Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Protect yourself against phishing scams - don’t take the bait!

Did you know that phishing scams are one of the most common ways cybercriminals steal personal information from unsuspecting individuals? According to Proofpoint’s 2022 State of the Phish Report*, 83% of organisations fell victim to a phishing attack last year.

Meanwhile, Verizon’s 2021 Data Breach Investigations Report* found that 25% of all data breaches involve phishing.

Phishing is a type of cyberattack where fraudsters send emails or messages that appear to be from a reputable source, such as a bank or a well-known company, in an attempt to trick recipients into revealing sensitive information, such as passwords, credit card details, or social security numbers. These scammers often use psychological tactics, such as urgency or fear, to convince people to take immediate action and reveal their personal information.

To protect yourself from falling victim to a phishing scam, there are a few things you can do.

  • First, be suspicious of any email or message that asks for your personal information, especially if it's unsolicited. If you're unsure if a message is legitimate, do not click on any links or download any attachments.
  • Second, check the email address of the sender to make sure it's legitimate. Scammers often use email addresses that are similar to a reputable company, but with slight variations, such as substituting an "o" with a zero.
  • Third, look for signs of a phishing attempt, such as poor grammar, misspellings, or unusual formatting. Legitimate organizations typically have a professional image and take care to avoid errors in their communications.
  • Fourth, be careful when clicking on links in emails or messages. Hover your mouse over the link to see the URL before clicking on it. If the URL looks suspicious, do not click on it.
  • Fifth, keep your computer software up to date, including your antivirus and firewall software. This can help protect you from malware that can be used to steal your personal information.
  • Lastly, be cautious when entering personal information online. Only enter sensitive information on secure websites that have a padlock icon in the address bar and start with "https" rather than "http." If you're unsure if a website is secure, do not enter any personal information.

By following these tips, you can help protect yourself from falling victim to a phishing scam. Remember to stay vigilant and always think twice before clicking on links or entering personal information online.

SPEAK TO AN ADVISER

* Source::  https://www.itgovernance.eu/blog/en/the-5-biggest-phishing-scams-of-all-time

Related

Your mortgage options - we're still here to help

Your mortgage options - we're still here to help

The news around mortgage rates and deal availability has no doubt been heard by you and your loved o...

Read More >
How technology is shaping the future of general insurance

How technology is shaping the future of general insurance

From AI-driven claims processing to integrating Internet of Things (IoT) devices for personalised co...

Read More >
Recently divorced or separated? Is your insurance up to date?

Recently divorced or separated? Is your insurance up to date?

If you're going through a divorce or separation, updating your insurance policies is a necessary...

Read More >
As mortgage rates start to come back down, how long should you fix for?

As mortgage rates start to come back down, how long should you fix for?

If you're considering fixing your mortgage term, now may be a good time to do so, with mortgage ...

Read More >
CASE STUDY: Over 50 but too young for equity release – what are the options?

CASE STUDY: Over 50 but too young for equity release – what are the options?

People over the age of 50 often find it difficult to get a mortgage because many lenders will not ta...

Read More >
Top five insurance policies to take out

Top five insurance policies to take out

Part of our ‘stay safe and stay smart’ campaign naturally includes insurance. With the cost of liv...

Read More >

What our clients say...

Latest Blog

Top tips: How to Boost your Income

We’ve scoured the internet and swapped tips around the office to find simple (and sometimes a bit c...
Read More

Health Insurance Isn’t Just for Emergencies

When people think of private health insurance, they often imagine it’s only there for the big stuff...
Read More

How Homeowners Over 55 Can Fund Their Garden Retreats

Over the past few years, many homeowners have discovered the value of creating dedicated spaces in t...
Read More

Buildings & Contents Insurance Has Your Back

When disaster strikes, from a burst pipe, a kitchen fire, or a break-in, you need buildings and cont...
Read More

Understanding Protection vs Insurance: What’s the Difference?

You may have heard the terms “Protection” and “Insurance” (like critical illness insurance and l...
Read More

What’s Next for UK Mortgages? A Look at Today’s Market and Tomorrow’s Opportunities

If you're a homeowner or looking to get onto the property ladder or you are looking to remortgage, y...
Read More

Key Trends Shaping Mortgages, Protection & Later-Life Lending in 2025

It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break ...
Read More

Case Study: Navigating Complex Lending

Applying for a mortgage can sometimes be straightforward, but when your financial situation is compl...
Read More

Understanding Tax Calculations and Tax Year Overviews

If you’re applying for a mortgage, you may have come across the terms SA302 and Tax Year Overview. ...
Read More

Want to Boost Your Home's Appeal? Start with the Garden

What an amazing summer we’ve been having, and if like us, you’ve been spending a lot of time in th...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top