We often get asked, ‘Does my child need health insurance?’ We can’t answer this question for you, as this is something you need to think about. But we’ve put together this blog post to help you understand what’s available. Don’t forget, we can offer detailed information to help you make that decision — reach out directly for a bespoke quote.
As a parent, if your child becomes ill, you would do anything to help them feel better. This includes trying to make sure they feel better as quickly as possible – the right health insurance cover can help you achieve this.
In the UK, NHS waiting times continue to increase, and treatment options are becoming more restricted. If your family has health insurance, you’ll be covered if someone unexpectedly falls ill – once diagnosed, you’ll have access to a range of treatments without long waiting times. You’ll have more choice and flexibility, which can help reduce stress if something was to happen.
Many insurance providers have plans designed to be more suitable for children.
Here are some things to think about when looking for a quote:
- Hospital expense allowance
If your child is admitted to hospital, you’ll receive a reimbursement of the costs per night. You’ll receive a hospital list - outlining the hospitals you’re covered for.
- Access to a Paediatric helpline
You’ll get support from a personal nurse adviser if your child is admitted to hospital, is diagnosed with a serious illness, or if you need help in arranging a second opinion.
- Unlimited use of a confidential GP helpline
Open 24hrs a day, 7 days a week. Unlimited video and phone consultations with a doctor/ fast text responses.
- Discounts through the online health and wellbeing site
Including dietary products and much more
- Choice of hospitals
- Member offers – including membership
- Access to the latest approved cancer drugs even If they aren’t available on the NHS
Perhaps you’re thinking of acquiring health insurance for the whole family? Look for family health insurance plan for discounts for everyone.
Finding the right health insurance for you, children or the whole family can be a time-consuming process.
Want more details? We can refer you to a trusted partner.
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