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More greens - lower insurance premiums

Maintaining a healthy lifestyle obviously makes sense for your overall well-being, but did you know it can also impact your insurance?

 

Do you need a bit more of a push to refocus on those New Year’s resolutions optimistically planned a couple of months ago? Let’s take a closer look at private medical insurance and how eating healthy (yes, more greens!) can complement your policy.

 

Every day and every plate, aim to eat the colours of the rainbow (and not skittles!).

 

Look for whole foods and take a closer look at the ingredients of what you eat. If an ingredient sounds like it should be part of a science experience, you probably shouldn’t be eating it. For example, hydrogenated oil, sodium nitrate, aspartame, and any number that starts with an E at the front!

 

Do you vaguely remember the food pyramid or a healthy eating plate from school? This is a simple way to ensure you are eating a balanced diet… the biggest section should include fresh fruits and vegetables, then protein, then whole grains, and with a good spoonful of healthy fats.

 

This certainly doesn’t need to be the case for every meal, but aim for 80/20, if you allow a little treat meal 20% of the time, you are less likely to binge.

 

And while we are on the topic of binging, ensuring you have that dose of healthy fats at every meal can not only prevent chronic diseases such as diabetes, heart disease, and certain cancers, but also means you stay fuller for longer.

 

But vegetables, particularly green ones, are a powerhouse of vitamins and minerals such as Vitamin A, Vitamin C, iron, magnesium, potassium, and calcium, reducing the need for supplements (and the cost!). For an easy veg addition to your life, add a cup of uncooked spinach to your daily smoothie.

 

Equally, maintaining a nutritious diet can support your body's ability to heal and recover more quickly in the event of an illness or injury.

 

Fatty fish rich in Omega 3, like salmon and sardines, lower cholesterol, reduce blood pressure, and help with inflammation (the trigger for a lot of common injuries!). Meanwhile, leafy greens can bolster the immune system preventing sickness from taking root in the body. Bonus – they support vision and skin health!

Healthy eating habits can lead to fewer illnesses and health complications, resulting in fewer doctor and hospital visits. Translating to lower out-of-pocket expenses and potentially lowering your insurance premiums over time!

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

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A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

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YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

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