Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Can Your Health Cover Help You Get Fitter? Here’s How

Are you looking to feel your best this summer? It can be a self-conscious time of year, but let’s make 2025 the year you leave your worries behind. And actually enjoy swimming with the kids or sunbathing on the beach.

Did you know private health insurance can help you become more active, healthier, and more proactive in your fitness goals? Probably, because we talk about it all the time! But while most people think of health insurance as something you use when you're ill, many modern policies now include wellness and fitness benefits that get us moving. In turn, promising a healthier and happier life!

Give us a call today to see how a supportive PMI has changed our lifestyle! And we’ll cherry-pick the most suitable policy just for you.

Did you know PMI can include gym discounts and fitness rewards?

Yes really! Many insurers partner with well-known gyms and fitness brands. Think discounted memberships at PureGym, Nuffield Health, David Lloyd, or Virgin Active, and more! Alongside this, you can expect cashback or rewards for tracking exercise. Plus, even discounts on home fitness equipment, apps, and wearables.

For example, Vitality Health offers incentives like free Apple Watches and discounted gym memberships when you hit fitness activity targets each month.

Do you feel like you need extra support for nutrition and lifestyle coaching?

Think nutritionists or dietitian consultations. Wellness coaches or lifestyle planning sessions. Or mental health support, which can help give you motivation to stay active. 

How does faster access to physio and sports injury treatment sound?

For some, getting moving comes with physical blocks. PMI can get this fixed before your next run. Staying active means you might face the occasional strain or injury. But quick access to physiotherapy, referrals to sports medicine specialists, and cover for treatments like osteopathy or chiropractic care can all help!

Equally, PMI means reduced waiting times for tests and treatment

You’ll skip long waits for diagnostics like MRIs or blood tests. Access consultations quickly, so problems can be addressed sooner. So you’ll get back on track faster after illness or injury!

Finally, let’s look at incentivised wellness programs

Some insurers offer reward schemes that turn healthy habits into real-world perks. These might include:

  • Discounts on activewear, bikes, or sports events
  • Free cinema tickets, coffee, or travel rewards for hitting step counts or gym sessions
  • Wellness apps with tracking tools and personalised plans

Private medical insurance isn't just about illness. It's evolving to support whole-life wellbeing. Whether it’s getting back on your feet after injury or helping you stay fit with discounts and incentives, it’ll play a critical role in helping you live a more active life. And in turn, helping you feel more confident no matter the weather!

Do you need help finding a policy? We can refer you to a trusted partner to help you explore your options and find a policy tailored to your health and budget. 

SPEAK TO AN ADVISER

Related

What Is a Health Cash Plan – and Could It Save You Money?

What Is a Health Cash Plan – and Could It Save You Money?

If dentist bills, new glasses, or physio have ever caught you off guard, there's a product that ...

Read More >
Could Private Medical Insurance Be the Workplace Benefit Your Team Actually Needs?

Could Private Medical Insurance Be the Workplace Benefit Your Team Actually Needs?

With NHS waits still running into months, more workers are asking their employers a simple question:...

Read More >
Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed wit...

Read More >
Beyond Diagnosis: The Case for Financial Protection

Beyond Diagnosis: The Case for Financial Protection

We all know getting regular health checkups is important. A diagnosis like cancer or heart disease c...

Read More >
When Your Health Insurance Policy Is Due for Renewal – And What Happens Next

When Your Health Insurance Policy Is Due for Renewal – And What Happens Next

In the UK, most private health insurance policies renew annually, usually on the anniversary of your...

Read More >
The January Money Reset Quiz

The January Money Reset Quiz

Be honest, January arrives, the decorations come down… and suddenly the credit card statements arri...

Read More >

What our clients say...

Stay Informed: Mortgage Tips & Trends

What Is a Health Cash Plan – and Could It Save You Money?

If dentist bills, new glasses, or physio have ever caught you off guard, there's a product that migh...
Read More

£7.84 Billion Reasons to Talk About Protection

Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that ...
Read More

Real Stories of Later Life Lending

There's a lot of noise around Later Life Lending, headlines about rates, regulation, and market data...
Read More

AI Can Compare Mortgages. But Can It Replace Your Broker?

For all the talk of AI tools and comparison sites reshaping financial services, the latest data on t...
Read More

A New PM Is in No. 10 – Here’s What Actually Matters for Your Mortgage

By now you'll have seen the news: Andy Burnham took office as Prime Minister on 20 July, becoming th...
Read More

Is Your Home Insurance Auto-Renewal Costing You

How do you treat your insurance renewal email? It could be costing you more than you think — in som...
Read More

Unlock the Value in Your Home with Equity Release

Almost four in ten people approaching retirement are on track to have an income below the Pensions U...
Read More

The Protection Gap

Did you know most families are one crisis away from financial hardship? Unfortunately, there are som...
Read More

Could the New Government Updates Help You Buy?

The June announcement from the UK Government could be one of the most significant changes to the hom...
Read More

Could Private Medical Insurance Be the Workplace Benefit Your Team Actually Needs?

With NHS waits still running into months, more workers are asking their employers a simple question:...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office:  Calderwood House, 7 Montpellier Parade, Cheltenham, Gloucestershire, England, GL50 1UA

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top