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Keep up to date with the latest news and our guides on all things mortgages. 

Beating the hospital waiting list

With a record of nearly 7.5 million on the waiting list for hospital treatment*, it’s no surprise that many are choosing to take charge by mixing private and NHS treatment.

So should you join them? The surprising truth is, private healthcare might not be as out of reach as you think. But if you are considering taking the plunge, it can be difficult to know where to start.

The power of mixing private and NHS treatment

Opting for private consultations

One way to navigate the waiting list challenge is by choosing to have private consultations. Many healthcare professionals offer private appointments that provide patients with quicker access to expert medical advice. While private consultations may involve out-of-pocket expenses, they can be particularly beneficial for getting an early diagnosis and tailored treatment plans.

Consider private treatment for non-urgent procedures

For non-urgent or elective procedures, patients may opt to undergo private treatment. Private hospitals often have shorter waiting times, allowing individuals to proceed with their treatment without undue delays. While private healthcare comes with costs, the convenience and peace of mind it offers can be invaluable.

Use NHS services for urgent and emergency care

While mixing private and NHS treatment can be advantageous for non-urgent procedures, it's essential to remember that the NHS continues to be the go-to option for urgent and emergency care. In situations where immediate medical attention is required, the NHS's expertise and accessibility remain vital.

Seeking advice from your GP

Your FP can play a crucial role in helping you look at the options available. Discuss your health concerns with your GP, and they can provide guidance on the most appropriate course of action, whether it involves NHS services, private treatment, or a mix of both.

Private Medical Insurance

For those who wish to have the flexibility to access private healthcare when needed, investing in private medical insurance can be a prudent choice. Private medical insurance provides coverage for various treatments and can offer peace of mind knowing that timely healthcare is readily available.

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

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