Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

More greens - lower insurance premiums

Maintaining a healthy lifestyle obviously makes sense for your overall well-being, but did you know it can also impact your insurance?

 

Do you need a bit more of a push to refocus on those New Year’s resolutions optimistically planned a couple of months ago? Let’s take a closer look at private medical insurance and how eating healthy (yes, more greens!) can complement your policy.

 

Every day and every plate, aim to eat the colours of the rainbow (and not skittles!).

 

Look for whole foods and take a closer look at the ingredients of what you eat. If an ingredient sounds like it should be part of a science experience, you probably shouldn’t be eating it. For example, hydrogenated oil, sodium nitrate, aspartame, and any number that starts with an E at the front!

 

Do you vaguely remember the food pyramid or a healthy eating plate from school? This is a simple way to ensure you are eating a balanced diet… the biggest section should include fresh fruits and vegetables, then protein, then whole grains, and with a good spoonful of healthy fats.

 

This certainly doesn’t need to be the case for every meal, but aim for 80/20, if you allow a little treat meal 20% of the time, you are less likely to binge.

 

And while we are on the topic of binging, ensuring you have that dose of healthy fats at every meal can not only prevent chronic diseases such as diabetes, heart disease, and certain cancers, but also means you stay fuller for longer.

 

But vegetables, particularly green ones, are a powerhouse of vitamins and minerals such as Vitamin A, Vitamin C, iron, magnesium, potassium, and calcium, reducing the need for supplements (and the cost!). For an easy veg addition to your life, add a cup of uncooked spinach to your daily smoothie.

 

Equally, maintaining a nutritious diet can support your body's ability to heal and recover more quickly in the event of an illness or injury.

 

Fatty fish rich in Omega 3, like salmon and sardines, lower cholesterol, reduce blood pressure, and help with inflammation (the trigger for a lot of common injuries!). Meanwhile, leafy greens can bolster the immune system preventing sickness from taking root in the body. Bonus – they support vision and skin health!

Healthy eating habits can lead to fewer illnesses and health complications, resulting in fewer doctor and hospital visits. Translating to lower out-of-pocket expenses and potentially lowering your insurance premiums over time!

Let's review your insurance needs

SPEAK TO AN ADVISER

Related

Why get health insurance?

Why get health insurance?

We all know that the NHS is a vital safety net for people who need medical treatment. However, in so...

Read More >
More support and flexibility for mortgage holders

More support and flexibility for mortgage holders

You may have seen that a number of lenders have signed up to the Government's recently created M...

Read More >
Easter Holiday Money Saving Tips: Enjoy Your Break Without Breaking the Bank

Easter Holiday Money Saving Tips: Enjoy Your Break Without Breaking the Bank

Easter Holidays are a time for rest and relaxation, but they can also put a strain on your finances....

Read More >
Is it time to review your protection policies?

Is it time to review your protection policies?

Recently we have been seeing all sorts of local news pieces on crowding funding appeals to help fami...

Read More >
How to restart your budget ahead of summer!

How to restart your budget ahead of summer!

With the sun on our faces and the right approach to your end-of-summer spending, you can achieve you...

Read More >
Equity Release: Unleashing the Potential of Your Home's Equity

Equity Release: Unleashing the Potential of Your Home's Equity

Equity release has gained popularity among homeowners who are in their retirement years and wish to ...

Read More >

What our clients say...

Latest Blog

How can a critical illness insurance policy help

Did you know that critical illness insurance can provide an extra security net? Waiting times for el...
Read More

Avoid NHS waiting times with private medical insurance

Did you know private health insurance can provide an essential safety net? You’ll be able to access...
Read More

Using Equity Release for Home Improvements or Care Needs

As you approach the ‘Golden Years’, are you considering whether to stay at home or move into care?...
Read More

Insuring a Heritage Property? What You Need to Know

There is a lot of love for those beautiful older houses, from the Tudor era to the popular Edwardian...
Read More

Remortgaging This Year? Fixed vs Variable Rates

Do you hold one of the fixed rate COVID-era mortgages coming to an end this year? Unfortunately, the...
Read More

How to restart your budget ahead of summer!

With the sun on our faces and the right approach to your end-of-summer spending, you can achieve you...
Read More

How to stay active through summer! (and how health insurance can help)

With the warmer weather approaching, it’s a great time to get active without hitting the gym! We’v...
Read More

What protection do you need in place to have a worry-free summer?

Summer’s here—time for garden BBQs, beach escapes, and maybe even a cheeky weekend away. But while...
Read More

Avoid these mistakes when buying insurance

General insurance—whether it’s for your car, home, travel, or health—is a crucial financial safet...
Read More

How to use equity release for a new garden renovation or a dream holiday

Using equity release to fund a garden renovation or a dream holiday can be a smart move if done wise...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top