Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Lifetime Mortgages: How to spring refresh your home with calm and wellness

Make your home a place for peace as we close in on those chilly winter months. We show you how you can release equity from your property to restore wellness and calm. You are on your way to zen! Plus, some easy low-cost tips you can do today.

 

Did you know redesigning your home can actually be a strategic financial decision? It can add to the value of your house AND enhance your living environment. This sounds like it will improve your overall well-being!

 

If you aren't sure how to make your plans a reality,

one option is to use a Lifetime Mortgage for home improvements.

 

The next step? Speak with a trusted Equity Release Council-approved Lifetime Mortgage Specialist.

 

They will assess the equity in the value of your property built up over time. Lifetime Mortgages not only allow you to unlock value in your home, but retain ownership completely.

 

With this in mind, look around your home. Identify the areas that need updating to bring calm and wellness to your own sanctuary.

 

When planning, you can consider luxury factors and your day-to-day. Ideas include:

  • Renovating your bathroom with a spa-like atmosphere. Water fountains or indoor plants create a sense of serenity.
  • Embrace natural light. For example, mix up what you already have with double-glazed windows, colour schemes, and refreshed layouts.
  • Invite indoor-outdoor flow throughout the whole home with large windows and sliding doors. Opening your living spaces (and life) to nature.
  • You could even designate a specific area of your home as a retreat. This can provide an escape from the stresses of daily life. Think a tranquil outdoor patio surrounded by lush greenery. Find the Café del Mar soundtrack for optional chilled-out vibes!

 

Simple low-cost tips for embracing wellness and calmness can offer the same effect. Even without releasing equity. What about a cosy reading nook with dim lighting and a mixture of warming textural throws? Or how about a yoga and meditation corner with candles and floor pillows?

 

Throughout the home, turn off your ceiling lights to calm and reset your nervous system. Instead, use ambient lighting. Dim lights support your circadian rhythm and promote a good night’s sleep. At the same time, natural elements invite a sense of peace and connection with the outdoors.

 

Explore how a Lifetime Mortgage can bring calmness and wellness

to your home this spring

SPEAK TO AN ADVISER

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Related

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationw...

Read More >
Can You Use Later Life Lending To Turn Your Garden Into A Summer Oasis?

Can You Use Later Life Lending To Turn Your Garden Into A Summer Oasis?

Summer is just around the corner, and we are looking forward to Pimm’s in the garden. A couple of c...

Read More >
Did You Know You Can Use Later Life Lending to Stay in Your Home?

Did You Know You Can Use Later Life Lending to Stay in Your Home?

As a later life lending broker, one of the most meaningful conversations I have with clients isn'...

Read More >
Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed wit...

Read More >
Protecting Your Empty Property: What You Need to Know

Protecting Your Empty Property: What You Need to Know

Do you own a house that is sitting empty? Whether it's awaiting sale, between tenants, undergoin...

Read More >
Q&A With Your Broker… What Have You Always Wanted to Ask?

Q&A With Your Broker… What Have You Always Wanted to Ask?

Your mortgage questions answered: A friendly guide from your mortgage broker, in plain English.

Read More >

What our clients say...

Stay Informed: Mortgage Tips & Trends

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide ...
Read More

Let’s Get Your Protection Up-To-Date

We’ve rounded up our insights on the top reasons to update your critical illness cover, income prot...
Read More

Is Your Home Insurance Ready For Summer?

We might be using summer as a helpful prompt to get you organised, because really, all of these poli...
Read More

Can You Use Later Life Lending To Turn Your Garden Into A Summer Oasis?

Summer is just around the corner, and we are looking forward to Pimm’s in the garden. A couple of c...
Read More

Looking For A Mortgage? Read This First!

After some turbulent years, the UK mortgage market is showing signs of maturity and resilience. For ...
Read More

Divorcing Later in Life? Here's What You Need to Know, And How We Can Help

Around 1 in 3 divorces now happen after the age of 50. It's far more common than people realise. The...
Read More

Did You Know You Can Use Later Life Lending to Stay in Your Home?

As a later life lending broker, one of the most meaningful conversations I have with clients isn't a...
Read More

Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed with a ...
Read More

Protecting Your Empty Property: What You Need to Know

Do you own a house that is sitting empty? Whether it's awaiting sale, between tenants, undergoing re...
Read More

Q&A With Your Broker… What Have You Always Wanted to Ask?

Your mortgage questions answered: A friendly guide from your mortgage broker, in plain English.
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top