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Lifetime Mortgages: How to spring refresh your home with calm and wellness

Make your home a place for peace as we close in on those chilly winter months. We show you how you can release equity from your property to restore wellness and calm. You are on your way to zen! Plus, some easy low-cost tips you can do today.

 

Did you know redesigning your home can actually be a strategic financial decision? It can add to the value of your house AND enhance your living environment. This sounds like it will improve your overall well-being!

 

If you aren't sure how to make your plans a reality,

one option is to use a Lifetime Mortgage for home improvements.

 

The next step? Speak with a trusted Equity Release Council-approved Lifetime Mortgage Specialist.

 

They will assess the equity in the value of your property built up over time. Lifetime Mortgages not only allow you to unlock value in your home, but retain ownership completely.

 

With this in mind, look around your home. Identify the areas that need updating to bring calm and wellness to your own sanctuary.

 

When planning, you can consider luxury factors and your day-to-day. Ideas include:

  • Renovating your bathroom with a spa-like atmosphere. Water fountains or indoor plants create a sense of serenity.
  • Embrace natural light. For example, mix up what you already have with double-glazed windows, colour schemes, and refreshed layouts.
  • Invite indoor-outdoor flow throughout the whole home with large windows and sliding doors. Opening your living spaces (and life) to nature.
  • You could even designate a specific area of your home as a retreat. This can provide an escape from the stresses of daily life. Think a tranquil outdoor patio surrounded by lush greenery. Find the Café del Mar soundtrack for optional chilled-out vibes!

 

Simple low-cost tips for embracing wellness and calmness can offer the same effect. Even without releasing equity. What about a cosy reading nook with dim lighting and a mixture of warming textural throws? Or how about a yoga and meditation corner with candles and floor pillows?

 

Throughout the home, turn off your ceiling lights to calm and reset your nervous system. Instead, use ambient lighting. Dim lights support your circadian rhythm and promote a good night’s sleep. At the same time, natural elements invite a sense of peace and connection with the outdoors.

 

Explore how a Lifetime Mortgage can bring calmness and wellness

to your home this spring

SPEAK TO AN ADVISER

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

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Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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