Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Though it may sound like a thrilling way to catch fish, Spear Phishing is far from exciting—and definitely not fun.

Spear phishing occurs when scammers use personal information to impersonate a legitimate business, often one you've interacted with before. Armed with details such as your name, address, date of birth, workplace, or alma mater, they craft messages to deceive you. How many of these details are on your social media profiles, like Facebook or LinkedIn, ready for scammers to exploit?

We've compiled a guide to keep you and your finances safe!

Which? revealed from their recent social media survey:

  • 68% of respondents share their names.
  • 46% disclose their ages.
  • 35% reveal their locations.

Such information enables fraudsters to personalise scam messages with your name and location.

  • 21% of respondents divulge their workplaces.
  • 32% disclose their birthdays.
  • 12% provide their phone numbers and email addresses.

With this data, a fraudster can impersonate a colleague or offer a job in your field.

  • 18% of respondents share places they've visited.
  • 9% disclose their real-time locations via public Facebook profiles.

Such information allows fraudsters to track your movements.

Even with tightened privacy settings on social media, this data may still reside on numerous vulnerable websites—like restaurant or ticket booking platforms—that could be hacked.

The intention isn't to dissuade you from using these websites but to remind you to be cautious when receiving calls, texts, or emails requesting additional information or money.

Ways to protect yourself include using a 'dummy' email solely for logging into websites and social media, enabling you to spot scams by the email used. Check if your data has been compromised at haveibeenpwned.com or, for Google users, at passwords.google.com/checkup.

Additionally, install antivirus software to safeguard your data and consider making social media profiles private while assessing what you share online. (A WhatsApp group with close friends and family can keep them informed while evading prying eyes!)

Uncertain whether a message or website is authentic? Visit www.scamadviser.com and trust your instincts. When rushed, especially under pressure, scams often occur. Seek advice from friends, family, or call your bank on a trusted line.

Report incidents to Action Fraud at www.actionfraud.police.uk/reporting-fraud-and-cyber-crime or by calling 0300 123 2040.

Source: https://www.which.co.uk/news/article/spear-phishing-are-scammers-targeting-you

Related

How technology is shaping the future of general insurance

How technology is shaping the future of general insurance

From AI-driven claims processing to integrating Internet of Things (IoT) devices for personalised co...

Read More >
Don’t forget your Income Protection

Don’t forget your Income Protection

For ultimate peace of mind in an emergency, don’t forget Income Protection Insurance when buying a ...

Read More >
Autumn Statement: 95% Mortgage Guarantee Scheme has been extended

Autumn Statement: 95% Mortgage Guarantee Scheme has been extended

As part of their Autumn Statement, the Government announced that the 95% Mortgage Guarantee Scheme h...

Read More >
CASE STUDY: Are you prepared if you can no longer work?

CASE STUDY: Are you prepared if you can no longer work?

If you are working, what would happen to your monthly income if you suddenly lost your ability to wo...

Read More >
Insured private healthcare admissions at near-record levels

Insured private healthcare admissions at near-record levels

Did you know private healthcare admissions are up, according to the Private Healthcare Information N...

Read More >
Fraudsters on Facebook Marketplace

Fraudsters on Facebook Marketplace

According to Lloyds Banking Group fraud insights data, there has been a 75% increase in people getti...

Read More >

What our clients say...

Latest Blog

Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break ...
Read More

Case Study: Navigating Complex Lending

Applying for a mortgage can sometimes be straightforward, but when your financial situation is compl...
Read More

Understanding Tax Calculations and Tax Year Overviews

If you’re applying for a mortgage, you may have come across the terms SA302 and Tax Year Overview. ...
Read More

Want to Boost Your Home's Appeal? Start with the Garden

What an amazing summer we’ve been having, and if like us, you’ve been spending a lot of time in th...
Read More

Making the Most of Your Home in Retirement – With the Right Advice

For many people approaching or already in retirement, your home isn’t just where you live, it’s al...
Read More

From Renting to Retirement: How Your Insurance Needs Change Through Life

As your lifestyle evolves, so do the risks you face. Your insurance cover should adapt to reflect th...
Read More

Supporting a Self-Employed Single Mum with Critical Illness Cover

We recently encountered an interesting real-life scenario, and we thought it would be helpful to sho...
Read More

Boost Your Chances for a Mortgage

Are you looking for a new mortgage? How organised are you? Let’s go through some of the key criteri...
Read More

Stay Calm and Financially Resilient

Your Money, Your Safety Net...Life can be unpredictable. Whether it's a sudden job loss, an illness,...
Read More

Can Your Health Cover Help You Get Fitter? Here’s How

Are you looking to feel your best this summer? It can be a self-conscious time of year, but let’s m...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top