Call us
01242 697821
Email us
info@fairviewfinancial.co.uk

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

10 top tips to help save you money

10 top tips to help save you money

Saving Money | Return|
  1. Pay yourself first by saving before spending: This approach involves putting aside a portion of your income into savings before spending on any other expenses. By prioritizing saving, you are less likely to spend money on unnecessary expenses, helping you to save more money over time.
  2. Avoid paying interest on debt by transferring it to a 0% balance credit card: By transferring your existing credit card debt to a 0% balance credit card, you can avoid paying interest on that debt for a set period of time, allowing you to pay off the balance without accruing additional interest charges.
  3. Spend mindfully by using cash, money-management apps, prepaid cards or day-to-day spending accounts: By keeping track of your spending using cash, money-management apps, prepaid cards, or day-to-day spending accounts, you can better manage your budget and avoid overspending.
  4. Keep switching to better deals for regular outgoings: By regularly reviewing your regular outgoings, such as utilities or insurance bills, and switching to better deals, you can save money on these expenses over time.
  5. Check your workplace benefits for discounts on gyms, cinemas, stores, etc: Many workplaces offer discounts on gyms, cinemas, stores, and other services as part of their benefits package. By taking advantage of these discounts, you can save money on these expenses.
  6. Remortgage when your deal ends to save thousands a year: Remortgaging can allow you to secure a lower interest rate, potentially saving you thousands of pounds each year on your mortgage repayments.
  7. Trace lost accounts and pensions with My Lost Account or the Pension Tracing Service: By tracing lost accounts and pensions with services like My Lost Account or the Pension Tracing Service, you can potentially recover lost funds and boost your savings.
  8. Avoid impulse buying and splurging on payday deals: By avoiding impulse buying and splurging on payday deals, you can stick to your budget and avoid overspending on unnecessary expenses.
  9. Cut back on unnecessary subscriptions and memberships: By cutting back on unnecessary subscriptions and memberships, you can save money on monthly fees and redirect those funds toward your savings or other financial goals.
  10. Buy own-brand products instead of branded ones to save money: Buying own-brand products instead of branded ones can help you save money on your grocery bill without sacrificing quality, allowing you to stretch your budget further.

Related

Get prepared now for a big remortgage opportunity in 2025!

Get prepared now for a big remortgage opportunity in 2025!

In 2025, there is a massive remortgage opportunity. Are you one of the 1.8 million mortgage borrower...

Read More >
CASE STUDY: Are you prepared if you can no longer work?

CASE STUDY: Are you prepared if you can no longer work?

If you are working, what would happen to your monthly income if you suddenly lost your ability to wo...

Read More >
How to restart your budget ahead of summer!

How to restart your budget ahead of summer!

With the sun on our faces and the right approach to your end-of-summer spending, you can achieve you...

Read More >
5 myths about bad credit and mortgages answered

5 myths about bad credit and mortgages answered

Understanding the world of mortgages can be difficult at the best of times. If you have bad credit, ...

Read More >
Spring Budget 2024 summary: what are the key takeaways?

Spring Budget 2024 summary: what are the key takeaways?

On the 6th March, the Chancellor of the Exchequer, Jeremy Hunt, delivered his Spring Budget for 2024...

Read More >
Here are some tips for managing bills and finances when you don’t have a regular income

Here are some tips for managing bills and finances when you don’t have a regular income

Managing money and bills self-employed can feel like a juggling act. Especially since you don't ...

Read More >

What our clients say...

Latest Blog

How can a critical illness insurance policy help

Did you know that critical illness insurance can provide an extra security net? Waiting times for el...
Read More

Avoid NHS waiting times with private medical insurance

Did you know private health insurance can provide an essential safety net? You’ll be able to access...
Read More

Using Equity Release for Home Improvements or Care Needs

As you approach the ‘Golden Years’, are you considering whether to stay at home or move into care?...
Read More

Insuring a Heritage Property? What You Need to Know

There is a lot of love for those beautiful older houses, from the Tudor era to the popular Edwardian...
Read More

Remortgaging This Year? Fixed vs Variable Rates

Do you hold one of the fixed rate COVID-era mortgages coming to an end this year? Unfortunately, the...
Read More

How to restart your budget ahead of summer!

With the sun on our faces and the right approach to your end-of-summer spending, you can achieve you...
Read More

How to stay active through summer! (and how health insurance can help)

With the warmer weather approaching, it’s a great time to get active without hitting the gym! We’v...
Read More

What protection do you need in place to have a worry-free summer?

Summer’s here—time for garden BBQs, beach escapes, and maybe even a cheeky weekend away. But while...
Read More

Avoid these mistakes when buying insurance

General insurance—whether it’s for your car, home, travel, or health—is a crucial financial safet...
Read More

How to use equity release for a new garden renovation or a dream holiday

Using equity release to fund a garden renovation or a dream holiday can be a smart move if done wise...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Equity Release

Blog

Meet the Team

Contact Us

Privacy Policy


Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top