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Is it time to review your protection policies?

Recently we have been seeing all sorts of local news pieces on crowding funding appeals to help families who have fallen into financial difficulty, a lot of times due to a change in circumstances, illness or death.

The current percentage of UK adults that a hold a protection product are:

  • 29% for life insurance*
  • 13% for critical illness*
  • 6.1% for income protection insurance*
  • 3% for mortgage protection payment insurance*

A lot of life insurance policies have value added benefits that people often forget about, so it’s important to take make the most of these and ask if you need second opinions, a 24 hour GP service, or counselling services for example.

This festive season, we are going to be reviewing our client services and would like to invite you to get in touch for a free protection portfolio review to make sure your policies not only fit your current circumstances, but provide the most cost effective option in the market.

If you would like to take advantage of a free protection portfolio review this festive season, get in touch today to book an appointment

SPEAK TO AN ADVISER

 SOURCE: *https://www.fca.org.uk/publication/financial-lives/financial-lives-survey-2022-key-findings.pdf

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Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

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THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


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