Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Beating the hospital waiting list

With a record of nearly 7.5 million on the waiting list for hospital treatment*, it’s no surprise that many are choosing to take charge by mixing private and NHS treatment.

So should you join them? The surprising truth is, private healthcare might not be as out of reach as you think. But if you are considering taking the plunge, it can be difficult to know where to start.

The power of mixing private and NHS treatment

Opting for private consultations

One way to navigate the waiting list challenge is by choosing to have private consultations. Many healthcare professionals offer private appointments that provide patients with quicker access to expert medical advice. While private consultations may involve out-of-pocket expenses, they can be particularly beneficial for getting an early diagnosis and tailored treatment plans.

Consider private treatment for non-urgent procedures

For non-urgent or elective procedures, patients may opt to undergo private treatment. Private hospitals often have shorter waiting times, allowing individuals to proceed with their treatment without undue delays. While private healthcare comes with costs, the convenience and peace of mind it offers can be invaluable.

Use NHS services for urgent and emergency care

While mixing private and NHS treatment can be advantageous for non-urgent procedures, it's essential to remember that the NHS continues to be the go-to option for urgent and emergency care. In situations where immediate medical attention is required, the NHS's expertise and accessibility remain vital.

Seeking advice from your GP

Your FP can play a crucial role in helping you look at the options available. Discuss your health concerns with your GP, and they can provide guidance on the most appropriate course of action, whether it involves NHS services, private treatment, or a mix of both.

Private Medical Insurance

For those who wish to have the flexibility to access private healthcare when needed, investing in private medical insurance can be a prudent choice. Private medical insurance provides coverage for various treatments and can offer peace of mind knowing that timely healthcare is readily available.

Related

How to fund a home reno

How to fund a home reno

Whether you're dreaming of a modern kitchen, a luxurious bathroom, or expanding your living spac...

Read More >
Are you covered through your protection policy for overseas treatment?

Are you covered through your protection policy for overseas treatment?

Did you know, you and your children can be covered for overseas treatment through your protection po...

Read More >
Autumn Statement: 95% Mortgage Guarantee Scheme has been extended

Autumn Statement: 95% Mortgage Guarantee Scheme has been extended

As part of their Autumn Statement, the Government announced that the 95% Mortgage Guarantee Scheme h...

Read More >
Unlock the Door to Homeownership: A Guide to Government - Backed Schemes for First-Time Buyers

Unlock the Door to Homeownership: A Guide to Government - Backed Schemes for First-Time Buyers

First-time homebuyers may find it difficult to get on the property ladder due to the high cost of th...

Read More >
Your monthly equity release update

Your monthly equity release update

New research shows that people over the age of 55 are increasingly choosing to release equity in the...

Read More >
Are you covered if your children need time in hospital?

Are you covered if your children need time in hospital?

Recent research from MetLife UK shows a large gap in income protection. Over half of working parents...

Read More >

What our clients say...

Latest Blog

How to restart your budget ahead of summer!

With the sun on our faces and the right approach to your end-of-summer spending, you can achieve you...
Read More

How to stay active through summer! (and how health insurance can help)

With the warmer weather approaching, it’s a great time to get active without hitting the gym! We’v...
Read More

What protection do you need in place to have a worry-free summer?

Summer’s here—time for garden BBQs, beach escapes, and maybe even a cheeky weekend away. But while...
Read More

Avoid these mistakes when buying insurance

General insurance—whether it’s for your car, home, travel, or health—is a crucial financial safet...
Read More

How to use equity release for a new garden renovation or a dream holiday

Using equity release to fund a garden renovation or a dream holiday can be a smart move if done wise...
Read More

Looking to buy this summer? Let’s get your preapproval sorted!

Did you know that the summer months typically see an increase in home sales? We thought we’d put to...
Read More

A fresh start for your money this spring

Let’s get a bit cheesy this month with this very catchy phrase: “Spring Cleaning Your Finances—A ...
Read More

How does your gender affect health?

Are you looking for a health insurance policy? We’ve looked at the research and there are some dif...
Read More

Your monthly equity release update

New research shows that people over the age of 55 are increasingly choosing to release equity in the...
Read More

Expect the unexpected: Critical Illness Protection for the whole family

Did you know Critical Illness Protection is important for the whole family? Not just the main earner...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top