Call us
01242 697821

Blogs

Keep up to date with the latest news and our guides on all things mortgages. 

Fact sheet: travel insurance

No one wants to think about what could go wrong on holiday. But medical emergencies, cancellations, and lost or stolen luggage can happen. Don't let an unexpected event ruin your travel experience. Travel insurance provides you with peace of mind!

In the UK, there are several types of policies available. So, you can forget your worries and enjoy your holiday! Some common types include:

Single Trip Travel Insurance:

Just for a specific trip, likely up to 90 days. Most travel mishaps will be covered (but check the fine print). Think medical emergencies, delays or cancellation, and lost luggage.

Annual Multi-Trip Travel Insurance:

Like the above, but for multiple trips within 12 months. Perfect for those lucky ones who get multiple holidays yearly! Saving you money in the long run.

Family Travel Insurance:

This will cover the whole family on a trip. Taking the stress out of medical emergencies, missed flights, and lost passports!

Backpacker Travel Insurance:

Make sure your gap year only leaves fun memories. A policy especially tailored for extended trips. Lasting several months to a year and involving multiple destinations. It may even include benefits such as adventure sports coverage.

Senior Travel Insurance:

Addressing the unique needs and risks linked to age while on holiday. Even offering coverage for pre-existing medical conditions.

Business Travel Insurance:

Covering your work gear plus any cancellations that occur on work-related trips. Bonuses include emergency assistance services for business travellers.

Cruise Travel Insurance:

This type of insurance is specially focused on covering the unique risks associated with boat life. Think, trip interruption due to missed port departures, itinerary changes, or onboard medical emergencies.

Winter Sports Travel Insurance:

Designed for holidays in the snow! Covering you for skiing or snowboarding. Injuries on the slopes, equipment damage or loss, and weather risks.

Even though imagining relaxing on the beach is the fun part of holidays, it's essential to assess the risks when it comes to travel insurance. Think about your plans and activities. Then review policy terms and conditions, coverage limits, and exclusions.

So, don’t forget your insurance before heading to the airport.

Related

How to sell your home over Christmas

How to sell your home over Christmas

The festive season may not be the most conventional time to sell your home, but it can actually be a...

Read More >
Our MD and adviser Luke talking about mortgages and interest rates rises on the BBC HEREFORD & WORCESTER Radio Breakfast show

Our MD and adviser Luke talking about mortgages and interest rates rises on the BBC HEREFORD & WORCESTER Radio Breakfast show

There is a lot of talk in the media about mortgage rates. It is true that some rates have increased ...

Read More >
CASE STUDY: Income Protection - Sharon's story

CASE STUDY: Income Protection - Sharon's story

It can be difficult to see the reasons we may look at Income protection as a necessary expense rathe...

Read More >
Income Protection: Not just for the over 30’s

Income Protection: Not just for the over 30’s

According to recent research by Cirencester Friendly*, almost 23% of their claimants are aged 30 or ...

Read More >
A new Bank of England base rate rise. Is now a good time to remortgage?

A new Bank of England base rate rise. Is now a good time to remortgage?

August 4th saw yet another Bank of England Base Rate hike, this time to 1.75% and evidently these ri...

Read More >
How does Critical Illness Cover work?

How does Critical Illness Cover work?

Critical Illness Cover is something we are passionate about. Protection is crucial to safeguard agai...

Read More >

What our clients say...

Latest Blog

How to restart your budget ahead of summer!

With the sun on our faces and the right approach to your end-of-summer spending, you can achieve you...
Read More

How to stay active through summer! (and how health insurance can help)

With the warmer weather approaching, it’s a great time to get active without hitting the gym! We’v...
Read More

What protection do you need in place to have a worry-free summer?

Summer’s here—time for garden BBQs, beach escapes, and maybe even a cheeky weekend away. But while...
Read More

Avoid these mistakes when buying insurance

General insurance—whether it’s for your car, home, travel, or health—is a crucial financial safet...
Read More

How to use equity release for a new garden renovation or a dream holiday

Using equity release to fund a garden renovation or a dream holiday can be a smart move if done wise...
Read More

Looking to buy this summer? Let’s get your preapproval sorted!

Did you know that the summer months typically see an increase in home sales? We thought we’d put to...
Read More

A fresh start for your money this spring

Let’s get a bit cheesy this month with this very catchy phrase: “Spring Cleaning Your Finances—A ...
Read More

How does your gender affect health?

Are you looking for a health insurance policy? We’ve looked at the research and there are some dif...
Read More

Your monthly equity release update

New research shows that people over the age of 55 are increasingly choosing to release equity in the...
Read More

Expect the unexpected: Critical Illness Protection for the whole family

Did you know Critical Illness Protection is important for the whole family? Not just the main earner...
Read More


Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Our Fees        

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


  • Back to top