Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

More greens - lower insurance premiums

Maintaining a healthy lifestyle obviously makes sense for your overall well-being, but did you know it can also impact your insurance?

 

Do you need a bit more of a push to refocus on those New Year’s resolutions optimistically planned a couple of months ago? Let’s take a closer look at private medical insurance and how eating healthy (yes, more greens!) can complement your policy.

 

Every day and every plate, aim to eat the colours of the rainbow (and not skittles!).

 

Look for whole foods and take a closer look at the ingredients of what you eat. If an ingredient sounds like it should be part of a science experience, you probably shouldn’t be eating it. For example, hydrogenated oil, sodium nitrate, aspartame, and any number that starts with an E at the front!

 

Do you vaguely remember the food pyramid or a healthy eating plate from school? This is a simple way to ensure you are eating a balanced diet… the biggest section should include fresh fruits and vegetables, then protein, then whole grains, and with a good spoonful of healthy fats.

 

This certainly doesn’t need to be the case for every meal, but aim for 80/20, if you allow a little treat meal 20% of the time, you are less likely to binge.

 

And while we are on the topic of binging, ensuring you have that dose of healthy fats at every meal can not only prevent chronic diseases such as diabetes, heart disease, and certain cancers, but also means you stay fuller for longer.

 

But vegetables, particularly green ones, are a powerhouse of vitamins and minerals such as Vitamin A, Vitamin C, iron, magnesium, potassium, and calcium, reducing the need for supplements (and the cost!). For an easy veg addition to your life, add a cup of uncooked spinach to your daily smoothie.

 

Equally, maintaining a nutritious diet can support your body's ability to heal and recover more quickly in the event of an illness or injury.

 

Fatty fish rich in Omega 3, like salmon and sardines, lower cholesterol, reduce blood pressure, and help with inflammation (the trigger for a lot of common injuries!). Meanwhile, leafy greens can bolster the immune system preventing sickness from taking root in the body. Bonus – they support vision and skin health!

Healthy eating habits can lead to fewer illnesses and health complications, resulting in fewer doctor and hospital visits. Translating to lower out-of-pocket expenses and potentially lowering your insurance premiums over time!

Let's review your insurance needs

SPEAK TO AN ADVISER

Related

Benefits of International Private Medical Insurance

Benefits of International Private Medical Insurance

If you’re planning to move abroad, there are many things to consider, from where you’re going to l...

Read More >
Expect the unexpected: Critical Illness Protection for the whole family

Expect the unexpected: Critical Illness Protection for the whole family

Did you know Critical Illness Protection is important for the whole family? Not just the main earner...

Read More >
Happy travels: 8 money saving tips

Happy travels: 8 money saving tips

Going on holiday is an excellent way to unwind, relax and create lasting memories with loved ones. H...

Read More >
The Cost of Living Crisis: How financial worries impact Gen Z's health

The Cost of Living Crisis: How financial worries impact Gen Z's health

In the face of the cost of living crisis, financial worries have reached an all-time high among Gene...

Read More >
A look at the new renter’s reform bill and buy-to-let mortgages

A look at the new renter’s reform bill and buy-to-let mortgages

The government recently published the Renters Rights Bill to Parliament. Here are some of the propos...

Read More >
Can Your Health Cover Help You Get Fitter? Here’s How

Can Your Health Cover Help You Get Fitter? Here’s How

Are you looking to feel your best this summer? It can be a self-conscious time of year, but let’s m...

Read More >

What our clients say...

Latest Blog

Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break ...
Read More

Case Study: Navigating Complex Lending

Applying for a mortgage can sometimes be straightforward, but when your financial situation is compl...
Read More

Understanding Tax Calculations and Tax Year Overviews

If you’re applying for a mortgage, you may have come across the terms SA302 and Tax Year Overview. ...
Read More

Want to Boost Your Home's Appeal? Start with the Garden

What an amazing summer we’ve been having, and if like us, you’ve been spending a lot of time in th...
Read More

Making the Most of Your Home in Retirement – With the Right Advice

For many people approaching or already in retirement, your home isn’t just where you live, it’s al...
Read More

From Renting to Retirement: How Your Insurance Needs Change Through Life

As your lifestyle evolves, so do the risks you face. Your insurance cover should adapt to reflect th...
Read More

Supporting a Self-Employed Single Mum with Critical Illness Cover

We recently encountered an interesting real-life scenario, and we thought it would be helpful to sho...
Read More

Boost Your Chances for a Mortgage

Are you looking for a new mortgage? How organised are you? Let’s go through some of the key criteri...
Read More

Stay Calm and Financially Resilient

Your Money, Your Safety Net...Life can be unpredictable. Whether it's a sudden job loss, an illness,...
Read More

Can Your Health Cover Help You Get Fitter? Here’s How

Are you looking to feel your best this summer? It can be a self-conscious time of year, but let’s m...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top