Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

More greens - lower insurance premiums

Maintaining a healthy lifestyle obviously makes sense for your overall well-being, but did you know it can also impact your insurance?

 

Do you need a bit more of a push to refocus on those New Year’s resolutions optimistically planned a couple of months ago? Let’s take a closer look at private medical insurance and how eating healthy (yes, more greens!) can complement your policy.

 

Every day and every plate, aim to eat the colours of the rainbow (and not skittles!).

 

Look for whole foods and take a closer look at the ingredients of what you eat. If an ingredient sounds like it should be part of a science experience, you probably shouldn’t be eating it. For example, hydrogenated oil, sodium nitrate, aspartame, and any number that starts with an E at the front!

 

Do you vaguely remember the food pyramid or a healthy eating plate from school? This is a simple way to ensure you are eating a balanced diet… the biggest section should include fresh fruits and vegetables, then protein, then whole grains, and with a good spoonful of healthy fats.

 

This certainly doesn’t need to be the case for every meal, but aim for 80/20, if you allow a little treat meal 20% of the time, you are less likely to binge.

 

And while we are on the topic of binging, ensuring you have that dose of healthy fats at every meal can not only prevent chronic diseases such as diabetes, heart disease, and certain cancers, but also means you stay fuller for longer.

 

But vegetables, particularly green ones, are a powerhouse of vitamins and minerals such as Vitamin A, Vitamin C, iron, magnesium, potassium, and calcium, reducing the need for supplements (and the cost!). For an easy veg addition to your life, add a cup of uncooked spinach to your daily smoothie.

 

Equally, maintaining a nutritious diet can support your body's ability to heal and recover more quickly in the event of an illness or injury.

 

Fatty fish rich in Omega 3, like salmon and sardines, lower cholesterol, reduce blood pressure, and help with inflammation (the trigger for a lot of common injuries!). Meanwhile, leafy greens can bolster the immune system preventing sickness from taking root in the body. Bonus – they support vision and skin health!

Healthy eating habits can lead to fewer illnesses and health complications, resulting in fewer doctor and hospital visits. Translating to lower out-of-pocket expenses and potentially lowering your insurance premiums over time!

Let's review your insurance needs

SPEAK TO AN ADVISER

Related

CASE STUDY: The rise of the “Silver Splitters”

CASE STUDY: The rise of the “Silver Splitters”

While many of us may have become incensed by or frustrated with our spouses during the last two year...

Read More >
Get your home and property autumn ready

Get your home and property autumn ready

Taking a few precautions before the onset of Winter weather can help you avoid potential claims and ...

Read More >
CASE STUDY: Over 50 but too young for equity release – what are the options?

CASE STUDY: Over 50 but too young for equity release – what are the options?

People over the age of 50 often find it difficult to get a mortgage because many lenders will not ta...

Read More >
Our MD and adviser Luke talking about mortgages and interest rates rises on the BBC HEREFORD & WORCESTER Radio Breakfast show

Our MD and adviser Luke talking about mortgages and interest rates rises on the BBC HEREFORD & WORCESTER Radio Breakfast show

There is a lot of talk in the media about mortgage rates. It is true that some rates have increased ...

Read More >
How to protect yourself against identity theft

How to protect yourself against identity theft

Identity theft is a type of crime where someone's personal and financial data is obtained and us...

Read More >
Income Protection: Not just for the over 30’s

Income Protection: Not just for the over 30’s

According to recent research by Cirencester Friendly*, almost 23% of their claimants are aged 30 or ...

Read More >

What our clients say...


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top