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4 reasons why January is a good time to buy life insurance

January is a month of possibilities, and one of the best gifts you can give yourself and your loved ones is the security of life insurance. Here's why January is the perfect time to make this important decision.

1. Age is on your side:

The clock is ticking, and you'll never be younger than you are right now. One of the key factors influencing life insurance premiums is age. The younger you are, the more affordable your policy is likely to be. Locking in coverage in your twenties or thirties can result in significantly lower premiums compared to waiting until later in life. By taking action in January, you're making a financially savvy move that ensures you get the most value out of your life insurance investment.

2. Time is of the essence:

In the midst of the winter cold and early darkness, January often provides a slower pace of life. With the hustle and bustle behind you, this is an ideal time to focus on your priorities. What better use of your time than taking steps to safeguard the financial future of your loved ones? By addressing important matters like life insurance now, you are setting the stage for a more secure and worry-free year ahead.

3. A fresh start for a brighter future:

The beginning of the year is symbolic of new beginnings and fresh starts. As 2024 unfolds, there's a chance it could be your best year yet. Starting the year on the right foot involves tackling tasks that have been lingering on your to-do list for too long. Securing life insurance is a proactive step towards creating a foundation of financial stability and protection for your family. Don't let procrastination stand in the way of your peace of mind.

4. A lasting gift to yourself:

While the festivities may be over, there's still room for one last gift — the gift of security. Investing in life insurance is a powerful way to ensure your legacy and provide for your loved ones, even when you're not there. Consider it a thoughtful and lasting present to yourself, one that brings peace of mind and demonstrates your commitment to the well-being of those you care about.

Now could be the ideal time
to secure your future with life insurance

SPEAK TO AN ADVISER

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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