Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Insurance for the whole family

Whether you have a bunch of little bunnies, cheeky monkeys or little puppies at home, you want to make sure they are protected in case of illness or injury.

Insurance can provide peace of mind by helping cover costs of care. In the event of unexpected broken bones, chronic conditions, or expensive procedures, one accident or illness can rack up a lot of stress and a big bill. Insurance can save you money by reimbursing part of the costs. 

You may think your little guy or girl doesn't need insurance because they're young and healthy. But accidents happen, and you don't want to be caught off guard. Insurance can save you from some of the financial stress at a time you might be making other difficult decisions about your loved one’s care.

Now, you would be forgiven for thinking we are talking about pet insurance…but we aren’t!  We are not talking about your ‘furry friends’ but in fact your children.  People often don’t think twice to insure their pets- and why not? That is the sensible thing to do, but have you thought about insuring your children by the same token?

Some childcare policies cover accidental care such as broken bones, burns and critical illness. Others help pay for surgeries, hospital stays and more. Coverage for these areas gives you the peace of mind that you can be there when it matters. Make sure you understand what's covered before signing up.  Do your research and find a plan that fits your little ones needs. The investment in their health and wellbeing is well worth it so you can relax knowing they're cared for.

If you’d like to find out more about insuring your children,
get in touch today to discuss your individual needs.

SPEAK TO AN ADVISER

Related

Statutory Sick Pay Has Changed – But Would It Cover Your Bills?

Statutory Sick Pay Has Changed – But Would It Cover Your Bills?

If you couldn't work because of illness or injury, how long could you keep paying your mortgage ...

Read More >
Could your finances cope if your child became ill?

Could your finances cope if your child became ill?

A recent report from MetLife UK highlights how quickly a child’s illness or injury can affect the w...

Read More >
£7.84 Billion Reasons to Talk About Protection

£7.84 Billion Reasons to Talk About Protection

Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that ...

Read More >
The Protection Gap

The Protection Gap

Did you know most families are one crisis away from financial hardship? Unfortunately, there are som...

Read More >
Don’t Let Probate Eat into Your Family's Inheritance

Don’t Let Probate Eat into Your Family's Inheritance

Nobody likes thinking about what happens when they're gone. But if you have a life insurance pol...

Read More >
Let’s Get Your Protection Up-To-Date

Let’s Get Your Protection Up-To-Date

We’ve rounded up our insights on the top reasons to update your critical illness cover, income prot...

Read More >

What our clients say...

Stay Informed: Mortgage Tips & Trends

Flood Insurance is Changing

Flooding is something you should think about when taking out home insurance. And we are seeing major...
Read More

Statutory Sick Pay Has Changed – But Would It Cover Your Bills?

If you couldn't work because of illness or injury, how long could you keep paying your mortgage and ...
Read More

Later-Life Mortgages Are Under the Microscope

Borrowing in later life is becoming increasingly relevant as people live and work for longer, retire...
Read More

Rent Guarantee: Why Landlords May Want to Review Their Protection

Do you own a rental property? From 1 May, the new Renters’ Rights Act came into force, bringing maj...
Read More

Over 55 and looking to move? You may have more options than you think

There’s a little-known option in the mortgage market that could help some people aged 55 and over b...
Read More

Could your finances cope if your child became ill?

A recent report from MetLife UK highlights how quickly a child’s illness or injury can affect the w...
Read More

What Is a Health Cash Plan – and Could It Save You Money?

If dentist bills, new glasses, or physio have ever caught you off guard, there's a product that migh...
Read More

£7.84 Billion Reasons to Talk About Protection

Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that ...
Read More

Real Stories of Later Life Lending

There's a lot of noise around Later Life Lending, headlines about rates, regulation, and market data...
Read More

AI Can Compare Mortgages. But Can It Replace Your Broker?

For all the talk of AI tools and comparison sites reshaping financial services, the latest data on t...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office:  Calderwood House, 7 Montpellier Parade, Cheltenham, Gloucestershire, England, GL50 1UA

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 for First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top