unique opportunity to not only enhance your property's energy efficiency but also improve your overall quality of life.

Latest Blog

Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break ...

Case Study: Navigating Complex Lending

Applying for a mortgage can sometimes be straightforward, but when your financial situation is compl...

Understanding Tax Calculations and Tax Year Overviews

If you’re applying for a mortgage, you may have come across the terms SA302 and Tax Year Overview. ...

Want to Boost Your Home's Appeal? Start with the Garden

What an amazing summer we’ve been having, and if like us, you’ve been spending a lot of time in th...

Making the Most of Your Home in Retirement – With the Right Advice

For many people approaching or already in retirement, your home isn’t just where you live, it’s al...

From Renting to Retirement: How Your Insurance Needs Change Through Life

As your lifestyle evolves, so do the risks you face. Your insurance cover should adapt to reflect th...

Supporting a Self-Employed Single Mum with Critical Illness Cover

We recently encountered an interesting real-life scenario, and we thought it would be helpful to sho...

Boost Your Chances for a Mortgage

Are you looking for a new mortgage? How organised are you? Let’s go through some of the key criteri...

Stay Calm and Financially Resilient

Your Money, Your Safety Net...Life can be unpredictable. Whether it's a sudden job loss, an illness,...

Can Your Health Cover Help You Get Fitter? Here’s How

Are you looking to feel your best this summer? It can be a self-conscious time of year, but let’s m...

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

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