Blogs

Keep up to date with the latest news and our guides on all things mortgages.

Make an enquiry

10 top tips to help save you money

Saving Money | Return|

Pay yourself first by saving before spending: This approach involves putting aside a portion of your income into savings before spending on any other expenses. By prioritizing saving, you are less likely to spend money on unnecessary expenses, helping you to save more money over time.
Avoid paying interest on debt by transferring it to a 0% balance credit card: By transferring your existing credit card debt to a 0% balance credit card, you can avoid paying interest on that debt for a set period of time, allowing you to pay off the balance without accruing additional interest charges.
Spend mindfully by using cash, money-management apps, prepaid cards or day-to-day spending accounts: By keeping track of your spending using cash, money-management apps, prepaid cards, or day-to-day spending accounts, you can better manage your budget and avoid overspending.
Keep switching to better deals for regular outgoings: By regularly reviewing your regular outgoings, such as utilities or insurance bills, and switching to better deals, you can save money on these expenses over time.
Check your workplace benefits for discounts on gyms, cinemas, stores, etc: Many workplaces offer discounts on gyms, cinemas, stores, and other services as part of their benefits package. By taking advantage of these discounts, you can save money on these expenses.
Remortgage when your deal ends to save thousands a year: Remortgaging can allow you to secure a lower interest rate, potentially saving you thousands of pounds each year on your mortgage repayments.
Trace lost accounts and pensions with My Lost Account or the Pension Tracing Service: By tracing lost accounts and pensions with services like My Lost Account or the Pension Tracing Service, you can potentially recover lost funds and boost your savings.
Avoid impulse buying and splurging on payday deals: By avoiding impulse buying and splurging on payday deals, you can stick to your budget and avoid overspending on unnecessary expenses.
Cut back on unnecessary subscriptions and memberships: By cutting back on unnecessary subscriptions and memberships, you can save money on monthly fees and redirect those funds toward your savings or other financial goals.
Buy own-brand products instead of branded ones to save money: Buying own-brand products instead of branded ones can help you save money on your grocery bill without sacrificing quality, allowing you to stretch your budget further.

Small Tweaks, Better Balance

January is a natural time to get organised. Budgets are under review, paperwork is being sorted, and...

The Art of Spending Mindfully

As your broker, I want to help you not just protect your financial future with the right mortgage or...

Why Insurance Reviews Matter

Regularly reviewing your insurance policies ensures your cover remains accurate and up to date. As c...

Top tips: How to Boost your Income

We’ve scoured the internet and swapped tips around the office to find simple (and sometimes a bit c...

Buildings & Contents Insurance Has Your Back

When disaster strikes, from a burst pipe, a kitchen fire, or a break-in, you need buildings and cont...

Stay Calm and Financially Resilient

Your Money, Your Safety Net...Life can be unpredictable. Whether it's a sudden job loss, an illn...

What our clients say...

Stay Informed: Mortgage Tips & Trends

The Great British Affordability Divide: Where Can First-Time Buyers Actually Afford to Buy?

If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide ...

Let’s Get Your Protection Up-To-Date

We’ve rounded up our insights on the top reasons to update your critical illness cover, income prot...

Is Your Home Insurance Ready For Summer?

We might be using summer as a helpful prompt to get you organised, because really, all of these poli...

Can You Use Later Life Lending To Turn Your Garden Into A Summer Oasis?

Summer is just around the corner, and we are looking forward to Pimm’s in the garden. A couple of c...

Looking For A Mortgage? Read This First!

After some turbulent years, the UK mortgage market is showing signs of maturity and resilience. For ...

Divorcing Later in Life? Here's What You Need to Know, And How We Can Help

Around 1 in 3 divorces now happen after the age of 50. It's far more common than people realise. The...

Did You Know You Can Use Later Life Lending to Stay in Your Home?

As a later life lending broker, one of the most meaningful conversations I have with clients isn't a...

Is Critical Illness Cover Worth It? Honestly, Yes, And Here's Why

What actually is critical illness cover? It pays you a tax-free lump sum if you're diagnosed with a ...

Protecting Your Empty Property: What You Need to Know

Do you own a house that is sitting empty? Whether it's awaiting sale, between tenants, undergoing re...

Q&A With Your Broker… What Have You Always Wanted to Ask?

Your mortgage questions answered: A friendly guide from your mortgage broker, in plain English.

Fairview Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Ltd is registered in England and Wales no: 10912424. Registered office: 107 Promenade, Cheltenham, GL50 1NW.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

@ 2020 by Fairview Financial

Quick Links

First Time Buyers

Home Movers

Remortgages

Blog

Meet the Team

Contact Us

Privacy Policy

Our Fees

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Our standard fee for mortgages is £395 and this is paid when the mortgage is offered. We charge a fee of £295 First-Time Buyers. Other fees may apply depending on the complexity of the work involved or loan amount. The maximum fee we can charge is £795.

Our standard fee for Equity Release is £895 and this is paid on completion.

We also receive a commission from the lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the cost payable by you.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

EQUITY RELEASE: THIS IS A LIFETIME MORTGAGE. TO UNDERSTAND THE FEATURES AND RISKS, PLEASE ASK FOR A PERSONALISED ILLUSTRATION. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

Blogs

10 top tips to help save you money

Related

What our clients say...

Stay Informed: Mortgage Tips & Trends

Quick Links

Our Fees