Call us
01242 697821
Email us
info@fairviewfinancial.co.uk

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

10 top tips to help save you money

10 top tips to help save you money

Saving Money | Return|
  1. Pay yourself first by saving before spending: This approach involves putting aside a portion of your income into savings before spending on any other expenses. By prioritizing saving, you are less likely to spend money on unnecessary expenses, helping you to save more money over time.
  2. Avoid paying interest on debt by transferring it to a 0% balance credit card: By transferring your existing credit card debt to a 0% balance credit card, you can avoid paying interest on that debt for a set period of time, allowing you to pay off the balance without accruing additional interest charges.
  3. Spend mindfully by using cash, money-management apps, prepaid cards or day-to-day spending accounts: By keeping track of your spending using cash, money-management apps, prepaid cards, or day-to-day spending accounts, you can better manage your budget and avoid overspending.
  4. Keep switching to better deals for regular outgoings: By regularly reviewing your regular outgoings, such as utilities or insurance bills, and switching to better deals, you can save money on these expenses over time.
  5. Check your workplace benefits for discounts on gyms, cinemas, stores, etc: Many workplaces offer discounts on gyms, cinemas, stores, and other services as part of their benefits package. By taking advantage of these discounts, you can save money on these expenses.
  6. Remortgage when your deal ends to save thousands a year: Remortgaging can allow you to secure a lower interest rate, potentially saving you thousands of pounds each year on your mortgage repayments.
  7. Trace lost accounts and pensions with My Lost Account or the Pension Tracing Service: By tracing lost accounts and pensions with services like My Lost Account or the Pension Tracing Service, you can potentially recover lost funds and boost your savings.
  8. Avoid impulse buying and splurging on payday deals: By avoiding impulse buying and splurging on payday deals, you can stick to your budget and avoid overspending on unnecessary expenses.
  9. Cut back on unnecessary subscriptions and memberships: By cutting back on unnecessary subscriptions and memberships, you can save money on monthly fees and redirect those funds toward your savings or other financial goals.
  10. Buy own-brand products instead of branded ones to save money: Buying own-brand products instead of branded ones can help you save money on your grocery bill without sacrificing quality, allowing you to stretch your budget further.

Related

Mortgage product transfer vs. remortgage

Mortgage product transfer vs. remortgage

When it comes to managing your mortgage, there often comes a point where you need to make a decision...

Read More >
Fact sheet: Accident, Sickness and Unemployment policy (ASU)

Fact sheet: Accident, Sickness and Unemployment policy (ASU)

This cover protects your monthly income if you fall sick, have an accident that forces you out of wo...

Read More >
The Cost of Living Crisis: How financial worries impact Gen Z's health

The Cost of Living Crisis: How financial worries impact Gen Z's health

In the face of the cost of living crisis, financial worries have reached an all-time high among Gene...

Read More >
Five easy ways to save money this festive season

Five easy ways to save money this festive season

The festive season can bring all sorts of financial stress. But with these tips, we hope you can tak...

Read More >
Avoid NHS waiting times with private medical insurance

Avoid NHS waiting times with private medical insurance

Did you know private health insurance can provide an essential safety net? You’ll be able to access...

Read More >
Lifetime Mortgages: How to spring refresh your home with calm and wellness

Lifetime Mortgages: How to spring refresh your home with calm and wellness

Make your home a place for peace as we close in on those chilly winter months. We show you how you c...

Read More >

What our clients say...

Latest Blog

Your Guide to Medical Underwriting

Let’s be honest, insurance can often feel a bit overwhelming when going through the fine print! Whe...
Read More

When Might an Insurer Not Pay a Claim?

We often get asked, when might an insurer not pay a claim? I understand how frustrating it can be wh...
Read More

Have You Heard of the Term ‘Mortgage Prisoners’?

If you’re a homeowner in the UK, you might have heard the term “mortgage prisoner” being thrown a...
Read More

Life Cover Isn’t a Nice Option to Have - It's Essential

Life is unpredictable, and the thought of what would happen to your loved ones if you were no longer...
Read More

Why It Pays to Speak to a Mortgage Broker Six Months in Advance

When it comes to buying a property or remortgaging in the UK, most people don’t think about mortgag...
Read More

Top tips: How to Boost your Income

We’ve scoured the internet and swapped tips around the office to find simple (and sometimes a bit c...
Read More

Health Insurance Isn’t Just for Emergencies

When people think of private health insurance, they often imagine it’s only there for the big stuff...
Read More

How Homeowners Over 55 Can Fund Their Garden Retreats

Over the past few years, many homeowners have discovered the value of creating dedicated spaces in t...
Read More

Buildings & Contents Insurance Has Your Back

When disaster strikes, from a burst pipe, a kitchen fire, or a break-in, you need buildings and cont...
Read More

Understanding Protection vs Insurance: What’s the Difference?

You may have heard the terms “Protection” and “Insurance” (like critical illness insurance and l...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Equity Release

Blog

Meet the Team

Contact Us

Privacy Policy


Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top