Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Fact sheet: travel insurance

No one wants to think about what could go wrong on holiday. But medical emergencies, cancellations, and lost or stolen luggage can happen. Don't let an unexpected event ruin your travel experience. Travel insurance provides you with peace of mind!

In the UK, there are several types of policies available. So, you can forget your worries and enjoy your holiday! Some common types include:

Single Trip Travel Insurance:

Just for a specific trip, likely up to 90 days. Most travel mishaps will be covered (but check the fine print). Think medical emergencies, delays or cancellation, and lost luggage.

Annual Multi-Trip Travel Insurance:

Like the above, but for multiple trips within 12 months. Perfect for those lucky ones who get multiple holidays yearly! Saving you money in the long run.

Family Travel Insurance:

This will cover the whole family on a trip. Taking the stress out of medical emergencies, missed flights, and lost passports!

Backpacker Travel Insurance:

Make sure your gap year only leaves fun memories. A policy especially tailored for extended trips. Lasting several months to a year and involving multiple destinations. It may even include benefits such as adventure sports coverage.

Senior Travel Insurance:

Addressing the unique needs and risks linked to age while on holiday. Even offering coverage for pre-existing medical conditions.

Business Travel Insurance:

Covering your work gear plus any cancellations that occur on work-related trips. Bonuses include emergency assistance services for business travellers.

Cruise Travel Insurance:

This type of insurance is specially focused on covering the unique risks associated with boat life. Think, trip interruption due to missed port departures, itinerary changes, or onboard medical emergencies.

Winter Sports Travel Insurance:

Designed for holidays in the snow! Covering you for skiing or snowboarding. Injuries on the slopes, equipment damage or loss, and weather risks.

Even though imagining relaxing on the beach is the fun part of holidays, it's essential to assess the risks when it comes to travel insurance. Think about your plans and activities. Then review policy terms and conditions, coverage limits, and exclusions.

So, don’t forget your insurance before heading to the airport.

Related

Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed wit...

Read More >
Beyond Diagnosis: The Case for Financial Protection

Beyond Diagnosis: The Case for Financial Protection

We all know getting regular health checkups is important. A diagnosis like cancer or heart disease c...

Read More >
When Your Health Insurance Policy Is Due for Renewal – And What Happens Next

When Your Health Insurance Policy Is Due for Renewal – And What Happens Next

In the UK, most private health insurance policies renew annually, usually on the anniversary of your...

Read More >
The January Money Reset Quiz

The January Money Reset Quiz

Be honest, January arrives, the decorations come down… and suddenly the credit card statements arri...

Read More >
Does Your Health Insurance Still Reflect Your Life Today?

Does Your Health Insurance Still Reflect Your Life Today?

January has a habit of making us take stock. New diaries, fresh plans, and a quiet promise to be a b...

Read More >
The Hidden Benefits of Using a Broker for Your Protection Policy

The Hidden Benefits of Using a Broker for Your Protection Policy

Did you know that nearly one in five adults in the UK who start looking into protection insurance do...

Read More >

What our clients say...

Stay Informed: Mortgage Tips & Trends

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide ...
Read More

Let’s Get Your Protection Up-To-Date

We’ve rounded up our insights on the top reasons to update your critical illness cover, income prot...
Read More

Is Your Home Insurance Ready For Summer?

We might be using summer as a helpful prompt to get you organised, because really, all of these poli...
Read More

Can You Use Later Life Lending To Turn Your Garden Into A Summer Oasis?

Summer is just around the corner, and we are looking forward to Pimm’s in the garden. A couple of c...
Read More

Looking For A Mortgage? Read This First!

After some turbulent years, the UK mortgage market is showing signs of maturity and resilience. For ...
Read More

Divorcing Later in Life? Here's What You Need to Know, And How We Can Help

Around 1 in 3 divorces now happen after the age of 50. It's far more common than people realise. The...
Read More

Did You Know You Can Use Later Life Lending to Stay in Your Home?

As a later life lending broker, one of the most meaningful conversations I have with clients isn't a...
Read More

Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed with a ...
Read More

Protecting Your Empty Property: What You Need to Know

Do you own a house that is sitting empty? Whether it's awaiting sale, between tenants, undergoing re...
Read More

Q&A With Your Broker… What Have You Always Wanted to Ask?

Your mortgage questions answered: A friendly guide from your mortgage broker, in plain English.
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top